Acknowledgments

I owe a debt of gratitude to the many Debt-Proof Living readers who over the years have generously shared their best Christmas memories, tips, and gift ideas and graciously allowed me to share them with you.

I offer my heartfelt appreciation and thanks to the Revell team for welcoming the idea of this book and to my editor, Vicki Crumpton, for piloting the process to publication.

Many thanks to Cathy Hollenbeck and the rest of my Debt-Proof Living staff for all they do on a daily basis to keep me pointed in the right direction and moving forward.

Last, to the most important people in my life—my family—thanks for cheering me on and giving me the space I need to write. But more than that, thanks for giving me a reason to get all excited about Christmas, year after year. The memories of all the good times we’ve had through the years are tucked in my heart forever.