Henry Holt and Company, Inc.

Publishers since 1866

115 West 18th Street

New York, New York 10011

Henry Holt® is a registered trademark of Henry Holt and Company, Inc.

Copyright © 1992 by Armond Budish and Amy Budish

All rights reserved.

Published in Canada by Fitzhenry & Whiteside Ltd., 91 Granton Drive, Richmond Hill, Ontario L4B 2N5.

Library of Congress Cataloging-in-Publication Data

Budish, Amy.

Golden opportunities : hundreds of money-making, money-saving gems for anyone over fifty / Amy Budish and Armond Budish. — 1st ed.

p.   cm.

1. Aged—United States—Finance, Personal.   2. Middle-aged persons—United States—Finance, Personal.   3. Retirement income—United States—Planning.   4. Social Security—United States. I. Budish, Armond D.   II. Title.

HG181.B86   1993

332.024'01—dc20

92-30815
CIP

ISBN 0-8050-1290-7

First Edition—1992

eISBN 9781466859760

First eBook edition: November 2013