CREDIT

Your credit score—it seems like the whole country is obsessed with those three little digits that hold the key to unlocking better interest rates for borrowers, lower premiums from insurance companies, and even job offers from many employers.

In this chapter, we meet three people who are recovering from shaky credit, one family who maintained rock-solid credit during the recession, and one person who went from having no credit to having great credit. I’ll also show you why credit scores fall, how to make them go back up, how to challenge errors on a credit report, and how to get credit if you’ve never had it before.