Forgo the Daily Latte

How many times a week do you stop for that special large cup of latte? Try this little experiment: Each time during the week that you feel the impulse to have a $5.00 latte at the usual coffee house, put that amount aside. If you’ve been stopping every day, you are spending $5.00 per day, roughly $25.00 week, or $100 a month. Over a year, that’s $5,200.00 that could be earning more money if you put it into an interest-bearing savings account.