I could not have completed this if my wife, Kim, didn’t support me 100%. The roadblocks disappeared once I teamed up with Jay. His encouragement to get it done was nothing short of inspirational; he is a great author, guerrilla marketer, and person. To Denis Rochon, who believed in me when I entered the investment industry. To individuals along the way who helped me and gave me inspiration and ideas, including Michael Wolfond of Partners in Planning and Carol Hagel, my assistant. To Bruce Batchelor and Trafford publishing, an awesome person and company to work with. To my clients, for placing their trust and confidence in me to manage their financial goals and dreams. A special thanks to my top client supporters, Bob and Sheila Smith, for their help at seminars and referrals and for their genuine business support. To my parents for their confidence in me. To the fund companies and wholesalers for their support and teamwork. And finally, a big thanks to you, the reader, who is like me and wants to learn more to earn more in this great industry for years to come.