Cognitive Developmental Stages And Your Trading Style

Where you are in your development plays an important part in how you react to other people and how you see your world. Naturally, this extends to the way you view the markets too. Together with your conditioning your developmental stage dictates how you get on in life. (We are mainly concerned with the cognitive developmental stages here.) Your cognitive development stage dictates your emotional state and how well you interact with others.


Trading is a form of interaction with the outside world. Remember, I have likened the markets to looking at life on a graph before. You may be sitting in front of a screen, but you are still having a relationship with the information that you see in front of you. You process this information in line with your internal filters. Your level of development influences your filtering processes.


The more developed the cognitive side of your development is the more you will be able to control your emotions and also understand those of others. This fact has got major implications on your career and in particular on your understanding of markets, cycles and crowd emotion. It also becomes obvious why it is important that you understand what the individual developmental stages tell you about yourself.


An emotionally healthy person will have been through the first three stages without experiencing trauma. However, if there has been trauma, particularly in the first two stages of development it can be very difficult to remove the resulting emotional problems, which tend to last into adulthood. Identifying at what developmental stage a trauma occurred can go a long way to clearing it.


You may recall that I said that you are unable to decide whether trading is for you, unless you have cleared out any shadows you may have. Your shadows are the unresolved issues that lurk largely in the subconscious mind. In order to assess correctly which trading method would suit you best you should be free from old emotional trauma. Using just your logical mind to assess what trading style is right for you means that you are using only a part of the entire evaluation process. It is like saying that you decide which car suits you best when you have only ever driven a VW in first gear. Identifying your personal developmental levels and clearing your shadows will get you in touch with yourself.


In order to trade well you do not only need a trading method that suits you, but you should ideally identify those markets which reflect your personality and trade those instead of trading anything on your quote board that has a ticker. Once you understand where you are in your cognitive development the information can help you to find markets that match your personality. So, let us look at the different developmental stages next.



The developmental stages:


Different developmental experts have developed different models. In essence. there are five basic stages of development. For the purpose of this discussion we are concerned with only four of these stages though, as outlined by Jean Piaget. The four levels are: sensori motor, preoperational, concrete operational and formal operational.


In addition to the four levels there are the fifth levels which are the levels of enlightenment. There are several levels within these levels as outlined by other researchers. Since very few people reach the levels of enlightenment, we are not going to concern ourselves with the fifth levels in this book.

The sensori motor stage

In the first stage, the sensori motor stage, (0-2 years) the infant is unable to distinguish between itself and the environment. This stage is also called oceanic oneness. At the age of around 9 months the infant begins to develop a relationship with its environment. The infant experiences his environment only in the now and reacts to stimuli with sensori and motor senses. At this stage consciousness begins to develop.


If a trauma occurs at this stage psychosis may develop that will last well into adulthood, often a life time. This lack of grounding in the body leads to an inability to differentiate between the body and its environment and subject, object boundaries.


A person who has these problems in adult life will be stressed easily. Their fight and flight responses will be triggered more often than in a person who has not experienced any trauma at this level, which can lead to difficulties in all their relationships and cause many problems trading. They will feel easily spooked whenever the market makes swift moves and will either freeze or panic. These reactions go back to creating incorrect mental associations. The old trauma gets triggered, but the trader cannot see this and thinks he is reacting to the markets.


When the infant is about 18 months of age he starts developing his own emotional self. The infant starts separating his feelings from his mother’s feelings. This is referred to as the “psychological birth”.


Traumas occurring during the transition period lead to an overload of emotions. This can continue into adult life and people with these problems will always be overwhelmed by their emotions. They will be totally immersed in their feelings every time an unexpected situation arises and it will be difficult to deal with even simple challenges.


The opposite is also true. Trauma at the end of the sensori motor phase can lead to a complete disassociation with the body causing problems with intimacy in later life. If you have unresolved trauma from this period you will either go constantly into fight and flight responses and certainly short term trading, or intra day trading may prove a major challenge, or you would tend to be reckless, putting on positions without any concern for proper risk reward strategies.


These traders will also be inclined to risk the farm, when they post big losses, trying to make back the losses. Interestingly, there are also very successful traders in this group, since they do not have any problems with nerves, they can trade high risk reward systems and make a fortune very quickly, if they are lucky. Either way, this behaviour tends to occur of course when one is disassociated from ones’ self and is not healthy.


A healthy sensori motor stage will see the infant able to make distinctions between self and the environment. The infant will experiment with objects in their environment and learn in simple terms about cause and effect.

The preoperational stage

The preoperational stage (2 – 7 years), is the stage where the mental ability to think starts to evolve. The young child begins to create mental images. Initially, the child confuses these images with the outside world. This is why magical thinking dominates at the preoperational stage. The child believes that images cause things, but is unable to fully understand the order of events, or causation.


Many adults, particularly those in tribal societies have this magical relationship between an object and their powers. Talismans, photographs, the lock of a hair, the bone of a saint are good examples which we are seeing quite often in new age groups. The preoperational mind believes that these objects have innate power, rather than being able to observe that they themselves give power to these objects.


If there is trauma at this stage the magical thinking continues into adulthood. This can lead to total detachment from reality and will make it difficult to see things in an objective way.


The child does not realise yet that there are other ways of seeing things and that other people experience things in a different way than they do. This stage is characterised by egocentrism, an inability to see anything else but the self. The world centres round the child and everything in it is there to please it. When two children talk to each other their talk is solely ego based, there is no real communication between the two children yet.


You can observe this tendency in adults who tend to suffer with A.D.D. If problems occur at this stage the ability to communicate and relate to past present and future concepts is often severely impaired as well.


Focusing and relating to more than one situation at a time is difficult and often impossible, causing anxiety stress and frustration. Planning for the future is a foreign concept and these people often live from day to day. Planning a week ahead, let alone for that holiday in three months time are major challenges. If a trader has problems from this developmental stage they will trade their view of the market rather than allowing the market to tell them where it is going. I hardly need to point out that this attitude can lead to total trading disaster. If magical thinking persists into adulthood a trader will often trade on hope, without realising this. Alas, hope is not a strategy and certainly does not make for good trading.


A healthy preoperational stage will lead to a gradual disappearance of magical thinking. Concepts of past and future develop and from the age of four speech becomes more social.

The child is not yet able to connect two types of relationships though and how they relate to each other.


Right and wrong are only understood if the child receives punishment for a wrong-doing. The child has no model for right and wrong. Right and wrong comes from authority, and that is all there is to it at that stage.


In the final stage of the preoperational phase the child begins to make connections between two relationships. The child also realises that their thinking alone does not create what they want, but instead God or Daddy can magic up dreams and turn them into reality. This stage is also called the mythic stage and represents advancement from the magic stage. Mythologies derive from this stage. The miracle powers of saints also fall into this category. The mythic person believes that miracles are possible and cannot yet understand that there are natural causes that make “miracles” possible. The mythic believes that it is possible to supersede the laws of nature through miracles. They have no concept of their own power of creation.


As I have already mentioned, many adults are stuck at this level, at least partially. People who are stuck at this level will be more likely to follow a guru.

They will look for a clever broker with authority, or seek a well known trader they can follow. They will trust this person implicitly, believing that they are infallible. Trading like this can work for a while, even quite a long time, if the trader they follow is good. Alas, true trading mastery does not come from following blindly in another trader’s footsteps.


Traders in this category give little or no consideration to the fact that we are all human, and that even the best of traders can make costly trading mistakes, just like every one else. The followers are quick to place blame on the person whose advice they follow. The concept of taking full responsibility for one’s actions is but a spurious one at best.


Typically, people at this developmental level congregate in religious groups, or new age gatherings. They thrive on ritual and symbolisms and are often members of secret societies.

The concrete operational stage

The concrete operational stage (7 – 11 years), produces a further differentiation between self and others and the environment. At this stage the child learns to perform concrete tasks, like learning to write, maths, ride a bus and so on.


The majority of adults, 70 percent, in the western world, are stuck at this level. They are able to perform very complicated concrete tasks, like building computers, flying aeroplanes etc.

In this stage the child moves from egocentric to socio centric. The child begins to identify with a role they are assuming, like playing soldiers, for example. The child will identify totally with their role.


The child learns to distinguish between himself and the group and identify with his role in the group. The child can see another’s viewpoint but is totally immersed in their own role. In later life, as an adult, the trader identifies totally with being a trader, the accountant identifies with being the accountant, the lawyer identifies with being the lawyer. There is no identity outside their role as yet. The roles may change, from student to trainee, to accountant, to father, lover, wide or husband.


In other words, in the concrete operational phase people will always identify with the roles they are assuming at any given time and are totally immersed in them. They have no concept of the idea that they are more than a trader, a layer or whatever else they identify with. The spiritual concept of being one is not part of their reality as yet. Identifying fully with the role one plays creates an artificial sense of separation.


Trauma at this stage often leads to self pity and self degradation. “I am no good, I am incapable, I am unloved”, are typical beliefs that result from trauma in that phase. Difficult relationships with parents, difficulties at school or university and a succession of failed relationships in can trigger this behaviour. Later in life, divorce or repeated problems at work are possible further triggers.


Changing a belief, even if it is un-resourceful, is challenging at this level. The concrete operational mind seeks concrete evidence and forms beliefs based on concrete evidence.

People immersed in this stage have difficulty visualising or imagining something for which they have no concrete evidence. In order to adopt new beliefs they will need to find proof that the new belief works. For example, they may find other people who have the new belief and their lives are evidence that the new belief works.


In the trading environment these traders tend to back test everything. Their system will be based on solid back data and they will in all likelihood be better intra day traders than swing traders or position traders. Trading a proven automatic system may well suit a person at this level.


However, the tendency to feel self pity whenever the trading going gets tough can be very exhausting and stop these traders from fulfilling their potential and be consistent with their trading.

The formal operational stage

The formal operational phase is characterised by abstract thinking. The formal operational mind can imagine what something may be like in the future. It can imagine what the new belief will be like without having concrete evidence. The formal operational mind notices patterns and can make connections between events the concrete operational mind is unable to make.

The formal operational person is one step further removed from themselves. They are able to think about thinking and are thinking outside the box. All visionaries are formal operational thinkers.


While the concrete operational mind learns to apply rules the formal operational mind goes beyond this and figures out how the rules come about. Logical and abstract thinking are the hallmark of the formal operational stage. Such a person will experiment with new ideas by careful deduction. They are able to imagine the outcome of a project while they go through a systematic plan to establish the best way to get the results they desire. They are able to see the many different possibilities and the ways of testing them.


The formal operational mind does not identify with their role any longer, but develops a world centric perspective. From this perspective a person is more concerned with the good of the group rather than just himself. At this stage true self-esteem begins to develop for the first time, as the person fulfils their needs as an individual, rather than fulfilling the needs of the role they play. They have stopped identifying with the group.


At this stage a person also begins to dis-engage from immersion in the self. They can see that the world does not revolve around humans, but instead that human existence is part of a much larger picture involving the cosmos as a whole.


Option traders can be found in this group. They have the ability to develop intricate systems and develop new indicators and new systems. Traders in his group have the potential to be true trading masters, who have mastered their system as well as using their vision and intuition to trade. These traders have no need to follow a disciplined set of rules. Yet they are disciplined in their approach while also bending the rules to suit their deeper insights. True mastery is about knowing the rules and then interpreting them to suit your own requirements. Traders who are integrated at this level will be at home with any kind of trading and have a good sense of where the market will be in a year or even five years from now


A world of all possibilities begins to open up at this stage.


About 30 percent of the western population reach the formal operational level. If there is a problem during the transition from concrete operational to formal operational an identity crisis develops. One may temporarily be unable to find a role in society as one is searching for the individual self and how the new self may or may not fit with society.


Such identity crises can be very testing for a trader, because all of a sudden nothing seems to make sense any more. Things that seemed to work stop working, one does not know which way to turn or where to look for the right answers. Finding one’s identity is a bit like chasing after the ever elusive Scarlet Pimpernel.

Moving through the levels

It is possible and quite common to be partly stuck in one developmental level whilst also moving on to the next level. The vast majority of people, over 85 percent will be stuck at some level at some point in their lives. These periods are always challenging and can last a long time, often for years. If this is the case it certainly is advisable to seek help to move on to the next level more easily and become integrated. Just understanding what is happening though can be a great help.


A person can develop vertically and laterally. Vertical development refers to moving up into the next developmental level. Often people will still develop laterally at the level, where they are presently stuck and develop total mastery in this level, but they are also flirting with the next level simultaneously. These situations can also create problems. For example, a person in this situation may be a brilliant trader but have no relationship skills.


Sometimes there are aspects of several different developmental levels present, all at the same time.

This can be very confusing for the individual and their family and friends. Again, as I mentioned in the previous chapter, as a trader, or in any other profession for that matter, you may well excel, if you are stuck or partially stuck at a level. You may lack in certain other aspects, but it is entirely possible to develop total mastery, say in trading the five minute charts, using a system that suits you and do very well. You may not have much of a grasp when it come to longer term trading or investment decisions but you may still do very well indeed. Likewise, you may be a great strategic trader, yet no good at intra day trading.


If you are stuck in several levels at the same time, you will very likely be trying out many different trading approaches and not stick with any particular one for very long, always going back to the old method sooner or later. The mind is searching for better ways continuously, but cannot quite get into the new niche. There always seems an element lacking.


Change seldom happens over night. When you are experiencing a transitory phase you will typically get glimpses of a new reality, a new way of thinking and being, but you cannot hang on to it. It is like climbing a mountain peak for the first time. You get to see glimpses of what it will be like to be at the top but lack the strength or techniques to climb the entire mountain at the first attempt. Alas, if you keep practicing, eventually you will get there. This is what happens when you are in between cognitive developmental levels and are finding it hard to move forward.

Your thinking is partly stuck in the old paradigm. You may read about a new way to approach things, and get a hunch of it merits, but simply cannot grasp it fully yet, let alone put it into practice.


I have told you before that learning new trading strategies will not get you the results you desire unless you sort out the real cause of your trading difficulties. When you are stuck between developmental levels you must become aware of this fact and address it, before you look at different trading strategies. Unless you resolve these development mismatches in your mind first you cannot address your trading strategy successfully, because your thinking is still the same, confused and chaotic while you are trying to integrate different stages or are struggling with suppressed early life trauma.


Integrating the different developmental stages can take time, sometimes years, particularly if you are not aware that this is your problem. In fact, it is very common for transitional periods to take ten years or more. Most of us will experience being stuck at some level of our development, or even several development levels, at some point in our lives. It goes without saying if one is stuck in several levels at once the problems are greatest.


This very important aspect of our existence is simply brushed under the carpet, and yet it is so important to understand this aspect of yourself, because this knowledge about you can be invaluable when it comes to understanding how you operate and deciding what kind of trading is right for you. It is also very useful information to have, when you may move jobs or decide to change trading styles. I urge you to study this section carefully and examine yourself for clues in your own behaviour and the challenges you may have trading consistently.


When a person is stuck in more than one developmental level it can feel as if that person has different personalities and one never knows which hat they are wearing. As I said before, understanding what is going on can be a great help.


You can help the developmental process along by practicing techniques to unlock your brain. Certain meditation styles are wonderful tools and will make your mind more nimble. Self exploration is the best thing you can do to move on and will assist you in creating harmony in all aspects of your life again. It enables you to feel in control and step back from your emotions and take control again.


To finish this discussion I want to share a little Zen story with you. This little story sums up the essence of the evolutionary process we are all going through all the time.


There was a Zen student who had studied and practiced Zen for years under his master. One day the master asks the student to tell him what he had learned from Zen. The student dutifully mentions, oneness, enlightenment, Buddha nature and so on. The master turns to the obedient student and says: “You stink of Zen.”


You and I are always on the path. Recognise this and become aware that your perfect performance today is the imperfection of tomorrow. Above all realise just how absurd it is when you beat yourself up for not performing better, or viewing your recent trading activities through a critical, judgmental lens.


There are only two basic questions you should ask yourself every day: Are you giving your best in this moment and if not, what can you do to make the answer yes? Then take action accordingly.