Make a Budget

How does it help?

The weight of money stress can feel suffocating. Get ahead of financial worry as a form of self-care by building a daily CBD regimen and creating a budget. CBD helps release stress and increases focus, which can help you breathe easier and see your financial planning through clearer eyes.

How to:

1. Consume CBD to sharpen your focus and lower your body’s stress reaction.
2. Make a budget. First, use bank statements or an online program to calculate your expenses. Add up your expenses for a year and divide the total by 12 to learn your monthly expenses. Add a 10 percent buffer for emergencies.
3. Now do the same for your income. Subtract your expenses from your income. You should have enough left to put away savings monthly. If not, look for expenses that you can cut.
4. To make paying off debt or building savings easier, set up recurring payments or instant transfers.
5. Make an effort to stick to your budget each month. If you go off track, try to bounce back as soon as possible.