If you're someone with a special personal need and you find yourself being terminated, it's important to channel your anger and fear. Your goal is to do everything you possibly can to provide for your dependents. That may mean seeming ungrateful or appearing vengeful. If the company makes some gesture in acknowledgement of your situation, such as offering to pick up the cost of COBRA, don't hesitate to say it's insufficient and ask for more. And if the company offers nothing other than sympathy, consider threatening legal action. Understand that it's unlikely you actually have any legal leverage in this case. However, the threat of being sued by a vengeful aggrieved former employee with a very sympathetic story to tell should be enough to extract a better severance package. Ironically, the less actual legal leverage you have the more aggressive you need to be in threatening action.
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