Mr. McCoy showed me how to skip rocks.” Olivia moved her bowl closer on the TV tray. She’d fixed a corn and black bean salad for them after Shay had insisted that Travis finally leave.
Shay hadn’t had a pain pill in hours, not wanting to doze off again, but she was taking one before bed, that was for sure.
“He can make ’em skip, like, ten or twelve times. I’m not that good yet, but he told me if you pick a real flat one . . .”
Shay set the fork on her empty plate and resisted the urge to roll her eyes. All she’d heard since Olivia had returned was Mr. McCoy this, Mr. McCoy that. She was going to gag at the next mention of his name.
“. . . and Mr. McCoy said . . .”
Heaven help me.
She’d been napping when they returned—hadn’t woken until afternoon. By then Travis had fixed the corral fence, organized the tack room, and apparently held the world on its axis.
She couldn’t get his offer off her mind, crazy as it was. She even called the county clerk’s office, making sure it was just as Travis said.
Still, they could file for an annulment. A little paperwork, a little time, and all this would be over. Only one thing had stopped her from doing it.
Her ranch. She needed the money and the help. They’d only managed today because of Travis. Her friends had ranches of their own, financial problems of their own. The recession had hit everyone hard.
Everyone except Travis, apparently.
One minute she’d find herself thinking this was the perfect solution. It would give them half a shot at stability, if only for five months. But if she was smart, she could set them up for the future. Could make some investments that would pay dividends down the road and give her enough operating capital to keep things going long term.
Then she’d remember the look in his eyes.
She didn’t need that. Didn’t want his . . . whatever it was. How could she protect her heart for five long months? Waking to him every morning, working side by side, sitting across from him meal after meal after meal.
And then she’d decided, no. She couldn’t do it. Wouldn’t risk her heart with a man who’d already cut and run once before. Wouldn’t face the whispers when everyone thought they were together again. The looks of pity when—
The lights went out, and the whirring fan of the air conditioner went quiet.
“Mom?”
The tray rattled as Shay set her spoon in her bowl.
“What happened, Mom? It’s not storming . . .” Her daughter’s voice sounded younger than her years.
Maybe it was a breaker. Or someone hitting a pole. “I’m not sure.” Shay pushed her tray back. Who was she kidding? It wasn’t a breaker, and there was no accident. “We’re a little behind on the electric bill.”
And the mortgage. And the phone. And the credit card. Did she really think they wouldn’t follow through on their threat to shut it off?
“What are we gonna do?”
Shay had exactly $72.54 in the bank. She was saving that for groceries, but she wondered if it was enough to get the electricity back.
“Let me make a phone call.” She pulled out her cell, dialed the number.
Ten minutes later she turned off her phone and set it on the TV tray. Now she had to pay a turn-on fee in addition to her bill. If she’d had the cash for that, wouldn’t she have paid it already?
And what about the other bills? What about the mortgage? This was only electricity. What was going to happen when she lost the house too? When the bank came and collected everything they owned to pay back what she owed?
“They shut it off?”
She tried for calm. “ ’Fraid so.” She’d tried so hard to shelter Olivia from their financial problems. Intercepting creditor calls, taking them in the other room or just not picking up the phone. But there was no hiding it this time. And there would be no hiding it when they showed up to take the house.
“What’re we gonna do?” Olivia asked again.
Shay hated the anxiety that had crept into her daughter’s voice, the worry that puckered her brows. “We’ll figure something out. God’s always taken care of us, hasn’t He? We’ve never gone a day without.”
“But what about—”
“Shush. That’s Mom’s problem. Go on outside and find something to do while I figure this out.”
Olivia cleared the plates and then went outside, hopefully forgetting about the fact that her mom couldn’t manage things on her own.
Things had never been easy, but she’d spoken the truth. God had always provided. This time, though, Shay wondered if His provision would turn out to be the biggest mistake of her life.
Travis was brushing down Buck when his cell vibrated in his pocket.
“Yeah,” he answered.
“All right.”
It was Shay, and she didn’t sound happy.
“It’s a deal.”
He lowered the brush as he realized what she was saying. He didn’t question it, knew he’d better accept her consent before she took it back.
“I’ll be right over.”
“Wait!” Her voice shook on the command. “Some rules first . . .”
“Shoot.” Terms didn’t matter a lick. He’d agree to anything.
“There’ll be no . . . funny business.”
His lips twitched. “Not unless you—”
“I don’t. Another thing . . . when this arrangement ends—”
“If this arrangement ends.”
“Fine. If. It needs to be clear it was my doing, my choice. If everyone thinks our marriage is real—”
“It is real.”
“You know what I mean. If they think we’re splitting, it was my decision. Understand?”
“I’ll take out an ad in the Moose Creek Chronicle if you want.”
“And I’m keeping my name.”
If she wanted to keep that mouthful-of-a-last-name, more power to her.
“I’m only doing this because I’m desperate, you know,” she said.
That was a hard kick to the solar plexus. “Now, Shay, don’t go flattering.”
“This is business. That’s all.”
Full disclosure, McCoy. “It’s business for you, I get that. But you need to understand it’s personal for me. As long as we understand each other, I don’t see a problem.”
The quiet on the other end of the line unsettled him. Maybe full disclosure wasn’t such a bright idea.
“Fine.”
He couldn’t stop the smile. “I’ll be right over.”
“Hold on. I haven’t told Olivia. I’ll tell her tonight—and I’m telling her the whole shebang. It’s only fair she knows this is temporary. You can come in the morning—and you’re sleeping on the sofa.”
He’d sleep in the barn if he had to. “Anything else?”
“I’ll let you know.”
“See you in the morning, then.”
“Wait. What are you going to tell your parents?”
“Talked to them this afternoon. I’ll keep tabs on the ranch for them. They know about our marriage—said to tell you congrats.”
Something like a growl snarled across the line. “Good-bye, McCoy.”
“Get used to it, darlin’.”
Her answer was a click followed by a dial tone.