Appendix B

Remaining Balance Tables

The tables in Appendix A help you figure out how much you’d need to pay each month to amortize (repay) a mortgage. The tables in this appendix, conversely, show how much of your loan remains unpaid as the mortgage is amortized.

A remaining principal balance is shown as a percentage of the original mortgage amount. For example, the number 23.58 indicates that 23.58 percent of the money you originally borrowed still remains to be paid. Remaining balance tables are wonderfully straightforward. Here’s how to use them:

1. Find the table that matches your loan’s interest rate.
2. Locate the column on that table for your loan’s original term.
3. Read down the loan term column until you find the remaining balance percentage for your loan’s approximate age as noted by the “# of Years Paid on Loan” column on the left side of the table.

4. Multiply your original loan amount by that percentage to get the estimated remaining loan balance.

   If you absolutely must know the precise remaining balance to the penny, ask your friendly lender.

Example #1: If you obtained a $250,000, 30-year mortgage at 8.25 percent interest 15 years ago, your estimated remaining principal balance is . You may find this astonishing because you’re halfway through the loan’s 30-year term. As you can see by glancing down the term column, most of your payment consists of interest during the mortgage’s early years. At 8.25 percent interest, for example, you pay off only 0.8 percent of principal in the loan’s first year. You’ll take more than 20 years to repay half of the original loan balance — and well under 10 years to pay off the other half, because more of your monthly payment is principal and less is interest as time goes by.

Example #2: If you obtained a $60,000, 20-year mortgage at 12 percent interest 5 years ago, your estimated remaining principal balance is .

Remaining Principal Balance as a Percentage of Original Loan Amount

	Interest Rate: 3.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.18	86.96	91.29	94.63	96.29	97.27	97.91
2	61.78	73.53	82.32	89.11	92.47	94.46	95.76
3	41.80	59.69	73.07	83.42	88.54	91.56	93.54
4	21.21	45.43	63.55	77.56	84.48	88.58	91.25
5	0.00	30.74	53.74	71.51	80.30	85.50	88.90
6		15.60	43.62	65.29	76.00	82.33	86.48
7		0.00	33.20	58.87	71.56	79.07	83.98
8			22.46	52.26	66.99	75.70	81.40
9			11.40	45.45	62.28	72.24	78.75
10			0.00	38.43	57.43	68.66	76.01
11				31.19	52.43	64.98	73.20
12				23.74	47.28	61.19	70.29
13				16.06	41.97	57.28	67.30
14				8.15	36.50	53.25	64.22
15				0.00	30.84	49.11	61.05
20					0.00	26.39	43.66
25						0.00	23.46
30							0.00

	Interest Rate: 3.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.27	87.06	91.39	94.74	96.39	97.36	97.99
2	61.93	73.70	82.50	89.30	92.66	94.63	95.92
3	41.95	59.90	73.32	83.69	88.80	91.82	93.79
4	21.31	45.65	63.84	77.89	84.83	88.91	91.58
5	0.00	30.92	54.04	71.90	80.72	85.91	89.30
6		15.71	43.92	65.72	76.47	82.81	86.95
7		0.00	33.47	59.32	72.08	79.61	84.51
8			22.67	52.72	67.55	76.30	82.00
9			11.52	45.90	62.87	72.88	79.41
10			0.00	38.86	58.04	69.35	76.72
11				31.58	53.04	65.70	73.95
12				24.07	47.89	61.93	71.09
13				16.30	42.56	58.02	68.14
14				8.28	37.05	54.02	65.08
15				0.00	31.37	49.86	61.93
20					0.00	26.95	44.53
25						0.00	24.07
30							0.00

	Interest Rate: 3.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.37	87.16	91.49	94.83	96.48	97.45	98.08
2	62.08	73.87	82.69	89.49	92.84	94.81	96.09
3	42.10	60.11	73.57	83.96	89.07	92.08	94.03
4	21.42	45.86	64.13	78.22	85.16	89.25	91.90
5	0.00	31.10	54.35	72.29	81.12	86.32	89.69
6		15.82	44.23	66.14	76.93	83.28	87.41
7		0.00	33.74	59.78	72.60	80.14	85.04
8			22.88	53.19	68.11	76.88	82.59
9			11.64	46.36	63.46	73.51	80.05
10			0.00	39.29	58.64	70.02	77.42
11				31.97	53.66	66.41	74.70
12				24.39	48.49	62.67	71.88
13				16.54	43.15	58.79	68.96
14				8.41	37.61	54.78	65.94
15				0.00	31.88	50.62	62.81
20					0.00	27.51	45.41
25						0.00	24.68
30							0.00

	Interest Rate: 3.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.46	87.26	91.59	94.93	96.57	97.53	98.16
2	62.23	74.04	82.87	89.68	93.02	94.98	96.25
3	42.25	60.32	73.82	84.22	89.33	92.32	94.27
4	21.52	46.08	64.42	78.55	85.50	89.57	92.91
5	0.00	31.29	54.66	72.67	81.52	86.71	90.07
6		15.93	44.53	66.57	77.39	83.74	87.85
7		0.00	34.01	60.23	73.11	80.66	85.55
8			23.10	53.65	68.66	77.46	83.16
9			11.76	46.82	64.04	74.14	80.68
10			0.00	39.73	59.25	70.69	78.11
11				32.36	54.27	67.11	75.43
12				24.72	49.10	63.40	72.66
13				16.78	43.74	59.54	69.78
14				8.55	38.17	55.53	66.78
15				0.00	32.39	51.38	63.68
20					0.00	28.08	46.28
25						0.00	25.30
30							0.00

	Interest Rate: 4.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.46	87.26	91.69	95.03	96.66	97.62	98.23
2	62.37	74.22	83.06	89.86	93.19	95.14	96.40
3	42.41	60.53	74.07	84.48	89.58	92.57	94.49
4	21.62	46.29	64.71	78.88	85.83	89.89	92.51
5	0.00	31.47	54.97	73.05	81.92	87.10	90.44
6		16.05	44.84	66.99	77.85	84.20	88.29
7		0.00	34.29	60.68	73.62	81.18	86.05
8			23.31	54.11	69.21	78.03	83.73
9			11.89	47.27	64.62	74.76	81.30
10			0.00	40.16	59.85	71.35	78.78
11				32.75	54.88	67.81	76.15
12				25.05	49.71	64.12	73.42
13				17.03	44.33	60.28	70.58
14				8.68	38.73	56.29	67.62
15				0.00	32.90	52.13	64.54
20					0.00	28.66	47.15
25						0.00	25.92
30							0.00

	Interest Rate: 4.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.66	87.46	91.79	95.12	96.75	97.70	98.31
2	62.52	74.39	83.24	90.04	93.37	95.31	96.55
3	42.56	60.74	74.31	84.74	89.84	92.81	94.72
4	21.73	46.51	65.00	79.21	86.15	90.20	92.80
5	0.00	31.66	55.28	73.43	82.31	87.48	90.80
6		16.16	45.14	67.41	78.30	84.64	88.72
7		0.00	34.56	61.13	74.12	81.68	86.54
8			23.52	54.57	69.75	78.59	84.28
9			12.01	47.73	65.20	75.37	81.91
10			0.00	40.59	60.44	72.01	79.44
11				33.15	55.49	68.50	76.86
12				25.38	50.32	64.84	74.17
13				17.27	44.92	61.02	71.37
14				8.82	39.29	57.04	68.44
15				0.00	33.41	52.88	65.39
20					0.00	29.23	48.02
25						0.00	26.54
30							0.00

	Interest Rate: 4.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.75	87.56	91.89	95.22	96.84	97.78	98.38
2	62.67	74.55	83.42	90.22	93.54	95.46	96.69
3	42.71	60.95	74.55	84.99	90.08	93.04	94.93
4	21.83	46.72	65.28	79.53	86.47	90.50	93.08
5	0.00	31.84	55.59	73.81	82.69	87.85	91.15
6		16.28	45.44	67.83	78.74	85.08	89.13
7		0.00	34.84	61.57	74.61	82.18	87.02
8			23.74	55.03	70.29	79.15	84.81
9			12.13	48.19	65.77	75.97	82.50
10			0.00	41.03	61.04	72.65	80.08
11				33.54	56.09	69.18	77.56
12				25.71	50.92	65.55	74.91
13				17.52	45.51	61.75	72.15
14				8.96	39.85	57.78	69.25
15				0.00	33.93	53.63	66.23
20					0.00	29.81	48.88
25						0.00	27.17
30							0.00

	Interest Rate: 4.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.84	87.66	91.99	95.31	96.92	97.86	98.45
2	62.81	74.72	83.60	90.40	93.70	95.62	96.83
3	42.86	61.16	74.80	85.25	90.33	93.27	95.14
4	21.93	46.94	65.57	79.85	86.79	90.80	93.36
5	0.00	32.03	55.89	74.18	83.08	88.22	91.49
6		16.39	45.75	68.24	79.18	85.51	89.54
7		0.00	35.11	62.02	75.10	82.67	87.49
8			23.95	55.49	70.82	79.69	85.34
9			12.26	48.64	66.33	76.57	83.08
10			0.00	41.46	61.63	73.29	80.72
11				33.94	56.70	69.86	78.24
12				26.05	51.52	66.26	75.64
13				17.77	46.10	62.48	72.91
14				9.09	40.41	58.52	70.06
15				0.00	34.45	54.37	67.06
20					0.00	30.39	49.75
25						0.00	27.81
30							0.00

	Interest Rate: 5.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	81.94	87.76	92.09	95.41	97.01	97.94	98.52
2	62.97	74.90	83.78	90.58	93.87	95.77	96.97
3	43.01	61.37	75.04	85.50	90.57	93.49	95.34
4	22.04	47.16	65.86	80.17	87.10	91.10	93.63
5	0.00	32.22	56.20	74.56	83.45	88.58	91.83
6		16.51	46.06	68.66	79.62	85.93	89.94
7		0.00	35.39	62.46	75.59	83.15	87.95
8			24.18	55.95	71.36	80.23	85.85
9			12.39	49.10	66.90	77.16	83.65
10			0.00	41.90	62.22	73.92	81.34
11				34.34	57.30	70.53	78.91
12				26.39	52.13	66.96	76.36
13				18.03	46.69	63.21	73.67
14				9.24	40.98	59.26	70.85
15				0.00	34.97	55.12	67.88
20					0.00	30.98	50.61
25						0.00	28.45
30							0.00

	Interest Rate: 5.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.04	87.86	92.19	95.50	97.09	98.01	98.59
2	63.11	75.06	83.96	90.75	94.03	95.92	97.10
3	43.17	61.58	75.28	85.75	90.81	93.71	95.54
4	22.15	47.37	66.14	80.48	87.41	91.38	93.89
5	0.00	32.40	56.51	74.92	83.82	88.93	92.15
6		16.63	46.36	69.07	80.05	86.35	90.32
7		0.00	35.66	62.90	76.07	83.62	88.39
8			24.39	56.41	71.88	80.75	86.35
9			12.52	49.56	67.46	77.73	84.21
10			0.00	42.34	62.80	74.54	81.95
11				34.74	57.90	71.19	79.57
12				26.72	52.73	67.65	77.06
13				18.28	47.28	63.92	74.41
14				9.38	41.54	59.99	71.63
15				0.00	35.49	55.85	68.69
20					0.00	31.56	51.47
25						0.00	29.08
30							0.00

	Interest Rate: 5.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.13	87.96	92.28	95.58	97.17	98.08	98.65
2	63.26	75.23	84.13	90.92	94.19	96.06	97.23
3	43.32	61.79	75.52	85.99	91.04	93.92	95.73
4	22.25	47.59	66.43	80.79	87.71	91.66	94.14
5	0.00	32.59	56.82	75.29	84.19	89.27	92.46
6		16.74	46.66	69.48	80.47	86.75	90.69
7		0.00	35.94	63.34	76.54	84.09	88.82
8			24.61	56.86	72.40	81.27	86.84
9			12.64	50.01	68.01	78.30	84.75
10			0.00	42.78	63.38	75.16	82.54
11				35.13	58.49	71.84	80.21
12				27.06	53.33	68.33	77.75
13				18.53	47.87	64.63	75.14
14				9.52	42.10	60.72	72.39
15				0.00	36.01	56.58	69.49
20					0.00	32.15	52.32
25						0.00	29.73
30							0.00

	Interest Rate: 5.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.23	88.05	92.38	95.67	97.25	98.15	98.71
2	63.40	75.40	84.31	91.09	94.34	96.20	97.35
3	43.47	62.00	75.76	86.23	91.26	94.12	95.91
4	22.36	47.80	66.71	81.09	88.00	91.93	94.38
5	0.00	32.77	57.12	75.65	84.55	89.61	92.76
6		16.86	46.97	69.89	80.89	87.14	91.05
7		0.00	36.22	63.78	77.01	84.54	89.23
8			24.83	57.31	72.91	81.78	87.31
9			12.77	50.47	68.56	78.85	85.28
10			0.00	43.21	63.96	75.76	83.12
11				35.53	59.09	72.48	80.84
12				27.40	53.92	69.01	78.42
13				18.78	48.46	65.33	75.86
14				9.66	42.67	61.44	73.15
15				0.00	36.53	57.31	70.28
20					0.00	32.74	53.16
25						0.00	30.37
30							0.00

	Interest Rate: 6.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.32	88.15	92.47	95.76	97.33	98.22	98.77
2	63.55	75.56	84.48	91.26	94.50	96.33	97.47
3	43.62	62.20	76.00	86.47	91.49	94.32	96.08
4	22.46	48.02	66.99	81.40	88.29	92.19	94.61
5	0.00	32.96	57.43	76.01	84.90	89.93	93.05
6		16.97	47.27	70.29	81.30	87.53	91.40
7		0.00	36.49	64.21	77.48	84.98	89.64
8			25.05	57.76	73.42	82.28	87.77
9			12.90	50.92	69.11	79.40	85.79
10			0.00	43.65	64.53	76.35	83.69
11				35.93	59.67	73.11	81.45
12				27.74	54.52	69.68	79.08
13				19.04	49.04	66.02	76.56
14				9.80	43.23	62.15	73.89
15				0.00	37.06	58.03	71.05
20					0.00	33.33	54.00
25						0.00	31.01
30							0.00

	Interest Rate: 6.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.41	88.24	92.57	95.84	97.41	98.29	98.83
2	63.69	75.73	84.65	91.42	94.64	96.46	97.58
3	43.77	62.41	76.23	86.71	91.70	94.52	96.25
4	22.57	48.23	67.27	81.70	88.58	92.45	94.84
5	0.00	33.15	57.73	76.36	85.25	90.25	93.34
6		17.09	47.58	70.69	81.70	87.91	91.74
7		0.00	36.77	64.65	77.93	85.42	90.03
8			25.27	58.21	73.92	82.76	88.22
9			13.03	51.37	69.65	79.94	86.29
10			0.00	44.09	65.10	76.94	84.24
11				36.33	60.26	73.74	82.05
12				28.08	55.11	70.33	79.73
13				19.30	49.63	66.71	77.25
14				9.95	43.79	62.86	74.61
15				0.00	37.58	58.75	71.81
20					0.00	33.92	54.84
25						0.00	31.66
30							0.00

	Interest Rate: 6.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.51	88.34	92.66	95.93	97.48	98.35	98.88
2	63.84	75.89	84.82	91.58	94.79	96.59	97.69
3	43.92	62.62	76.47	86.94	91.92	94.71	96.42
4	22.67	48.45	67.55	82.00	88.86	92.70	95.06
5	0.00	33.33	58.03	76.72	85.59	90.56	93.61
6		17.21	47.88	71.08	82.10	88.28	92.07
7		0.00	37.05	65.07	78.38	85.84	90.42
8			25.49	58.66	74.41	83.24	88.66
9			13.16	51.82	70.18	80.47	86.78
10			0.00	44.52	65.66	77.51	84.78
11				36.73	60.84	74.35	82.64
12				28.42	55.70	70.99	80.36
13				19.56	50.21	67.39	77.93
14				10.09	44.35	63.56	75.33
15				0.00	38.11	59.46	72.56
20					0.00	34.51	55.67
25						0.00	32.30
30							0.00

	Interest Rate: 6.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.60	88.43	92.75	96.01	97.55	98.41	98.93
2	63.98	76.06	84.99	91.74	94.93	96.71	97.79
3	44.07	62.82	76.70	87.17	92.13	94.89	96.57
4	22.78	48.66	67.83	82.29	89.13	92.95	95.27
5	0.00	33.52	58.34	77.07	85.93	90.87	93.88
6		17.32	48.18	71.48	82.50	88.64	92.38
7		0.00	37.33	65.50	78.83	86.26	90.79
8			25.71	59.11	74.91	83.71	89.08
9			13.29	52.27	70.71	80.99	87.25
10			0.00	44.96	66.22	78.08	85.30
11				37.13	61.42	74.96	83.21
12				28.77	56.28	71.63	80.98
13				19.81	50.79	68.06	78.59
14				10.24	44.91	64.25	76.03
15				0.00	38.63	60.17	73.30
20					0.00	35.10	56.49
25						0.00	32.95
30							0.00

	Interest Rate: 7.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.69	88.53	92.84	96.09	97.62	98.47	98.98
2	64.13	76.22	85.16	91.90	95.07	96.83	97.89
3	44.23	63.03	76.93	87.40	92.33	95.07	96.73
4	22.88	48.88	68.10	82.58	89.40	93.18	95.47
5	0.00	33.71	58.64	77.41	86.26	91.16	94.13
6		17.44	48.49	71.87	82.88	88.99	92.69
7		0.00	37.60	65.93	79.27	86.67	91.15
8			25.93	59.55	75.39	84.17	89.49
9			13.42	52.72	71.23	81.50	87.72
10			0.00	45.39	66.77	78.63	85.81
11				37.54	61.99	75.56	83.77
12				29.11	56.87	72.26	81.58
13				20.08	51.37	68.73	79.23
14				10.39	45.47	64.94	76.72
15				0.00	39.15	60.87	74.02
20					0.00	35.69	57.30
25						0.00	33.60
30							0.00

	Interest Rate: 7.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.78	88.62	92.93	96.17	97.69	98.53	99.03
2	64.27	76.38	85.33	92.05	95.21	96.95	97.99
3	44.38	63.23	77.16	87.63	92.54	95.24	96.87
4	22.99	49.09	68.38	82.87	89.67	93.42	95.67
5	0.00	33.90	58.94	77.76	86.58	91.45	94.38
6		17.56	48.79	72.26	83.27	89.34	92.99
7		0.00	37.88	66.35	79.70	87.07	91.50
8			26.16	60.00	75.87	84.63	89.89
9			13.55	53.17	71.75	82.00	88.17
10			0.00	45.83	67.32	79.18	86.31
11				37.94	62.56	76.15	84.32
12				29.46	57.45	72.89	82.17
13				20.34	51.95	69.38	79.87
14				10.54	46.03	65.62	77.39
15				0.00	39.68	61.57	74.73
20					0.00	36.29	58.11
25						0.00	34.25
30							0.00

	Interest Rate: 7.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.87	88.71	93.02	96.25	97.76	98.58	99.08
2	64.42	76.55	85.50	92.21	95.34	97.06	98.08
3	44.53	63.44	77.39	87.85	92.73	95.41	97.01
4	23.10	49.31	68.65	83.15	89.93	93.64	95.86
5	0.00	34.09	59.24	78.10	86.90	91.73	94.62
6		17.68	49.09	72.64	83.64	89.67	93.28
7		0.00	38.16	66.77	80.13	87.46	91.83
8			26.38	60.44	76.34	85.07	90.28
9			13.68	53.62	72.26	82.49	88.60
10			0.00	46.26	67.87	79.72	86.79
11				38.34	63.13	76.73	84.85
12				29.80	58.02	73.50	82.75
13				20.60	52.52	70.03	80.49
14				10.69	46.59	66.29	78.05
15				0.00	40.20	62.26	75.43
20					0.00	36.88	58.91
25						0.00	34.89
30							0.00

	Interest Rate: 7.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	82.96	88.80	93.11	96.33	97.82	98.64	99.12
2	64.56	76.71	85.66	92.36	95.47	97.17	98.17
3	44.68	63.64	77.62	88.07	92.93	95.58	97.15
4	23.20	49.52	68.93	83.44	90.18	93.86	96.04
5	0.00	34.27	59.54	78.43	87.22	92.01	94.85
6		17.80	49.40	73.03	84.01	90.00	93.56
7		0.00	38.44	67.19	80.55	87.84	92.16
8			26.60	60.88	76.81	85.50	90.65
9			13.81	54.06	72.77	82.97	89.03
10			0.00	46.70	68.41	80.25	87.27
11				38.74	63.69	77.30	85.37
12				30.15	58.60	74.11	83.31
13				20.86	53.09	70.67	81.10
14				10.84	47.15	66.95	78.70
15				0.00	40.73	62.94	76.11
20					0.00	37.47	59.70
25						0.00	35.54
30							0.00

	Interest Rate: 8.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.06	88.90	93.19	96.40	97.89	98.69	99.16
2	64.71	76.87	85.82	92.51	95.60	97.27	98.26
3	44.83	63.84	77.84	88.29	93.12	95.74	97.28
4	23.31	49.74	69.20	83.72	90.43	94.07	96.22
5	0.00	34.46	59.84	78.77	87.53	92.27	95.07
6		17.92	49.70	73.41	84.38	90.32	93.83
7		0.00	38.72	67.60	80.97	88.21	92.48
8			26.83	61.31	77.27	85.92	91.02
9			13.95	54.51	73.27	83.45	89.44
10			0.00	47.13	68.94	80.76	87.72
11				39.15	64.25	77.86	85.87
12				30.50	59.17	74.71	83.86
13				21.13	53.67	71.30	81.69
14				10.99	47.71	67.61	79.33
15				0.00	41.25	63.61	76.78
20					0.00	38.06	60.48
25						0.00	36.19
30							0.00

	Interest Rate: 8.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.15	88.99	93.28	96.48	97.95	98.74	99.21
2	64.85	77.03	85.99	92.65	95.72	97.38	98.34
3	44.98	64.05	78.07	88.50	93.30	95.89	97.41
4	23.42	49.95	69.47	83.99	90.68	94.28	96.39
5	0.00	34.65	60.13	79.10	87.83	92.53	95.28
6		18.04	50.00	73.78	84.73	90.64	94.09
7		0.00	39.00	68.01	81.38	88.58	92.78
8			27.05	61.75	77.73	86.34	91.37
9			14.08	54.95	73.77	83.91	89.84
10			0.00	47.56	69.47	81.27	88.17
11				39.55	64.80	78.41	86.36
12				30.85	59.74	75.30	84.40
13				21.40	54.23	71.93	82.27
14				11.14	48.26	68.26	79.95
15				0.00	41.78	64.28	77.44
20					0.00	38.66	61.25
25						0.00	36.83
30							0.00

	Interest Rate: 8.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.24	89.08	93.37	96.55	98.01	98.79	99.24
2	64.99	77.19	86.15	92.80	95.84	97.47	98.42
3	45.14	64.25	78.29	88.71	93.49	96.04	97.53
4	23.52	50.17	69.74	84.26	90.92	94.48	96.55
5	0.00	34.84	60.43	79.42	88.13	92.79	95.49
6		18.16	50.30	74.16	85.09	90.94	94.34
7		0.00	39.28	68.42	81.78	88.93	93.08
8			27.28	62.18	78.18	86.74	91.71
9			14.22	55.39	74.26	84.36	90.22
10			0.00	48.00	69.99	81.77	88.60
11				39.95	65.35	78.95	86.84
12				31.19	60.30	75.88	84.92
13				21.66	54.80	72.54	82.83
14				11.29	48.81	68.90	80.56
15				0.00	42.30	64.95	78.08
20					0.00	39.25	62.02
25						0.00	37.48
30							0.00

	Interest Rate: 8.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.33	89.17	93.45	96.62	98.07	98.84	99.28
2	65.14	77.35	86.31	92.94	95.96	97.57	98.50
3	45.29	64.45	78.51	88.92	93.66	96.19	97.64
4	23.63	50.38	70.01	84.53	91.16	94.68	96.71
5	0.00	35.03	60.73	79.75	88.42	93.03	95.69
6		18.28	50.60	74.53	85.43	91.24	94.58
7		0.00	39.56	68.83	82.18	89.28	93.36
8			27.50	62.61	78.62	87.14	92.04
9			14.35	55.83	74.74	84.81	90.60
10			0.00	48.43	70.51	82.26	89.02
11				40.35	65.90	79.48	87.30
12				31.54	60.86	76.45	85.43
13				21.93	55.36	73.14	83.38
14				11.44	49.36	69.54	81.15
15				0.00	42.82	65.60	78.71
20					0.00	39.84	62.77
25						0.00	38.12
30							0.00

	Interest Rate: 9.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.42	89.26	93.54	96.69	98.13	98.88	99.32
2	65.28	77.51	86.47	93.08	96.08	97.66	98.57
3	45.44	64.65	78.73	89.12	93.84	96.33	97.75
4	23.74	50.60	70.28	84.80	91.39	94.87	96.86
5	0.00	35.22	61.02	80.07	88.71	93.27	95.88
6		18.40	50.90	74.89	85.77	91.53	94.81
7		0.00	39.84	69.23	82.57	89.62	93.64
8			27.73	63.04	79.06	87.53	92.36
9			14.49	56.27	75.22	85.24	90.96
10			0.00	48.86	71.03	82.74	89.43
11				40.76	66.44	80.00	87.75
12				31.90	61.41	77.01	85.92
13				22.20	55.92	73.74	83.92
14				11.60	49.91	70.16	81.73
15				0.00	43.34	66.25	79.33
20					0.00	40.43	63.52
25						0.00	38.76
30							0.00

	Interest Rate: 9.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.51	89.35	93.62	96.76	98.18	98.93	99.35
2	65.42	77.66	86.62	93.22	96.19	97.75	98.64
3	45.59	64.85	78.95	89.33	94.01	96.47	97.86
4	23.84	50.81	70.54	85.06	91.61	95.05	97.00
5	0.00	35.41	61.32	80.39	88.99	93.51	96.06
6		18.52	51.21	75.26	86.11	91.81	95.04
7		0.00	40.12	69.63	82.95	89.94	93.91
8			27.96	63.47	79.49	87.90	92.67
9			14.62	56.71	75.70	85.66	91.31
10			0.00	49.29	71.53	83.21	89.82
11				41.16	66.97	80.52	88.19
12				32.25	61.97	77.57	86.40
13				22.47	56.48	74.33	84.44
14				11.75	50.46	70.78	82.29
15				0.00	43.86	66.89	79.93
20					0.00	41.01	64.26
25						0.00	39.40
30							0.00

	Interest Rate: 9.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.60	89.44	93.70	96.83	98.24	98.97	99.38
2	65.56	77.82	86.78	93.35	96.30	97.84	98.71
3	45.74	65.06	79.17	89.53	94.18	96.60	97.96
4	23.95	51.02	70.81	85.32	91.84	95.23	97.14
5	0.00	35.60	61.61	80.70	89.27	93.73	96.24
6		18.64	51.51	75.62	86.44	92.08	95.25
7		0.00	40.40	70.03	83.33	90.27	94.16
8			28.18	63.89	79.92	88.27	92.97
9			14.76	57.14	76.16	86.08	91.65
10			0.00	49.72	72.04	83.67	90.21
11				41.56	67.50	81.02	88.62
12				32.60	62.51	78.11	86.87
13				22.74	57.03	74.91	84.95
14				11.91	51.01	71.39	82.84
15				0.00	44.38	67.52	80.52
20					0.00	41.60	64.98
25						0.00	40.04
30							0.00

	Interest Rate: 9.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.68	89.52	93.78	96.90	98.29	99.01	99.41
2	65.71	77.98	86.94	93.49	96.41	97.93	98.77
3	45.89	65.26	79.39	89.72	94.34	96.73	98.06
4	24.06	51.24	71.07	85.58	92.05	95.41	97.27
5	0.00	35.79	61.91	81.01	89.54	93.95	96.41
6		18.76	51.81	75.97	86.76	92.35	95.46
7		0.00	40.68	70.43	83.71	90.58	94.41
8			28.41	64.31	80.34	88.63	93.26
9			14.89	57.57	76.62	86.49	91.98
10			0.00	50.15	72.53	84.12	90.58
11				41.97	68.02	81.51	89.03
12				32.95	63.06	78.64	87.33
13				23.01	57.58	75.48	85.45
14				12.07	51.55	71.99	83.38
15				0.00	44.90	68.15	81.10
20					0.00	42.19	65.70
25						0.00	40.67
30							0.00

	Interest Rate: 10.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.77	89.61	93.87	96.97	98.35	99.05	99.44
2	65.85	78.13	87.09	93.62	96.52	98.01	98.83
3	46.04	65.46	79.60	89.92	94.50	96.85	98.15
4	24.17	51.45	71.33	85.83	92.27	95.57	97.40
5	0.00	35.98	62.20	81.32	89.80	94.16	96.57
6		18.88	52.10	76.33	87.08	92.61	95.66
7		0.00	40.96	70.82	84.07	90.88	94.65
8			28.64	64.73	80.75	88.98	93.53
9			15.03	58.01	77.08	86.88	92.30
10			0.00	50.58	73.02	84.56	90.94
11				42.37	68.54	82.00	89.43
12				33.30	63.60	79.17	87.77
13				23.29	58.13	76.04	85.93
14				12.22	52.09	72.58	83.91
15				0.00	45.42	68.76	81.66
20					0.00	42.77	66.41
25						0.00	41.30
30							0.00

	Interest Rate: 10.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.86	89.70	93.95	97.03	98.40	99.09	99.47
2	65.99	78.29	87.24	93.75	96.62	98.09	98.89
3	46.20	65.65	79.82	90.11	94.65	96.97	98.24
4	24.28	51.66	71.59	86.08	92.48	95.74	97.52
5	0.00	36.17	62.49	81.62	90.06	94.37	96.73
6		19.01	52.40	76.68	87.39	92.86	95.85
7		0.00	41.24	71.21	84.43	91.18	94.88
8			28.87	65.15	81.16	89.33	93.80
9			15.17	58.44	77.53	87.27	92.61
10			0.00	51.00	73.51	84.99	91.29
11				42.77	69.06	82.47	89.82
12				33.66	64.13	79.68	88.20
13				23.56	58.67	76.59	86.41
14				12.38	52.63	73.16	84.42
15				0.00	45.94	69.37	82.21
20					0.00	43.35	67.10
25						0.00	41.93
30							0.00

	Interest Rate: 10.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	83.95	89.78	94.03	97.10	98.45	99.13	99.50
2	66.13	78.44	87.39	93.88	96.72	98.16	98.94
3	46.35	65.85	80.03	90.30	94.81	97.09	98.33
4	24.38	51.88	71.85	86.33	92.68	95.90	97.64
5	0.00	36.36	62.78	81.92	90.32	94.57	96.88
6		19.13	52.70	77.03	87.70	93.10	96.04
7		0.00	41.52	71.59	84.79	91.47	95.10
8			29.10	65.56	81.56	89.66	94.06
9			15.31	58.86	77.97	87.65	92.90
10			0.00	51.43	73.99	85.42	91.62
11				43.17	69.57	82.94	90.20
12				34.01	64.66	80.19	88.62
13				23.84	59.21	77.13	86.86
14				12.54	53.16	73.74	84.91
15				0.00	46.45	69.97	82.75
20					0.00	43.93	67.79
25						0.00	42.56
30							0.00

	Interest Rate: 10.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.04	89.87	94.10	97.16	98.49	99.16	99.53
2	66.27	78.60	87.54	94.00	96.82	98.23	99.00
3	46.50	66.05	80.24	90.49	94.95	97.20	98.41
4	24.49	52.09	72.11	86.57	92.88	96.05	97.75
5	0.00	36.55	63.07	82.22	90.57	94.77	97.03
6		19.25	53.00	77.37	88.00	93.34	96.22
7		0.00	41.80	71.98	85.14	91.75	95.31
8			29.33	65.97	81.95	89.98	94.31
9			15.45	59.29	78.41	88.02	93.19
10			0.00	51.85	74.46	85.83	91.95
11				43.58	70.07	83.39	90.56
12				34.36	65.19	80.68	89.02
13				24.11	59.75	77.66	87.31
14				12.70	53.70	74.30	85.40
15				0.00	46.96	70.57	83.28
20					0.00	44.50	68.47
25						0.00	43.18
30							0.00

	Interest Rate: 11.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.12	89.96	94.18	97.22	98.54	99.20	99.55
2	66.41	78.75	87.69	94.13	96.91	98.31	99.05
3	46.65	66.25	80.45	90.67	95.10	97.31	98.49
4	24.60	52.30	72.37	86.81	93.07	96.20	97.86
5	0.00	36.74	63.36	82.51	90.81	94.95	97.16
6		19.37	53.30	77.71	88.29	93.57	96.39
7		0.00	42.08	72.36	85.48	92.03	95.52
8			29.56	66.38	82.34	90.30	94.55
9			15.59	59.71	78.84	88.38	93.47
10			0.00	52.28	74.93	86.23	92.26
11				43.98	70.57	83.84	90.92
12				34.72	65.71	81.17	89.42
13				24.39	60.28	78.19	87.74
14				12.86	54.23	74.86	85.87
15				0.00	47.47	71.15	83.79
20					0.00	45.08	69.13
25						0.00	43.80
30							0.00

	Interest Rate: 11.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.21	90.04	94.26	97.28	98.59	99.23	99.57
2	66.55	78.90	87.84	94.25	97.01	98.37	99.10
3	46.80	66.45	80.66	90.85	95.24	97.41	98.56
4	24.71	52.51	72.63	87.05	93.26	96.34	97.97
5	0.00	36.93	63.64	82.80	91.05	95.14	97.30
6		19.50	53.59	78.05	88.58	93.79	96.55
7		0.00	42.36	72.73	85.82	92.29	95.72
8			29.79	66.79	82.72	90.61	94.78
9			15.73	60.14	79.26	88.73	93.74
10			0.00	52.70	75.39	86.63	92.57
11				44.38	71.07	84.27	91.26
12				35.07	66.23	81.64	89.80
13				24.66	60.81	78.70	88.16
14				13.02	54.76	75.41	86.33
15				0.00	47.98	71.73	84.29
20					0.00	45.65	69.79
25						0.00	44.42
30							0.00

	Interest Rate: 11.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.30	90.13	94.34	97.34	98.63	99.26	99.60
2	66.69	79.06	87.99	94.37	97.10	98.44	99.14
3	46.95	66.64	80.86	91.03	95.38	97.51	98.63
4	24.82	52.72	72.88	87.29	93.45	96.48	98.06
5	0.00	37.12	63.93	83.09	91.29	95.32	97.42
6		19.62	53.89	78.38	88.87	94.01	96.71
7		0.00	42.64	73.11	86.15	92.55	95.90
8			30.02	67.19	83.10	90.91	95.00
9			15.87	60.56	79.68	89.07	93.99
10			0.00	53.12	75.85	87.01	92.86
11				44.78	71.55	84.70	91.59
12				35.43	66.74	82.11	90.17
13				24.94	61.34	79.21	88.57
14				13.18	55.28	75.95	86.78
15				0.00	48.49	72.30	84.77
20					0.00	46.22	70.44
25						0.00	45.03
30							0.00

	Interest Rate: 11.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.38	90.21	94.41	97.40	98.68	99.30	99.62
2	66.83	79.21	88.13	94.49	97.19	98.50	99.19
3	47.10	66.84	81.07	91.20	95.51	97.61	98.70
4	24.93	52.94	73.13	87.52	93.63	96.61	98.16
5	0.00	37.31	64.21	83.37	91.52	95.49	97.55
6		19.74	54.19	78.71	89.14	94.22	96.86
7		0.00	42.92	73.48	86.47	92.80	96.09
8			30.25	67.59	83.47	91.20	95.22
9			16.01	60.97	80.09	89.41	94.24
10			0.00	53.54	76.30	87.39	93.14
11				45.18	72.04	85.12	91.91
12				35.78	67.25	82.57	90.52
13				25.22	61.86	79.70	88.97
14				13.35	55.80	76.48	87.21
15				0.00	49.00	72.86	85.24
20					0.00	46.78	71.07
25						0.00	45.64
30							0.00

	Interest Rate: 12.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.47	90.29	94.49	97.46	98.72	99.32	99.64
2	66.97	79.36	88.27	94.60	97.27	98.56	99.23
3	47.25	67.03	81.27	91.38	95.65	97.71	98.77
4	25.04	53.15	73.39	87.75	93.81	96.74	98.25
5	0.00	37.50	64.50	83.65	91.74	95.65	97.66
6		19.87	54.48	79.04	89.42	94.43	97.00
7		0.00	43.20	73.84	86.79	93.05	96.26
8			30.48	67.99	83.83	91.49	95.42
9			16.15	61.39	80.50	89.73	94.48
10			0.00	53.95	76.75	87.76	93.42
11				45.58	72.52	85.53	92.22
12				36.13	67.75	83.02	90.87
13				25.50	62.37	80.19	89.35
14				13.51	56.32	77.00	87.64
15				0.00	49.50	73.41	85.71
20					0.00	47.35	71.69
25						0.00	46.24
30							0.00

	Interest Rate: 12.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.56	90.38	94.56	97.52	98.76	99.35	99.66
2	67.11	79.51	88.42	94.71	97.36	98.62	99.27
3	47.41	67.23	81.48	91.55	95.77	97.80	98.83
4	25.15	53.36	73.64	87.97	93.99	96.87	98.33
5	0.00	37.69	64.78	83.93	91.96	95.81	97.77
6		19.99	54.78	79.36	89.68	94.63	97.14
7		0.00	43.48	74.21	87.10	93.28	96.43
8			30.71	68.38	84.19	91.76	95.62
9			16.29	61.80	80.90	90.05	94.71
10			0.00	54.37	77.19	88.12	93.68
11				45.97	72.99	85.93	92.52
12				36.49	68.24	83.46	91.21
13				25.77	62.89	80.67	89.72
14				13.67	56.84	77.52	88.05
15				0.00	50.00	73.95	86.15
20					0.00	47.91	72.31
25						0.00	46.84
30							0.00

	Interest Rate: 12.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.64	90.46	94.63	97.57	98.80	99.38	99.67
2	67.25	79.66	88.56	94.83	97.44	98.68	99.31
3	47.56	67.42	81.68	91.72	95.90	97.89	98.89
4	25.26	53.57	73.89	88.19	94.16	96.99	98.42
5	0.00	37.88	65.06	84.20	92.18	95.97	97.88
6		20.12	55.07	79.68	89.94	94.82	97.28
7		0.00	43.75	74.57	87.41	93.51	96.59
8			30.94	68.77	84.54	92.03	95.81
9			16.43	62.21	81.30	90.36	94.93
10			0.00	54.78	77.62	88.47	93.94
11				46.37	73.45	86.32	92.81
12				36.84	68.74	83.89	91.53
13				26.05	63.40	81.14	90.08
14				13.84	57.35	78.02	88.45
15				0.00	50.50	74.49	86.59
20					0.00	48.46	72.91
25						0.00	47.44
30							0.00

	Interest Rate: 12.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.73	90.54	94.71	97.63	98.84	99.41	99.69
2	67.39	79.81	88.70	94.94	97.52	98.73	99.34
3	47.71	67.62	81.88	91.88	96.02	97.97	98.95
4	25.36	53.78	74.13	88.41	94.32	97.10	98.50
5	0.00	38.07	65.34	84.47	92.39	96.12	97.98
6		20.24	55.36	80.00	90.20	95.00	97.40
7		0.00	44.03	74.93	87.71	93.74	96.74
8			31.17	69.16	84.89	92.30	96.00
9			16.57	62.62	81.68	90.66	95.15
10			0.00	55.20	78.04	88.81	94.18
11				46.77	73.91	86.70	93.09
12				37.20	69.22	84.31	91.85
13				26.33	63.90	81.60	90.44
14				14.00	57.86	78.51	88.83
15				0.00	51.00	75.02	87.02
20					0.00	49.02	73.50
25						0.00	48.03
30							0.00

	Interest Rate: 13.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.81	90.62	94.78	97.68	98.88	99.43	99.71
2	67.53	79.95	88.84	95.04	97.60	98.79	99.38
3	47.86	67.81	82.08	92.04	96.14	98.05	99.00
4	25.47	53.99	74.38	88.63	94.48	97.22	98.57
5	0.00	38.27	65.62	84.74	92.60	96.27	98.08
6		20.37	55.66	80.31	90.45	95.18	97.53
7		0.00	44.31	75.28	88.01	93.95	96.89
8			31.41	69.55	85.23	92.55	96.17
9			16.72	63.03	82.07	90.96	95.35
10			0.00	55.61	78.47	89.14	94.42
11				47.16	74.37	87.07	93.36
12				37.55	69.71	84.72	92.15
13				26.61	64.40	82.05	90.78
14				14.17	58.36	79.00	89.21
15				0.00	51.49	75.54	87.43
20					0.00	49.57	74.09
25						0.00	48.62
30							0.00

	Interest Rate: 13.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.90	90.71	94.85	97.73	98.91	99.46	99.72
2	67.67	80.10	88.97	95.15	97.67	98.84	99.41
3	48.01	68.00	82.27	92.20	96.26	98.13	99.05
4	25.58	54.20	74.62	88.84	94.64	97.33	98.64
5	0.00	38.46	65.90	85.00	92.80	96.41	98.18
6		20.49	55.95	80.62	90.70	95.36	97.64
7		0.00	44.59	75.63	88.30	94.16	97.03
8			31.64	69.93	85.56	92.80	96.34
9			16.86	63.43	82.44	91.24	95.55
10			0.00	56.02	78.88	89.46	94.65
11				47.56	74.82	87.44	93.62
12				37.90	70.18	85.13	92.44
13				26.89	64.90	82.49	91.10
14				14.33	58.86	79.48	89.58
15				0.00	51.98	76.05	87.83
20					0.00	50.12	74.66
25						0.00	49.20
30							0.00

	Interest Rate: 13.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	84.98	90.79	94.92	97.79	98.95	99.48	99.74
2	67.81	80.25	89.11	95.26	97.74	98.89	99.44
3	48.16	68.20	82.47	92.36	96.37	98.21	99.10
4	25.69	54.41	74.87	89.05	94.80	97.43	98.71
5	0.00	38.65	66.18	85.26	93.00	96.54	98.26
6		20.62	56.24	80.93	90.94	95.53	97.75
7		0.00	44.87	75.98	88.58	94.37	97.17
8			31.87	70.31	85.89	93.04	96.50
9			17.00	63.83	82.81	91.52	95.74
10			0.00	56.42	79.29	89.78	94.87
11				47.95	75.26	87.79	93.87
12				38.26	70.66	85.52	92.73
13				27.17	65.39	82.92	91.42
14				14.50	59.36	79.95	89.93
15				0.00	52.47	76.55	88.22
20					0.00	50.66	75.22
25						0.00	49.78
30							0.00

	Interest Rate: 13.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	85.07	90.87	94.99	97.84	98.98	99.50	99.75
2	67.94	80.39	89.25	95.36	97.82	98.93	99.47
3	48.31	68.39	82.66	92.51	96.48	98.28	99.15
4	25.80	54.62	75.11	89.26	94.95	97.53	98.78
5	0.00	38.84	66.45	85.52	93.19	96.68	98.35
6		20.75	56.53	81.23	91.17	95.69	97.86
7		0.00	45.15	76.32	88.86	94.56	97.30
8			32.11	70.69	86.21	93.27	96.66
9			17.15	64.23	83.17	91.79	95.92
10			0.00	56.83	79.69	90.09	95.08
11				48.34	75.70	88.14	94.11
12				38.61	71.12	85.91	93.00
13				27.46	65.87	83.35	91.73
14				14.66	59.86	80.41	90.27
15				0.00	52.96	77.04	88.60
20					0.00	51.20	75.77
25						0.00	50.35
30							0.00

	Interest Rate: 14.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	85.15	90.95	95.06	97.89	99.02	99.53	99.77
2	68.08	80.54	89.38	95.46	97.89	98.98	99.50
3	48.46	68.58	82.85	92.67	96.59	98.35	99.19
4	25.91	54.83	75.35	89.46	95.09	97.63	98.84
5	0.00	39.03	66.73	85.77	93.38	96.80	98.43
6		20.87	56.82	81.53	91.40	95.85	97.96
7		0.00	45.43	76.66	89.13	94.76	97.43
8			32.34	71.06	86.53	93.50	96.81
9			17.29	64.63	83.53	92.05	96.10
10			0.00	57.23	80.09	90.39	95.28
11				48.73	76.13	88.48	94.35
12				38.97	71.58	86.28	93.27
13				27.74	66.36	83.76	92.03
14				14.83	60.35	80.86	90.61
15				0.00	53.44	77.53	88.97
20					0.00	51.73	76.31
25						0.00	50.92
30							0.00

	Interest Rate: 14.250
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	85.23	91.02	95.13	97.94	99.05	99.55	99.78
2	68.22	80.68	89.51	95.56	97.95	99.02	99.53
3	48.61	68.77	83.04	92.82	96.69	98.42	99.23
4	26.03	55.04	75.59	89.66	95.24	97.73	98.90
5	0.00	39.22	67.00	86.02	93.56	96.93	98.51
6		21.00	57.11	81.83	91.63	96.00	98.06
7		0.00	45.71	77.00	89.40	94.94	97.55
8			32.57	71.44	86.84	93.72	96.95
9			17.44	65.02	83.88	92.31	96.27
10			0.00	57.64	80.48	90.68	95.48
11				49.12	76.56	88.81	94.57
12				39.32	72.04	86.65	93.53
13				28.02	66.83	84.17	92.32
14				15.00	60.84	81.31	90.93
15				0.00	53.92	78.01	89.33
20					0.00	52.27	76.84
25						0.00	51.49
30							0.00

	Interest Rate: 14.500
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	85.32	91.10	95.19	97.98	99.08	99.57	99.79
2	68.35	80.83	89.64	95.65	98.02	99.06	99.55
3	48.76	68.96	83.23	92.96	96.79	98.49	99.27
4	26.14	55.25	75.83	89.86	95.37	97.82	98.95
5	0.00	39.41	67.28	86.27	93.74	97.04	98.58
6		21.13	57.40	82.12	91.85	96.15	98.15
7		0.00	45.99	77.33	89.66	95.12	97.66
8			32.81	71.80	87.14	93.93	97.09
9			17.58	65.42	84.23	92.56	96.43
10			0.00	58.04	80.87	90.97	95.67
11				49.51	76.98	89.13	94.79
12				39.67	72.49	87.01	93.77
13				28.30	67.31	84.57	92.60
14				15.17	61.32	81.74	91.24
15				0.00	54.40	78.48	89.68
20					0.00	52.79	77.36
25						0.00	52.05
30							0.00

	Interest Rate: 14.750
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	85.40	91.18	95.26	98.03	99.11	99.59	99.80
2	68.49	80.97	89.77	95.75	98.08	99.10	99.58
3	48.91	69.15	83.42	93.11	96.89	98.55	99.31
4	26.25	55.46	76.06	90.05	95.51	97.90	99.01
5	0.00	39.61	67.55	86.51	93.91	97.16	98.65
6		21.25	57.68	82.41	92.06	96.30	98.24
7		0.00	46.26	77.66	89.92	95.30	97.77
8			33.04	72.17	87.44	94.14	97.22
9			17.73	65.80	84.57	92.80	96.59
10			0.00	58.43	81.24	91.24	95.85
11				49.90	77.39	89.45	95.00
12				40.02	72.94	87.37	94.01
13				28.58	67.78	84.96	92.87
14				15.34	61.80	82.17	91.55
15				0.00	54.88	78.94	90.02
20					0.00	53.32	77.87
25						0.00	52.60
30							0.00

	Interest Rate: 15.000
# of Years				Original Term:
Paid on Loan	5 Years	7 Years	10 Years	15 Years	20 Years	25 Years	30 Years
1	85.48	91.26	95.33	98.08	99.14	99.60	99.81
2	68.63	81.11	89.90	95.84	98.14	99.14	99.60
3	49.06	69.34	83.61	93.25	96.99	98.61	99.35
4	26.36	55.67	76.30	90.24	95.64	97.99	99.06
5	0.00	39.80	67.82	86.75	94.08	97.27	98.72
6		21.38	57.97	82.70	92.27	96.43	98.33
7		0.00	46.54	77.99	90.17	95.46	97.87
8			33.27	72.53	87.73	94.34	97.35
9			17.87	66.19	84.90	93.03	96.74
10			0.00	58.83	81.62	91.51	96.02
11				50.29	77.80	89.75	95.20
12				40.37	73.38	87.71	94.24
13				28.87	68.24	85.34	93.13
14				15.51	62.27	82.59	91.84
15				0.00	55.35	79.39	90.34
20					0.00	53.84	78.37
25						0.00	53.15
30							0.00