This is a work of fiction. The characters, incidents and locations portrayed in this book and the names herein are fictitious.  Any similarity to or identification with the locations, names, characters or history of any person, product or entity is entirely coincidental and unintentional.

From a Declaration of Principles jointly adopted by a Committee of the American Bar Association and a Committee of Publishers and Associations.

All rights reserved. No part of this publication may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, or any information storage or retrieval system, without permission in writing from the publisher.  

No responsibility or liability is assumed by the Publisher for any injury, damage or  financial loss sustained to persons or property from the use of this information, personal or otherwise, either directly or indirectly.  While every effort has been made to ensure reliability and accuracy of the information within, all liability, negligence or otherwise, from any use, misuse or abuse of the operation of any methods, strategies, instructions or ideas contained in the material herein, is the sole responsibility of the reader.

Any copyrights not held by publisher are owned by their respective authors.

All information is generalized, presented for informational purposes only and presented "as is" without warranty or guarantee of any kind.  

All trademarks and brands referred to in this book are for illustrative purposes only, are the property of their respective owners and not affiliated with this publication in any way. Any trademarks are being used without permission, and the publication of the trademark is not authorized by, associated with or sponsored by the trademark owner.