To Wendy, my wonderful wife and my inspiration, and to my parents who instilled in me a lifelong thirst for learning.

—John Fraser

To my husband (Russell) and our family: sons and daughters-in-law (Luke & Stephanie and Walt & Lauren), daughter and son-in-law (Susan & Jason), and our youngest daughter (April). Thank you for your love, support, and encouragement!

—Betty Simkins

I would like to thank my husband and four children for supporting me on my journey of writing two chapters and co-editing this book. I would also like to thank the Risk and Insurance Management Society for supporting me during my educational years and providing great workshops and conferences on enterprise risk management.

—Kristina Narvaez