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From Fire and Ice
Scarecrow on Horseback
by C. S. Adler
Humiliated by an experience with her stepsister's horse Mel refuses to become a rider, but she loves horses. When her mother gets an office job on a dude ranch, Mel is happy to scoop poop and do other scut work just to be near her favorite animals.
The trouble is every time she bonds with a horse something bad happens. It seems she is jinxed, that is until she develops a relationship with a mustang that rich Mr. Jefferies has bought. Then Mel risks everything to make that wild horse her own.