Index

A

  • advertising, online
  • Africa
    • Energy Economy (EE)
    • micro-crowdfunding
    • mobile money transfer services
    • mobile phone penetration
    • prepaid meters
    • remittances to
    • social impact of FinTech
  • aggregator websites
  • algorithms
    • predictive
    • quantitative investing
    • robo advisors
  • “Alpha Capture”
  • alpha, crowdsourced
  • alternative investment market (AIM)
  • Amazon
  • analytics
    • Apple
    • applying to SMEs
    • text analysis
  • angel investing
  • Angel List
  • anonymity
  • API (Application Programming Interface) economy
  • Apple iPod
  • Apple Pay
  • Apple smartwatch
  • Apple Touch ID
  • Application Programming Interfaces (APIs)
    • API economy
  • application stacks
  • “Arrow Information Paradox”
  • artificial intelligence (AI)
  • Asia
    • philanthropic remittances
    • regulation of banks in China and India
    • Singapore
    • start-ups
    • see also China; India
  • asset management
    • digital
    • micro managers
  • asset registries
  • asset-centric technologies
  • ATMs
  • Australia
  • Austria
    • online banking
    • Vienna, FinTech hub
  • authentication
    • biometrics
  • automated investment advice
  • automated text analysis
  • Avoka

B

  • B2B (business-to-business) supply chains
    • commerce networks
    • dynamic payments
    • payment problems
  • B2B2C services
  • B2C (business-to-consumer) e-commerce
  • Bankable
  • “banking as a service”
  • banking models
    • hybrid (BankTech)
  • banks
    • collaboration with FinTechs
    • conduct risk
    • and the data revolution
    • future of
    • innovation
    • loss of trust in
    • response to FinTech
  • BankTech, hybrid bank model
  • behavioural biometrics
    • for future identification
  • behavioural economics
  • big data
    • insurance industry
    • and optimization of legal contacts
    • and regulatory compliance
  • biometric IDs, India
  • Bitcoin/bitcoins
    • Bitcoin 2.0 applications
    • future version of
  • blockchain technologies
  • blogging, financial
  • BPM (Business Process Management)
  • branchless banking
  • business case, bank innovation
  • business models
    • APIs
    • of banks
    • client-centred
    • and collaboration
    • crypto-currency
    • disruptive
    • emergence of new
    • Holland FinTech
    • rethinking

C

  • capital exchange, banks of the future
  • capitalism, demise of
  • cash flow
    • B2B payment problems
    • crowdlending
    • forecasts for private customers
    • management, SMEs
  • cashless society of the future
  • cashless transactions
    • Austria
    • India
    • Nigeria
  • cell phones
    • focus of developing country start-ups
    • see also mobile phones
  • “challenger banks”
  • charitable giving
  • China
    • Alibaba
    • banking regulations
    • stock market
  • Citi Mobile Challenge
  • close loop payment networks
  • cloud computing
  • cloud services
    • corporate financial software
  • clustering of transactions
  • codes of conduct
  • collaboration
    • B2B commerce
    • between Fin and Tech
    • between FinTechs and banks
    • key to financial/digital inclusion
    • vs competition, banks
  • compliance
    • big data technology
  • computing infrastructure
  • conduct risk, banks
  • consumer power
  • consumption, future of
  • contactless payment systems
  • convergence of FinTech
  • cooperation technology
  • corporate venture capital (CVC)
  • covenants
  • credit cards
  • creditworthiness checks
  • cross-border payments
  • crowdfunding
    • investor-led approach to
    • micro-crowdfunding
    • regulated
  • crowdlending
  • crowdsourced Alpha
  • crowdsourced hedge funds
  • crypto-currencies
  • crypto-technologies
  • customer expectations, change in
  • customer experience (CX)
    • integrating
    • multi-channel
    • personalization of
    • smartphone apps
    • vs business process management
  • CVC (corporate venture capital)
  • CVFs (corporate venture functions), setting up external

D

  • DAOs (Distributed Autonomous Organizations)
  • data advantage of banks
  • data analytics
  • data crowdsourcing
  • data, innovation through
  • data monetization
  • data revolution
  • databases/data warehouses
    • for big data
    • HANA platform
    • identity
    • for predictive analytics
  • decentralized automation
  • derivative market
  • design
    • seven guidelines
    • user experience
  • developing countries
    • drivers for FinTech in
    • financial inclusion challenges
    • FinTech solutions in
    • literacy, financial
    • mobile and smartphone use
    • mobile money services
    • remittances to
  • DFAs (digital financial assistants)
  • digital asset management
  • Digital Champions initiative, Lloyds Banking Group
  • digital currencies
  • digital divide
  • digital exclusion, addressing
  • digital financial assistants (DFAs)
  • “digital immigrants”
  • “Digital Lëtzebuerg” initiative
  • digital money vs cash
  • “digital natives”
  • digital netting
  • digital usage, generational differences in
  • digital wallets
  • digitization of legal contracts
  • Disclosure Paradigm
  • discrimination, Mexico
  • disintermediation of banks
  • “Disruption as a Service”
  • disruptive innovation
    • crypto-technologies (blockchain)
    • innovation “consumption”
    • shaping the future of banking
  • distributed autonomous organizations (DAOs)
  • distribution model, insurance
  • diversification
  • dynamic payments platform

E

  • e-books
  • e-commerce, India
  • e-currencies
  • e-money (prepaid) cards
  • e-wallets
  • earnings per share (EPS) estimates
  • education
    • capital market investors
    • and digital divide
    • financial literacy via MMS
    • large-scale change required
    • professional
  • electronic documents, optimization of
  • emerging markets
    • Africa
    • Asia
    • financial literacy
    • India
    • Mexico
    • new product development
    • Nigeria
    • smartphone use
  • Energy Economy (EE)
  • “entrepreneur”, meaning of
  • ethics
  • eToro
  • Europe
    • Austria
    • equity crowdfunding
    • France
    • London
    • Luxembourg
    • the Netherlands
    • regulations
    • start-ups centres
  • existence model, future change in
  • exit opportunities, angel investors
  • expansion capital
  • Ezetap (India)

F

  • Facebook
    • Internet.org
    • login
  • Fidor
  • financial bloggers
  • Financial Conduct Authority (FCA), UK
  • financial contracts, optimization of
  • financial crisis
  • financial exclusion, reducing
  • financial inclusion
    • Citi Mobile Challenge
  • financial literacy
    • future of
  • financial services
    • business value of APIs for
    • changed by emerging technologies
    • future of
  • financing
    • future of
    • impact of FinTech on
  • FinTech banks
  • FinTech clusters/hubs
    • France
    • India
    • Luxembourg
    • the Netherlands
    • Singapore
    • Vienna
  • FinTech Equation
  • FinTech Supermarket
  • flexibility, big data
  • forecasts
    • cash flow, private customer accounts
    • crowdsourced
  • foreign exchange (FX)
    • international remittances
  • forward market in media buying
  • France
  • fraud
    • and biometrics
    • Nigeria
  • friction, customer, eliminating
  • future society
  • futures market

G

  • game-changers
  • Generation Y
  • Generation Z
  • geographical trends
  • Ghana, Power Bank Phones
  • GIFT City, India
  • Google
    • 20% projects
    • Compare sites, insurance
    • e-wallet
    • search engine
    • Spanner database
  • governance for innovation
  • government services, digital economy
  • Greece tweets
  • growth capital
  • growth funding
  • guidelines
    • design
    • practice
    • for setting up an external CVF

H

  • hackers/hacking
  • Hadoop framework, open-source
  • hedge funds, crowdsourcing
  • Holland FinTech
  • Hong Kong
  • hybrid digital finance platform convergence
  • hybrid model for banks
  • Hyper Frugality

I

  • IBM Watson
  • identity
    • future of
  • India
    • financial hubs
    • innovation areas
    • regulation of banking
  • Innotribe
  • innovation
    • banks
    • India
    • iterative approach to
    • in online banking
    • wearables
  • innovation labs
  • insurance sector
    • claims via mobile devices
    • credit insurance product, Rwanda
    • ethical issues
    • FinTech Supermarket
    • telematics insurance, value of
  • intellectual property (IP)
  • intermediaries
    • blockchain requirement for
    • cost of
    • declining need for
    • and financial literacy
  • internal and external data, combining
  • “Internet of Money”, digital currency/bitcoin
  • Internet of Things (IoT)
    • economic value-add from
  • interoperability, digital currency
  • investment
    • angel investing
    • automated, robo advisors
    • corporate VC
    • crowdfunding
    • crowdsourced alpha
    • decisions, text analytics
    • digital
    • France
    • graded investment notes
    • hedge funds
    • India
    • in innovation
    • Luxembourg
    • quantitative
    • Singapore
    • social trading
  • invoice handling
  • iPod
  • Israel, Yozma

J

  • Jobs Act, USA

K

  • Kenya, mobile money
  • KYC (Know-Your-Customer)

L

  • Latin America
    • Citi Mobile Challenge
    • smartphone usage
  • legacy systems, banks
  • legal documents, digitization of
  • legislation
    • see also regulation
  • Lending Club
  • lending/loans
  • literacy, lack of digital
  • Lloyds Banking Group
  • location of FinTech hubs, importance of
  • login security issues
  • London, FinTech leader
  • Luxembourg

M

  • M-Changa
  • M-Pesa
  • management buyouts
  • “marketplace banking”
  • merchants
    • adoption of Apple Pay
    • credit card charges
    • providing education and training to
  • methodology, innovation
  • MetroMile
  • Mexico
    • financial inclusion challenges
    • remittances
  • “micro asset managers”
  • micro-crowdfunding
  • middleman problem
  • middleware, APIs
  • millennials (digital natives)
  • “mining” for bitcoin
  • MMS (mobile money services)
  • mobile banking
    • and customer experience
    • growth of
    • login screens
  • mobile devices
  • mobile network operators (MNOs)
  • mobile payments
    • Apple Pay
    • convergence with digital currency
    • Kenya
    • Vienna
  • mobile phones
    • financial inclusion in Africa
    • penetration
    • smartphones
  • mobile virtual network operators (MVNOs)
  • mobile wallets
  • money
    • future of
    • world without
  • money laundering
    • data sources needed for detecting
    • reducing in Nigeria
    • regulation
  • music industry

N

  • Natural Language Processing (NLP), sentiment analysis
  • the Netherlands
  • network effects
  • new product development
  • New York
  • news trading
  • NFC (Near Field Communication) technology
    • wearables
  • Nigeria
  • non-bank banks, tech giants becoming
  • non-banking financial companies (NBFCs)

O

  • Ola cabs, India
  • online advertising markets
  • online banking
  • online capital marketplace
    • professionalism
    • regulation
  • online personal loan applications, abandonment rates
  • open data/open source
  • open innovation
  • OpenBook, eToro
  • opinion mining
  • overdrafts

P

  • P2P (peer-to-peer) lending
  • partnerships
    • for addressing digital and financial inclusion
    • between banks and FinTech start-ups
    • between FinTechs and banks
    • FinTech supermarkets
  • passwords
  • payment ecosystem
  • payment problems, B2B transactions
  • payment services
    • global regulation
  • payment solutions
  • PayPal
  • peer-to-peer lending
  • people and innovation
  • Personal Financial Management (PFM)
  • personalization
    • of customer experience
    • services of banks
  • philanthropic remittances
  • point of sale (POS) devices
    • Austria
    • and bank innovation
    • contactless
  • power generation
  • predictive algorithms
  • prepaid payments
    • pre-paid cards
    • prepaid meters
  • pricing structures, online banking
  • privacy issues
  • private customer cash flow forecasts
  • private equity
  • proactive IT department
  • professionalism
  • programmatic advertising
  • prototyping
  • PSD (Payment Services Directive), EU
  • psychology of trade
  • public markets
  • Pyramid of Opportunity, India

Q

  • quantitative investors (quants)
  • quantitative (“quant”) strategies

R

  • rapid prototyping
  • real-time bidding
  • real-time data
  • real-time impact of news
  • rebundling
  • regulated crowdfunding portals
  • regulation
    • compliance systems
    • of crowdfunding
    • FinTech adapting to
    • France
    • global compliance
    • online capital markets
    • payment services
    • supporting FinTech
  • remittances
  • Reputation Currency (RC)
  • reputational scoring
  • resources and innovation
  • retail banks
    • branch-focused approach
    • business model change needed
    • erosion of trust in
    • FinTech partnerships with
    • impact of FinTech on
  • reward systems, substitute for money
  • RFID (radio frequency identification) devices
  • robo advisors
  • robot takeover
  • Rwanda, insurance product

S

  • SaaS (Software as a Service)
  • Safaricom, Kenya
  • saving(s)
    • commitment savings accounts
    • in financial institutions
    • financial planning apps
    • future of
    • low-income people
  • scalability, big data technologies
  • security
    • banks of the future
    • behavioural biometrics
    • identity theft
    • login
    • Nigeria
    • and usability
  • sentiment analysis
  • shadow banking system
  • sharing economy of the future
  • Sharpe ratio
  • Silicon Valley
  • Singapore
  • small and medium-sized enterprises (SMEs)
    • crowdfunding
    • FinTech solutions for
    • predictive analytics
    • rebundling for banks
  • small businesses
    • financial and digital exclusion, addressing
    • in poor countries
    • support for in Nigeria
  • smart watches
  • smartphones
  • social capital
  • social impact of FinTech
    • emerging markets
    • ethics
  • social investment network
  • social media
    • and APIs
    • enabling crowdfunding
    • social login
    • text analytics of tweets
    • see also Facebook
  • social trading
  • SoftSpace (Malaysia)
  • Software as a Service (SaaS)
  • specialized banks
  • sponsors, bank innovation
  • spot market
  • stakeholder engagement, bank innovation
  • Starbucks
    • mobile payment app
    • Stars
  • Start-up Challenge
  • start-ups
    • in developing countries
    • disruptive
    • dynamic payments
    • financing options
    • France
    • funding for
    • Holland
    • mobile payments, Vienna
    • Nigeria
    • shares
    • tax issues
  • stock prices, impact of news on
  • success, setting up for
  • success stories
    • Avoka
    • Bankable
    • Citi
    • eToro
  • sustaining innovation
  • SWIFT

T

  • talent
  • tech giants
    • see also Apple; Facebook; Google
  • technology access, digital divide
  • telematics insurance, value of
  • text analytics
  • time series clustering
  • trading
    • “Alpha Capture”
    • and hedge funds
    • social trading
    • text analytics
  • training
    • in financial literacy
    • re-vamping of
  • transaction costs, reduction of
  • transactions
    • B2B
    • dynamic payments
    • three pillars of
  • TransferWise, overseas money transfers
  • Trulio, “identity bureau”
  • trust
    • in banks/financial services, erosion of
    • and design of UX for FinTech
    • and non-bank banks
    • and reputation
    • of well-known platforms
  • Twitter-based evaluation of market moods
  • Twitter Digits
  • Twitter stock price

U

  • the “unbanked”
    • and financial inclusion
    • impact of FinTech on
    • India, bottom of the pyramid
    • reached by mobile devices
  • United States (USA)
    • complex regulations
    • crowdfunding regulations
    • Jobs Act
    • prepaid payments
    • robo advisors
  • universal banking model
  • Universal Basic Income (UBI)
  • usability and security
  • user experience (UX)
    • enhancing
    • seven guidelines
  • user interfaces (UIs), enhancing user experience
  • user perception of security

V

  • Valtech
  • value chain
  • value creation
  • value exchange
  • values, ethical
  • venture capital (VC)
    • Vienna
  • verticalization of banking
  • Vienna, mobile payments

W

  • wealth management
    • rebundling in
    • robo advisers
  • wearables
  • Wedlite (Indonesia)
  • WeSwap
  • Wonga