Foreword

Financial information is just like Goldilocks and the Three Bears. Too much. Too complicated. Too confusing. It’s seldom “just right.”

• Too Short: The Internet is filled with sound-bite-length half-truths forcing you to waste hours searching repetitive and contradictory articles to uncover the whole truth.

• Too Long: The bookstores are filled with multi-hundred-page tomes padded with fluff chapters like “A Brief History of the Financial Markets” and “What Is a Stock?” when all you need is 10 pages of concrete ideas you can put to use.

• Too Simple: The financial content mills produce reams of articles for magazines and web sites written by professional writers who aren’t financial experts and lack practical experience.

• Too Complicated: Academic journals have great research, but it’s written in an inaccessible style using financial geek-speak so that only a trained expert can decipher the encrypted meaning.

Frankly, I’m tired of financial fairy tales so that is why I wrote the 60 Minute Financial Solutions series of ebooks—so that you could have the “just right” next step.

Each ebook provides a concise, definitive answer to an essential financial question that you’ll inevitably confront on your path to financial security. Each ebook is a one-stop solution to a single financial issue so you learn exactly what you need to know, when you need to know it.

What you get with each ebook is the distillation of everything that is valid and the elimination of everything that is not. The goal is to simplify without oversimplifying so you can make an independent, intelligent, and appropriate financial decision—in about 60 minutes.

Best of all, these books are written by a genuine financial expert. I was trained as an economist and I’ve published in the academic world. I also refined my practical knowledge as a hedge fund investment manager for more than a decade with 100% winning years (except one small loss of less than 3%). I now work as an educator coaching people just like you to achieve their financial goals.

In short, I’ve spent a lifetime mastering personal finance and investing so you don’t have to, and I’ve condensed all that experience into this solution-oriented series of ebooks. The stuff that works is in these books, and it’s provided in straightforward language to make it as accessible as possible.

The goal is to empower you with the knowledge necessary to take charge of your finances and achieve your goals.  I’ve taught many others and I can teach you as well. Financial security really is possible if you just know what you are doing and take the right actions. It doesn’t have to be complicated.

All you need is the right information—not too much, not too little, not too simple, not too complicated—just the right stuff.

If this book delivers on its promise, please let me know with a favorable review so I can thank you. If it doesn’t, please write me at todd@financialmentor.com so I can send you a refund and correct any potential problem.

Thanks for your support!