Index
Actual (real) rate of return
Alternative investments
IRA investments in
Arbitrage, positive
Art
IRA investments in
Asset protection. See also Safety
cash flow, importance of
diversification. See also Diversification
importance of
life insurance
Assets
asset classes
liquidating
protection. See Asset protection
ATM withdrawals
fees
insufficient funds
tracking
Attitude, effect of
Australia
Average rate of return
Ba’al
Baby boomers
Background checks
Bankruptcy
and cash flow issues
Enron
lottery winners
and negotiating with creditors
Banks
fees
interest rates
online
positive arbitrage
profit
velocity of money
Bartering
Benna, Ted
Brazil
Bretton Woods Agreements
Budgets
annual and other periodic fees, budgeting for
creating
envelope system
failure to budget
fixed costs
self-discipline
spending goals
Building wealth
and asset protection. See also Asset protection
debt reduction as part of
and life balance
life insurance products
Money Grid, use of
and time management
Business expenses
Businesses
cash flow issues
failure rate
small businesses, tax benefits of
Canada
Capital gains
Carnegie, Andrew
Cash
versus debit or credit cards for purchases
reserves. See also Cash flow
Cash flow
business needs
cash on hand, estimating need for
and diversification, need for
emergency funds, need for
and investment opportunities
and liquidity
need for
personal
profit compared
and unemployment
Cash reserves
China
personal. See also Cash flow
Cell phone expenses
Certificates of deposit
fees
Certifications. See also Credentials
financial advisors
Charitable giving
Checking accounts
money market accounts
online banking
overdrawn
Children, teaching about money
Chile
China
COBRA
Colombia
Commissions
financial advisors
life insurance
stockbrokers
up-front
Commodities
investigating
IRA investments in
Latin American countries
Common sense. See Sense
Compound interest
and 401(k) fees
and credit cards
and interest rates
savings accounts
Conflicts of interest
Consumer Price Index
Consumerist, The
Copperfield, David
Credentials
certifications
financial advisors
stockbrokers
Credit cards
versus cash for purchases
college students
compound interest
debt
interest rates
negotiation with creditors
payments, managing
receipts, saving
use of
Credit ratings
Currency risk
Day trading
Debit cards
versus cash for purchases
receipts, saving
Debt, U.S. national
Debt consolidation companies
Debt reduction
credit card debt
Money Grid, use of
Discipline
Diversification
importance of
index funds
lack of
retirement plans
and risk versus return
strategies for
Dividends
income from
taxes on
Dollar cost averaging
Due diligence
Economic downturns
Economy
China
economic trends
Europe
global
gold standard
inflation. See also Inflation
international investment opportunities
international investments, risk assessment
Latin America
positive arbitrage
understanding, need for
United States
velocity of money
Education, importance of
Educational expenses
Emergency funds
Emerging markets
Employee Retirement Income Security Act (ERISA)
Enron
Envelope system
ERISA (Employee Retirement Income Security Act of 1974)
Exchange-traded funds
Expenses
categorizing
credit card debt. See also Credit cards
cutting back
fees on investments
hidden
inflation
overview
real estate ownership
tax deductible
tracking
worksheet for tracking
Failure
to budget
defined
to use common sense
Family members and friends
helping
and personal accountability
recommendations from
Fear
of appearing foolish
of asking questions
of losing
of making mistakes
Fees. See also Commissions
annual and other periodic fees, budgeting for
ATM withdrawals
bank fees
certificates of deposit
financial advisors
401(k) retirement plans
hidden
investments
life insurance
money market accounts
mutual funds
surrender charges
Financial advisors
certifications
commissions
and control of money
credentials
fees
insurance
interviewing
investigating
office space
questions to ask
recommendations from friends and family
as sales people
selecting, process for
trusting
Fixed costs, budgeting for
Focus of attention and failure to see bigger picture
Forbes Global 2000
Ford, Gerald
401(k) retirement plans. See also Retirement plans
balancing investments
example
fees
and inflation
investment risk
investments offered
legislation establishing
reasons for creation of
required minimum distributions
and risk tolerance
and safety
and Social Security
stock market, effect on
taxation
withdrawals
France
Friends and family members helping
and personal accountability
recommendations from
Gender differences in investing
Germany
Gift tax
Global economy
Goals
investment goals
spending goals
Gold
retirement plan investments in
supply of
Gold standard
Government bonds
Grantor Retained Annuity Trust
Gross domestic product (GDP)
China
United States
Health insurance
Home office
Income, tracking
Index funds
Indexed Life Insurance (IUL)
Inflation
calculator, web site
and currency
and expenses
and 401(k) plans
and money supply
and national debt
and rate of return
rates of
and retirement savings
U.S. Treasury inflation-protected securities
and velocity of money
Inheritances
example
stock
and trusts
Instincts, trusting
Insurance
agents
automobile
COBRA
expenses, tracking
financial advisors
health insurance
homeowner’s
Indexed Life Insurance (IUL)
life insurance
and need for cash reserves
Interest, compound
and 401(k) fees
and credit cards
and interest rates
savings accounts
Interest rates
banks
credit cards
money market accounts versus savings accounts
International investments
International transactions, U.S. dollar in
Internet. See also Web sites
background checks
expenses, tracking
home office expenses
online banking
stocks
use of to cut expenses
Interviewing financial advisors
Intimidation
Investigation
of businesses
of financial advisors
of individuals
investments
verification of information
Investment fees
Investment goals
Investments
changes in
Chinese companies
commodities
decision-making
fees
international
investigating
investor confidence
Latin American companies
liquidity
long-term
mutual funds. See Mutual funds
and positive attitude
real estate. See Real estate
retirement accounts
risk and reward
second opinions
tax-efficient
IRAs
investment opportunities
self-directed
Italy
Japan
Jargon
Job security
Johnson, Robert Wood
Johnson & Johnson
Knowledge, sharing
Latin America
Life insurance
Long-term investments
commissions on
and need for cash
surrender charges
and taxes
and velocity of money
Lost opportunities
Lottery winners
Market
cycles
predicting
risk
Market timing
Meals and entertainment, tax deduction for
Mexico
Middle East
Mileage, tax deductible
Mining
Money, velocity of
Money Grid, The
Money market accounts
Money mistakes
Money myths
Municipal bonds
Murphy’s Law
Mutual funds
described
fees
index funds
international
investigating
investment in, example
managed funds
management fees
and portfolio diversification
rate of return
retirement plan investments
tax-efficient investments
volatility
Negotiation
with credit card companies
as inflation hedge
Netherlands
Office space
financial advisors
home office
stockbrokers
Oil and gas production
Online banking
Paper millionaires
Partners, working with
Past performance
Perspective
Peru
Political risk
Positive arbitrage
Positive attitude
Procrastination
Profit
banks
cash flow compared
Questioning. See also Interviewing financial advisors
of clients
fear of asking
importance of
questions to ask financial advisors
verification of information
Rate of return
average rate of return
calculating
maximizing
overview
real (actual) rate of return
return on investment (ROI)
stock market
taxes, effect of
Real estate
cash, need for
expenses of owning
investigating
investment opportunities
IRA investments in
liquidating
partners, working with
short sales
Receipts, saving
Recommendations
of friends and family
Regret
Required minimum distributions
Responsibility
Retirement age
Retirement income
Retirement plans
diversification. See also Diversification
Enron scandal
401(k) plans. See 401(k) retirement plans
IRAs
mutual fund investments
and Social Security
and volatility of investments
Return on investment (ROI). See also Rate of return
Risk
aversion
currency risk
market risk
political risk
and reward
tolerance
Russia
Safety
asset protection. See Asset protection
cash, need for
diversification. See also Diversification
importance of
instincts, trusting. See also Instincts, trusting
investigation of businesses
investigation of financial advisors
investigation of individuals
investment risk
overview
retirement plans
and volatility
Sales people
financial advisors as
stockbrokers as
Savings accounts
Second opinions
Selection process for financial advisors
Self-discipline. See also Discipline
Sense
and discipline
financial decisions
and gullibility
instincts, trusting. See also Instincts, trusting
overview
and trust
and values
Shem
Skinny cow
credit card use
failure to keep money moving
failure to take control
fear of asking questions
fear of risk
identifying
inconsistency
investment jargon
long-term investments
risk tolerance
spending
story of
tax planning
time management
unemployment or long-term disability
values
Small businesses, tax benefits of
Social Security
Software
South Korea
Spain
Spending goals
Spreadsheets, use of for tracking time
Stockbrokers
commissions
conflicts of interest
credentials
office space
recommendations from friends and family
reluctance to let go
as sales people
Stocks
buying and holding
401(k) plans, impact of on market
hot stocks
inherited
investment opportunities and need for cash
long-term investing
rate of return
in retirement plan accounts
risk and reward
and risk tolerance
tax-efficient investments
Success
Surrender charges
Switzerland
Tax Reform Act of 1978
Taxes
capital gains
deductible expenses, tracking
deferred
401(k) plans
gift tax
increases in
rate of return, effect on
small businesses
tax brackets
tax efficient investments
types of
Time management
delegation
tracking time
value of time
Tov
Travel expenses
Trust
Trusts
Tylenol poisoning incident
Unemployment
United Kingdom
United States
economy. See also Economy
gross domestic product (GDP)
national debt
U.S. dollar
U.S. Treasury inflation-protected securities
Values
Velocity of money
Venezuela
Verification of information
Volatility
assessment of
and rate of return
stock market
Wealth
building. See Building wealth
sharing
Web sites
inflation calculator
Money Grid
national debt clock
the7secrets
Williams, Serena