Book 3

Dealing with Insurance

Contents at a Glance

1. Chapter 1: Seven Guiding Principles of Insurance
   1. Keep It Simple
   2. Don’t Risk More than You Can Afford to Lose
   3. Don’t Risk a Lot for a Little
   4. Consider the Odds
   5. Risk a Little for a Lot
   6. Avoid Las Vegas Insurance
   7. Buy Insurance Only as a Last Resort
2. Chapter 2: Buying Insurance
   1. Understanding What Makes a Balanced Insurance Program
   2. Customizing Each Policy to Meet Your Unique Needs
   3. Choosing Your Professional Adviser
   4. Choosing an Insurance Company
3. Chapter 3: Getting the Most Out of Medicare
   1. Starting Medicare: A Broad Overview of Enrollment Deadlines
   2. Understanding Part A
   3. Exploring Parts B and C
   4. Qualifying for Prescription Drug Coverage with Part D
   5. Eyeing a Medicare Supplement
   6. Resolving Some Sticky Issues
4. Chapter 4: Introducing the Personal Umbrella Policy
   1. Discovering the Umbrella Policy’s Major Coverage Advantages
   2. Coordinating an Umbrella with Your Other Insurance
   3. Determining How Many Millions to Buy