BARTERING
GOVERNMENT RESOURCES
Internal Revenue Service (IRS) (irs.gov):
Barter Exchanges
Bartering Income
Bartering Tax Center
Recordkeeping Tips for Barter Transactions
“Tax Topics—Topic 420 Bartering Income”
WEBSITES
BerkShares, Inc (berkshares.org)
Calgary Dollars (calgarydollars.ca)
Ithaca Hours—Local Currency—Ithaca, New York (ithacahours.org)
Ithaca Hours Online (ithacahours.com)
Time Banks USA (timebanks.org)
ORGANIZATIONS
IRTA (International Reciprocal Trade Association) (irta.com)
National Association of Trade Exchanges (natebarter.com)
EDUCATION
GOVERNMENT RESOURCES
Consumer Financial Protection Bureau. “Student Debt Repayment Assistant.” (consumerfinance.gov)
IRS Publication 970, Tax Benefits for Education. (irs.gov)
WEBSITES
College Savings Plans Network (CSPN) (collegesavings.org)
Savingforcollege.com (savingforcollege.com)
ORGANIZATIONS
FAFSA (Free Application for Federal Student Aid) on the Web—Federal Student Aid (fafsa.ed.gov)
Project on Student Debt: The Institute for College Access & Success (projectonstudentdebt.org)
U.S. Department of Education (ED.gov)
FINANCE
BOOKS & SHORT PUBLICATIONS
Benun, Ilise. The Creative Professional’s Guide to Money.
D’Agnese, Joseph and Denise Kiernan. The Money Book for Freelancers, Part-Timers, and the Self-Employed.
Gichon, Galia. My Money Matters Kit.
ARTICLES & WEB PAGES
BizFilings Business Owner’s Toolkit (bizfilings.com)
“Family Monthly Budget Sheet”
Family Works
Freelance Switch and Errumm Web Consulting. “Freelance Switch Hourly Rate Calculator.” (freelanceswitch.com/rates)
GOVERNMENT RESOURCES
Board of Governors of the Federal Reserve System. “Consumer’s Guide to Credit Cards.” (federalreserve.gov)
Federal Deposit Insurance Corporation (FDIC) (fdic.gov):
Money Smart—A Financial Education Program
Money Smart Information Booth
Federal Trade Commission (FTC) (ftc.gov):
Credit & Loans
Credit Card Repayment Calculator
Facts for Consumers: Credit Repair: How to Help Yourself
Facts for Consumers: How to Dispute Credit Report Errors
Fair Debt Collection Practices Act Links
Free Annual Credit Reports
Money Matters
Internal Revenue Service (IRS) (irs.gov):
IRS Publication 560, Retirement Plans for Small Business
IRS Publication 590, Individual Retirement Arrangements (IRAs)
IRS Retirement Plans Navigator
Retirement Plans for Self-Employed People
Tax Information for Plan Sponsor/Employer
Types of Retirement Plans
U.S. Department of Labor, Employee Benefits Security Administration (EBSA). Taking the Mystery Out of Retirement Planning. (dol.gov)
U.S. Social Security Administration. “Retirement Estimator.” (socialsecurity.gov or ssa.gov)
WEBSITES
AnnualCreditReport.com (annualcreditreport.com)
Bankrate (bankrate.com)
CardTrak (cardtrak.com)
CNNMoney (money.cnn.com)
Down-to-Earth Finance (downtoearthfinance.com)
Equifax (equifax.com)
Experian (experian.com)
Feed the Pig (feedthepig.org)
FICO (Fair Isaac Corporation) (fico.com)
Investopedia (investopedia.com)
Kiplinger (kiplinger.com)
Lending Club (lendingclub.com)
Moneychimp (moneychimp.com)
Morningstar (morningstar.com)
Mutual Fund Education Alliance (mfea.com)
Prosper Marketplace, Inc (prosper.com)
“ScoreInfo” (scoreinfo.org)
SmartMoney (smartmoney.com)
360 Degrees of Financial Literacy [Provided by the American Institute of Certified Public Accountants] (360financialliteracy.org)
TransUnion (transunion.com)
Vanguard (vanguard.com)
ORGANIZATIONS
Choose to Save or ASEC Programs [Employee Benefit Research Institute (EBRI)] (choosetosave.org)
FDIC Money Smart Information Booth (69.0.254.19/wwMS/english/InfoBooth/)
National Credit Union Administration (NCUA) (ncua.gov)
National Foundation for Credit Counseling (nfcc.org)
GENERAL INTEREST
BOOKS & SHORT PUBLICATIONS
Ariely, Dan. Predictably Irrational.
Botsman, Rachel, and Roo Rogers. What’s Mine Is Yours.
Leadbeater, Charles. We-Think.
Lesonsky, Rieva, and the Staff of Entrepreneur Magazine. Entrepreneur Magazine’s Start Your Own Business.
Pink, Daniel H. Free Agent Nation.
Putnam, Robert D. Bowling Alone.
Riesman, David, with Nathan Glazer and Reuel Denney. The Lonely Crowd.
Rushkoff, Douglas. Program or Be Programmed.
Shirky, Clay. Here Comes Everybody.
Stim, Richard, and Lisa Guerin. Whoops! I’m in Business.
Horowitz, Sara, Althea Erickson, and Gabrielle Wuolo. Independent, Innovative, and Unprotected: How the Old Safety Net Is Failing America’s New Workforce. (fu-res.org)
Horowitz, Sara, Hollis Calhoun, Althea Erickson, and Gabrielle Wuolo. “America’s Uncounted Independent Workforce.” (fu-res.org)
Intuit. Intuit 2020 Report: Twenty Trends That Will Shape the Next Decade. (intuit.com)
WEBSITES
Escape from Cubicle Nation (escapefromcubiclenation.com)
Freelance Folder (freelancefolder.com)
Freelancers Union (freelancersunion.org)
FreelanceSwitch (freelanceswitch.com)
Harvard Business Review Magazine (hbr.org)
StevePavlina.com (stevepavlina.com)
TechCrunch (techcrunch.com)
The Solopreneur Life (thesolopreneurlife.com)
HEALTH
GOVERNMENT RESOURCES
National Institute of Mental Health (NIMH). “Depression.” (nimh.nih.gov)
ORGANIZATIONS
MedlinePlus [A Service of the U.S. National Library of Medicine, National Institutes of Health (NIH)] (nlm.nih.gov/medlineplus)
National Health Information Center (NHIC) (health.gov/nhic)
National Institutes of Health (NIH) (nih.gov)
National Sleep Foundation (sleepfoundation.org)
U.S. Department of Health and Human Services (hhs.gov)
U.S. National Library of Medicine (nlm.nih.gov)
INSURANCE
ARTICLES & WEB PAGES
The Actors Fund. “Healthcare and Health Insurance.” (actorsfund.org)
The AHIRC Directory [The Artists’ Health Insurance Resource Center (created by the Actors Fund)] (ahirc.org)
Consumer Reports. “Insurance.” (consumerreports.org):
Freelancers Union. “Insurance and Benefits.” (freelancersunion.org)
Freelancers Union. Independent Workforce Issue Brief: Unemployment Insurance. (fu-res.org)
Health Insurance Resource Center. “Health Insurance Glossary.” (healthinsurance.org)
GOVERNMENT RESOURCES
Bureau of Labor Statistics “Definitions of Health Insurance Terms.” (bls.gov)
WEBSITES
The Center for Consumer Information & Insurance Oversight (CCIIO) [Centers for Medicare and Medicaid Services (CMS)] (cciio.cms.gov)
eHealthInsurance (ehealthinsurance.com)
eHealthInsurance (ehealthinsurance.org)
The Entertainment Industry Group Insurance Trust (TEIGIT) (teigit.com)
GoHealth (gohealthinsurance.com)
Healthcare Blue Book (healthcarebluebook.com)
Health Insurance Resource Center (healthinsurance.org)
Health Plan One (healthplanone.com)
InsureMonkey (insuremonkey.com)
Kaiser Family Foundation State Health Facts (statehealthfacts.org)
MyHealthCafe.com (myhealthcafe.com)
ORGANIZATIONS
Insurance Information Institute (I.I.I.) (iii.org)
Centers for Medicare and Medicaid Services (CMS), Department of Health and Human Services (HHS) (cms.gov)
HealthCare.gov (healthcare.gov)
National Association of Health Underwriters (NAHU) (nahu.org)
National Association of Insurance Commissioners (NAIC). Map of NAIC States and Jurisdictions (state insurance departments). (naic.org)
BOOKS & SHORT PUBLICATIONS
Cialdini, Robert B. Influence.
Navarro, Joe, with Toni Sciarra Poynter. Louder Than Words.
Post, Peggy, and Anna Post, Lizzie Post, and Daniel Post Senning. Emily Post’s Etiquette.
Post, Peggy, and Peter Post. Emily Post’s The Etiquette Advantage in Business.
Tannen, Deborah. You Just Don’t Understand.
WEBSITES
The Emily Post Institute (emilypost.com)
Meetups (meetup.com) (freelance.meetup.com)
ORGANIZATIONS
American Staffing Association (ASA) (americanstaffing.net)
LEGAL
BOOKS & SHORT PUBLICATIONS
Ackerman, J. S., and Katherine Colgan. Freelancers Copyright Guide. National Writers Union [free download] (nwu.org)
Graphic Artists Guild. Graphic Artists Guild Handbook of Pricing and Ethical Guidelines.
Warner, Ralph. Everybody’s Guide to Small Claims Court.
ARTICLES & WEB PAGES
AIGA (American Institute of Graphic Arts). “Standard Form of Agreement for Design Services.” (aiga.org)
American Arbitration Association. “Arbitration.” (adr.org)
American Bar Association. “Consumers’ Guide to Legal Help.” (www.americanbar.org)
Editorial Freelancers Association (the-efa.org):
“Resources: Common Rates,” Editorial Rates
“Resources: Letter of Agreement”
Edwards, Paul, and Sarah Edwards, in Entrepreneur (entrepreneur.com):
“Setting Up a Homebased Business Legally”
“Your Homebased Business’ Structure”
Freelancers Union. “Contract Creator.” (freelancersunion.org)
Graphic Artists Guild. “Contract Monitor.” (graphicartistsguild.org)
Ruckelshaus, Catherine K. “Leveling the Playing Field: Protecting Workers and Businesses Affected by Misclassification: Testimony of Catherine K. Ruckelshaus, National Employment Law Project, Hearing Before the United States Congress Senate Committee on Health, Education, Labor & Pensions.” National Employment Law Project, June 17, 2010 (nelp.org)
GOVERNMENT RESOURCES
Harris, Seth D. “Statement of Seth D. Harris, Deputy Secretary, U.S. Department of Labor, Before the Committee on Health, Education, Labor, and Pensions, U.S. Senate, June 17, 2010.” U.S. Department of Labor Newsletter, June 3, 2010. (dol.gov)
Internal Revenue Service (IRS). “Independent Contractor (Self-Employed) or Employee?” (irs.gov)
U.S. Copyright Office. “Copyright Basics.” (copyright.gov)
U.S. Department of Labor, Employment and Training Administration CareerOneStop. “Licensed Occupations.” (acinet.org)
U.S. Government Accountability Office (GAO). Report to Congressional Requesters: Employee Misclassification: Improved Coordination, Outreach, and Targeting Could Better Ensure Detection and Prevention. August 2009. [GAO-09-717] (gao.gov)
U.S. Small Business Administration (SBA). “Search for Business Licenses and Permits.” (sba.gov)
WEBSITES
Furnari Scher (furnarischer.com)
National Arbitration Forum (arb-forum.com)
The New Ultimates (newultimates.com)
Nolo (nolo.com)
Switchboard (switchboard.com)
Trademarks, Etc. (trademarksetc.com)
ORGANIZATIONS
American Arbitration Association (adr.org)
American Bar Association (americanbar.org)
Bureau of Consumer Protection (BCP) Business Center [Federal Trade Commission (FTC)] (business.ftc.gov)
The Commercial Collection Agency Association (ccaacollect.com)
JAMS (Judicial Arbitration and Mediation Services) alternative dispute resolution (ADR) (jamsadr.com)
National Arbitration Forum (adrforum.com)
National Writers Union (nwu.org)
U.S. Copyright Office (copyright.gov)
U.S. Department of Labor Wage and Hour Division (WHD) (dol.gov)
U.S. Patent and Trademark Office (USPTO) (uspto.gov)
Volunteer Lawyers for the Arts (vlany.org)
MARKETING
BOOKS & SHORT PUBLICATIONS
Benun, Ilise, and Peleg Top. The Designer’s Guide to Marketing and Pricing.
Granovetter, Mark. “The Strength of Weak Ties: A Network Theory Revisited.” Sociological Theory, vol. 1 (1983): 201–233.
Levinson, Jay Conrad. Guerrilla Marketing.
Margolis, Jonathan, and Patrick Garrigan. Guerrilla Marketing for Dummies.
ARTICLES & WEB PAGES
Cialdini, Robert B. “The Science of Persuasion.” Scientific American. (influenceatwork.com)
Clark, Brian. How to Create Compelling Content That Ranks Well in Search Engines. (scribeseo.com)
GOVERNMENT RESOURCES
Bureau of Consumer Protection, Business Center. “CAN-SPAM Act: A Compliance Guide for Business.” Federal Trade Commission (ftc.gov)
WEBSITES
Career Solvers (careersolvers.com)
“communicatrix” (communicatrix.com)
Copyblogger (copyblogger.com)
Etsy, Inc. (etsy.com)
Google Analytics (google.com)
Influence at Work (influenceatwork.com)
Kommein (kommein.com)
Make a Living Writing (makealivingwriting.com)
Marketing Mentor (marketing-mentor.com)
ProBlogger (problogger.net)
Social Media Today (socialmediatoday.com)
The Technology Therapy Group (technologytherapy.com)
OFFICE SPACE, DESIGN, ORGANIZING
ARTICLES & WEB PAGES
Surowiecki, James. “Later: What Does Procrastination Tell Us About Ourselves?” Books, The New Yorker. (newyorker.com)
GOVERNMENT RESOURCES
U.S. Department of Labor Occupational Safety and Health Administration (OSHA). “Computer Workstations.” (osha.gov)
U.S. Environmental Protection Agency (EPA) (epa.gov):
“eCycle Cell Phones”
“Where Can I Donate or Recycle My Old Computer and Other Electronic Products?”
U.S. EPA Energy Star (energystar.gov)
WEBSITES
Coworking Wiki (wiki.coworking)
E-Cycling Central (ecyclingcentral.com)
EMH Physical Therapy (emhphysicaltherapy.com)
Global Coworking Blog (blog.coworking.com)
Jelly!—Casual coworking is awesome. / How to Start a Jelly. (wiki.workatjelly.com)
The 99 Percent (the99percent.com)
Productive Flourishing (productiveflourishing.com)
The Spacialist (thespacialist.com)
Zen Habits (zenhabits.net)
SMALL BUSINESS
GOVERNMENT RESOURCES
Internal Revenue Service (IRS) (irs.gov):
Business Structures
Corporations
Limited Liability Company (LLC)
Partnerships
S Corporations
Self-Employment Tax (Social Security and Medicare Taxes)
Single Member Limited Liability Companies Sole Proprietorships
BizFilings Business Owner’s Toolkit (bizfilings.com)
Entrepreneur magazine (entrepreneur.com)
ORGANIZATIONS
National Association for the Self-Employed (NASE) (nase.org)
National Small Business Association (NSBA) (nsba.biz)
SCORE (Service Corps of Retired Executives) (score.org)
U.S. Small Business Administration (SBA) (sba.gov)
TAXES, ACCOUNTING, BOOKKEEPING
BOOKS & SHORT PUBLICATIONS
Thompson, Brigitte A. Bookkeeping Basics for Freelance Writers.
ARTICLES & WEB PAGES
Freelancers Union. “Independent Workforce Issue Brief: Tax Challenges.” (fu-res.org)
GOVERNMENT RESOURCES
Internal Revenue Service (IRS) (irs.gov):
A–Z Index for Business
Barter Exchanges
Bartering Income
Bartering Tax Center
Child Care Tax Center
General Instructions for Certain Information Returns (Forms 1097, 1098, 1099, 3921, 3922, 5498, and W-2G)
How to Choose a Tax Return Preparer and Avoid Preparer Fraud
Instructions for the Requester of Form W-9
IRS Publication 15 (Circular E), Employer’s Tax Guide
IRS Publication 15-A, Employer’s Supplemental Tax Guide
IRS Publication 334, Tax Guide for Small Businesses
IRS Publication 463, Travel, Entertainment, Gift, and Car Expenses
IRS Publication 502, Medical and Dental Expenses
IRS Publication 503, Child and Dependent Care Expenses
IRS Publication 505, Tax Withholding and Estimated Tax
IRS Publication 509, Tax Calendars
IRS Publication 526, Charitable Contributions
IRS Publication 530, Tax Information for Homeowners
IRS Publication 535, Business Expenses
IRS Publication 538, Accounting Periods and Methods
IRS Publication 583, Starting a Business and Keeping Records
IRS Publication 587, Business Use of Your Home
IRS Publication 936, Home Mortgage Interest Deduction
IRS Publication 946, How to Depreciate Property
IRS Publication 969, Health Savings Accounts and Other Tax-Favored Health Plans
IRS Publication 970, Tax Benefits for Education
Is Your Hobby a For-Profit Endeavor?
Recordkeeping Tips for Barter Transactions
Self-Employed Individuals Tax Center
Self-Employment Tax (Social Security and Medicare Taxes)
“Tax Topics—Topic 420 Bartering Income”
“Tax Topics—Topic 509 Business Use of Home”
“Tax Topics—Topic 704 Depreciation”
U.S. General Services Administration (gsa.gov) “Per Diem Rates”
WEBSITES
Datamaster Accounting Services (datamasteraccounting.com)
ORGANIZATIONS
American Institute of Certified Public Accountants (aicpa.org)