© 2007, 2012 by Mary Hunt
Published by Revell
a division of Baker Publishing Group
P.O. Box 6287, Grand Rapids, MI 49516-6287
Ebook edition created 2012
All rights reserved. No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means—for example, electronic, photocopy, recording—without the prior written permission of the publisher. The only exception is brief quotations in printed reviews.
ISBN 978-1-4412-3968-6
Library of Congress Cataloging-in-Publication Data is on file at the Library of Congress, Washington, DC.
Tiptionary, Live Your Life for Half the Price, Debt-Proof Living, Live the Plan!, Cheapskate Monthly, Rapid Debt-Repayment Plan, Rapid Debt-Repayment Plan Calculator, and Everyday Cheapskate are registered trademarks of Mary Hunt.
All cartoons included in this book are by Joel Barbee, 1935–2010, and copyright 1995–2011 by Joel Barbee and Debt-Proof Living, all rights reserved.
This book is designed to provide accurate and authoritative information on the subject of household and personal money management. It is sold with the understanding that neither the author nor the publisher is engaged in rendering legal, accounting, or other professional services by publishing this book. As each individual situation is unique, questions relevant to personal finances and specific to the individual should be addressed to an appropriate professional to ensure that the situation has been evaluated carefully and appropriately. Money- and time-saving tips are offered for entertainment only. Neither the author nor the publisher represent in any way the viability or accuracy of anything offered herein. Readers test and try at their own risk. The author and publisher specifically disclaim any liability, loss, or risk that is incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this work.
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The internet addresses, email addresses, and phone numbers in this book are accurate at the time of publication. They are provided as a resource. Baker Publishing Group does not endorse them or vouch for their content or permanence.