Index

1. Account statement
2. Action-plan checklist
3. Advisor. See Financial advisor(s)
4. After-tax income
5. Age. See also Longevity
   1. age
   2. age
   3. age
   4. over and(See also Defensive plan)
   5. risk and
6. Alarms, false
7. American ingenuity
8. “America’s Most-Admired Companies”
9. Amnesia, generational
10. Apple stock
11. “Appreciation, future”
12. Arab oil embargo
13. Asset(s):
    1. amalgamation of
    2. market risk and
14.  
15. Baby boomers:
    1. buy-hold myth and
    2. good fortune of
    3. retirement contributions and
16. “Backtesting”
17. Bank valuations
18. Bear market(s)
    1. in 1987
    2. of 2008–2009
    3. action-plan checklist and
    4. avoiding
    5. “best” trading days and
    6. big bad
    7. breaking even and
    8. buy-hold strategy and
    9. cash and
    10. diversification and
    11. DOW and
    12. earnings and
    13. event-driven drops and
    14. “false alarms” for
    15. holding investments and
    16. losses and
    17. out-of-control
    18. preparing for
    19. retirement goals and
    20. during retirement years
    21. riding to the bottom
    22. selling in a
    23. sell strategy and
    24. smaller
    25. sticking with
    26. tech bubble
    27. timing of, generally
    28. worst trading days and
    29. year after
19. “Being whipsawed”
20. Belief systems
21. Best trading days
    1. about
    2. bear days, avoiding
    3. dates
    4. doing the impossible
    5. missing worst and
    6. pattern and
    7. pig in a poke
    8. riding market during
    9. worst trading days and
22. Beta
23. Birinyi, Laszlo
24. BlackBerry
25. “Black Monday”
26. Bogle, John
27. Bonds
28. Boomers. See Baby boomers
29. Boston College, Center for Retirement Research
30. Bottom of market. See Selling at the bottom, myth and
31. BP oil spill
32. Buffett, Warren
33. Bull market(s):
    1. aftermath of 20-year
    2. diversification and
    3. right after retirement
    4. twenty-year
34. Businesses, stock market and
35. Butter production
36. “Buy-Hold Bible”
37. Buy-hold SELL strategy. See also Sell strategy
    1. about
    2. financial advisor and
    3. market crash of 2008 and
    4. organization and
    5. retirement and
38. Buy-hold strategy:
    1. being over 50 and
    2. beyond the
    3. breaking free and
    4. disaster story and
    5. holding periods and
    6. as incomplete idea
    7. longer holding time and
    8. mantra of
    9. nonsense, more
    10. personal experience with
    11. psychological pain and
    12. quiz
    13. stock prices and
    14. “truth” and
    15. validation of
    16. volatility and
39. Buying low/selling high, rebalancing and
40.  
41. Capital gains taxes
42. Capitalist system, instabilities of
43. Cash:
    1. bad times and
    2. bear markets and
    3. financial advisors and
    4. headlines and
    5. interest on
    6. sitting in, selling and
    7. zero percent return and
44. Casinos/gambling
45. Casone, Cheryl
46. Cavuto (TV show)
47. The Center for Innovative Financial Technology
48. Center for Retirement Research
49. Checklist, action-plan
50. Cognitive dissonance
51. Coin flipping
52. Compounding, reverse
53. Compound interest
54. Computer systems,. See also Y2K
55. Confidence:
    1. erosion of
    2. lack of
    3. retirement and
56. Conflict of interest
57. Core beliefs
58. Costs. See Transaction costs
59. Crashes. See Stock market crashes
60. Credit crisis
61. Crisis. See also Disasters; Stock market crashes; Terrorist attacks of September
    1. credit
    2. debt
    3. European
62.  
63. Daddy Warbucks
64. Dalbar
65. Debt, valuations and
66. Debt ceiling debate
67. Debt crisis
68. The Deer Hunter (film)
69. Defensive plan
70. Denial, living in
71. Depression, financial losses and
72. Disasters
73. Discipline
74. Diversification
    1. bear market and
    2. junk drawer of investments
    3. myth and
    4. “negative correlation” and
    5. nondiversified portfolio and
    6. as not enough
    7. risk and
    8. as a tool
75. Dot-com bubble,. See also Tech stock bubble
76. Dow Jones Industrial Average:
    1. 200 DMA and
    2. bear markets and
    3. inflation and
    4. large drop and
    5. tech-market bubble and
77. Drucker, Peter
78.  
79. Economics
80. Economists:
    1. about
    2. buy-hold strategy and
    3. future of market and
    4. history and
    5. irrational exuberance and
    6. listening to market and
    7. sell strategy and
    8. valuations and
81. Economy. See also Unemployment
    1. accumulation of negative conditions
    2. consumer spending and
    3. headlines and
    4. resiliency of
82. Einstein, Albert
83. Emotions. See also Fear; Panic, selling in a
    1. 200-day moving average strategy and
    2. cognitive dissonance and
    3. event-driven drops and
    4. investment decisions and
    5. rebalancing and
84. Enron
85. Equity, home purchase and
86. Estrada, Javier
87. ETFs, diversification and
88. European crisis
89. Event-driven market drops,. See also Hurricane Katrina; Terrorist attacks of September 11, 2001
90. Execution of transactions
91. Exit strategies,. See also Sell strategy
92. Expenses. See also Costs; Lifestyle; Long-term care; Mortgage(s)
    1. health care
    2. inflation and
    3. monthly
    4. pre-retirement income and
93.  
94. False alarms
95. Fear:
    1. of massive losses
    2. of selling
96. Financial advisor(s):
    1. 12B-1 fees and
    2. client’s world and
    3. diversification and
    4. losses and
    5. putting you in cash
97. Financial plan
98. Financial planning seminars
99. Financial tornado warning
100. Fortune
101. Fox Business News
102. Friedman, Milton
103. “Future appreciation”
104.  
105. Gains, transaction costs and
106. Gambling/casinos
107. Generational amnesia
108. “Get-out plan”
109. Get-rich fantasy
110. Getting out of the market. See Cash
111. Great Crash of
112. Great Depression
113. Greenspan, Alan
114.  
115. Headlines
116. Heads or Tails (TV show)
117. Health-care costs, longevity and
118. History. See also Stock market crashes
     1. lessons of
     2. studying past market
     3. unpredictability and
119. Holding periods
120. Homeland Security
121. Human behavior,. See also Emotions; Fear; Panic, selling in a
122. Hurricane Katrina
123.  
124. Income, sources of
125. Index portfolio
126. Inflation:
     1. bear market and
     2. keeping up with
     3. living expenses and
     4. market drop and
     5. retirement and
     6. staying ahead of
     7. stock market and
     8. withdrawals and
127. Inflation-fighting tool
128. Interest, compound
129. Intuition
130. Investment(s). See also Longevity–retirement–investment equation
     1. 50/50 portfolio
     2. 64/36 portfolio
     3. amount at retirement
     4. bonds (See Bonds)
     5. buying
     6. draw from
     7. emotions and
     8. junk drawer of
     9. long-term (See Long-term investing)
     10. losses and
     11. magic number and
     12. media and
     13. mutual funds (See Mutual funds)
     14. protection of
     15. rebound and
     16. recession and
     17. selling (See Selling)
     18. stock (See Stock(s))
131. Investment sheets
132. Investor(s):
     1. most important years and
     2. retired
     3. timing
133. “Irrational exuberance”
134. Irrational Exuberance
135.  
136. Japan
137. Jobs, Steve
138.  
139. Kennedy, J. F., assassination of
140. Keynes, John Maynard
141. Knowledge
142.  
143. Lakefront home
144. Lehman Brothers
145. Leinweber, David
146. Lies
147. Life expectancy. See also Longevity
     1. about
     2. current age and
148. Lifestyle
149. Living expenses, inflation and
150. Longevity
151. Longevity–retirement–investment equation
152. Long-term care:
     1. costs and
     2. Medicare and
153. Long-term investing:
     1. age over 50 and
     2. myth and
     3. staying the course
     4. “ten years” and
154. Losses. See also Bear market(s)
     1. bear markets and
     2. buy-hold strategy and
     3. fear of
     4. financial advisors and
     5. market direction and
     6. media and
     7. paper
     8. protection from large
     9. psychological pain and
     10. reduction of
     11. right after retirement
     12. right before retirement
     13. sell strategies and
155.  
156. Magic numbers strategy
     1. action-plan checklist and
     2. amount you’ll need
     3. calculating magic number
     4. musician story and
     5. portfolio and
     6. your magic number
157. Market(s):
     1. always coming back, myth and
     2. bear (See Bear market(s))
     3. bull (See Bull market(s))
     4. direction of
     5. event-driven drops and
     6. exposure to
     7. Great Depression and
     8. perception of
     9. rebounds and
     10. selling in bad
     11. shorting the
     12. staying in bad
     13. timing the
     14. unpredictability of
158. Market Alert email newsletter
159. Market crashes. See Stock market crashes
160. Market drops:
     1. anxiety/panic and
     2. event-driven (See Event-driven market drops)
     3. more than one reason for
     4. portfolio and
161. Market rises
162. Market risk, asset protection and
163. Market timing
164. Meatloaf mystery
165. Media, asset protection and
166. Medicare
167. MetLife Mature Market Institute
168. Misery index
169. Money Matters
170. Money Matters with Ken Moraif
171. Mortgage(s):
     1. for lakefront home
     2. magic number and
     3. subprime
     4. valuations and
172. Moving average,. See also 200-day moving average strategy (200 DMA)
173. Mutual-fund managers
174. Mutual funds:
     1. 12B-1 fees and
     2. buy-hold strategy and
     3. diversification and
     4. rise of
175. Myth(s):
     1. buy-hold
     2. diversification and
     3. don’t miss the rebound
     4. “future appreciation”
     5. long-term investing and
     6. losing money when selling
     7. market always comes back
     8. past market history and
     9. rebound is equal to fall
     10. selling at the bottom and
     11. selling/sitting in cash and
     12. time as your friend
     13. twenty best trading days
176.  
177. Natural disasters. See Hurricane Katrina
178. Nikkei
179.  
180. Oil embargo
181. “The Oracle of Omaha”
182. Orphan Annie
183.  
184. Panic, selling in a
185. Paper losses
186. Pastor, Lubos
187. Pearl Harbor attack
188. P/E ratios:
     1. remaining in market and
     2. valuations and
189. Personal investment media
190. Pig in a poke, buying
191. Portfolio:
     1. allocation strategy
     2. index
     3. magic number and
     4. nondiversified
     5. organization of
     6. rebalancing (See Rebalancing strategy)
     7. two investments in
     8. unbalanced
192. Principal:
     1. defensive strategy and
     2. protection of
     3. retirement and
     4. selling and
193. Profit(s):
     1. corporate
     2. risk and
     3. as taxable events
     4. valuations and
194. Pros and cons
     1. cautionary tale
     2. false alarms and
     3. financial tornado warning
     4. odds in your favor
     5. tortoise and hare fable and
195.  
196. Qualcomm
197. Quiz, buy-hold strategy and
198.  
199. Real world/real life
200. Rebalancing strategy
     1. 50/50 portfolio
     2. 64/36 portfolio
     3. action-plan checklist and
     4. getting off the Titanic
     5. reaping rewards and
201. Rebound:
     1. argument for
     2. as equal to fall
     3. event-driven drops and
     4. not missing
     5. original investment and
202. Recession:
     1. consumer spending and
     2. headlines and
     3. investments and
     4. market drops and
     5. stock market crash and
     6. worst-case financial scenario and
203. Retirement. See also Longevity–retirement–investment equation
     1. after-tax income during
     2. amount of money needed for
     3. bear markets during
     4. comfortable
     5. enjoying your
     6. monthly expenses during
     7. over 50 and
     8. principal and
     9. saving your
     10. working during
204. Returns. See also Total Real Return Indexes
     1. 200-day moving average strategy and
     2. missing out on
     3. past performance and future
     4. retirement and
     5. risk-adjusted
     6. zero percent
205. Reverse compounding
206. Risk(s):
     1. 200-day moving average strategy and
     2. age and
     3. diversification and
     4. getting off the Titanic
     5. market
     6. market timing and
     7. principal and
     8. profit and
     9. rebalancing and
     10. rebound and
     11. security or
     12. sell strategy and
     13. spreading (See Diversification)
207. Risk profile
208. Russia
209. Russian Roulette
210.  
211. S&P
     1. “backtesting” and
     2. diversification and
212. S&P 500 Index
213. Security:
     1. false sense of
     2. risk and
214. Selling. See also Buy-hold SELL strategy
     1. fear of
     2. lies and
     3. myth of losing money when
     4. trigger point for (See Trigger point)
     5. when not to (See When not to sell)
215. Selling at the bottom, myth and
     1. about
     2. foolish behavior and
     3. missing the rebound and
     4. quiz on
     5. rebound equal to fall and
216. Selling point, determining. See Magic numbers strategy
217. Sell orders
218. Sell strategy. See also 200-day moving average strategy (200 DMA); Buy-hold SELL strategy
     1. action-plan checklist and
     2. bear markets and
     3. birth of
     4. creation of
     5. execution of
     6. goal of
     7. pros and cons (See Pros and cons)
     8. reasons for, additional
     9. sitting in cash and
     10. trailing stop loss (See Trailing stop loss sell strategy)
     11. trigger point and
     12. unpredictability and
     13. and when not to sell (See When not to sell)
219. Seminars, financial planning
220. September 11 tragedy
221. Shiller, Robert
222. Shorting the market
223. Siegle, Jeremy
224. Society of Actuaries
225. Stagflation
226. Stambaugh, Robert
227. Standard deviation
228. Standard of living
229. Staying the course
230. Stock market:
     1. boom, end of
     2. crashes (See Stock market crashes)
     3. as inflation-fighting tool
     4. reason behind
231. Stock market crashes:
     1. of 1929
     2. of 1972
     3. of 1987
     4. of 2000
     5. of 2007
     6. of 2008
     7. biggest single-day
232. Stock(s). See also Tech stock bubble; specific stock
     1. bank
     2. blend of
     3. “borrowing”
     4. inflation and
     5. PE ratios and
     6. price declines
     7. seminars and
233. Stocks for the Long Run
234. Subprime mortgages
235.  
236. Taxes:
     1. avoidance of paying
     2. capital gains
     3. transaction costs and
237. Technical analysis
238. Tech stock bubble. See also Dot-com bubble
     1. 200-day moving average strategy and
     2. bear market
     3. collapse of
     4. valuations and
239. Terrorist attacks of September
240. Time as your friend, myth of
241. Time horizons, retired investors and
242. Timing investor
243. Timing the market
244. Titanic, getting off the
245. Tortoise and hare fable
246. Total Real Return Indexes
247. Trading days. See Best trading days
248. Trailing stop loss sell strategy
     1. about
     2. beta and standard deviation
     3. setting stop-loss point
     4. stock behavior and
     5. tech stocks and
249. Transaction costs:
     1. 200-day moving average strategy and
     2. gains and
     3. taxes and
250. Treasury bills
251. Trends
252. Trend-watching strategy. See 200-day moving average strategy (200 DMA)
253. Trigger point
254. 12B-1 fees
255. Twitter
256. 200-day moving average strategy (200 DMA)
     1. in action
     2. bearish period and
     3. bullish period and
     4. buy-and-sell signal
     5. buy strategy and
     6. calculating
     7. criteria for calculating
     8. false alarms and
     9. history and
     10. investors over 50 and
     11. market crashes and
     12. over the decades
     13. rapid market decline/rise and
     14. returns, risks and
     15. Siegle’s 1 percent band and
     16. using the
     17. why it works
257.  
258. Uncertainty, compounding with time
259. Underperformance:
     1. principal and
     2. sell strategies and
260. Unemployment:
     1. headlines and
     2. market drop and
261. Unpredictability, mitigation of
262.  
263. Valuation(s):
     1. about
     2. defined
264. Vanguard Group
265. Volatility, buy-hold strategy and
266.  
267. When not to sell
     1. about
     2. bear market of 2008 and
     3. event-driven market drops and
     4. more than one reason for drop
     5. sell strategy and
     6. specific event and
268. “Whipsawed, being”
269. Whitebox prize
270. Withdrawals, inflation and
271. Work, post-retirement
272. Worst-case financial scenario
273. Worst trading days
274.  
275. Y2K
276. Yale International Center for Finance