You know you're a buy-holder if:
- ___ You think the market will always come back—and it's okay to lose 20–30 percent while you're waiting.
- ___ Your spouse told you to sell in 2008, but you ignored your spouse because you knew better.
- ___ You bought a diversified portfolio four years ago and have never looked at it since.
- ___ Every instinct in your body is telling you to sell and you ignore each and every one.
- ___ You still own the first investment you ever made.
- ___ You're really good at buying but really lousy at selling.
- ___ Losing a quarter of your money in the next bear market is okay with you.
- ___ You think that taking money out of your declining portfolio is a recipe for financial security.