His personal mannerisms were those of an autocrat. He was hard to approach, and had few close friends. Although he could be very generous (he would, now and then, take parties of friends to jewelry or fur shops, and invite them to help themselves at his expense), people dreaded offending him. They felt uncomfortable in his presence. Above all, many were afraid of making some unfortunate remark about his red nose. There is a story that Mrs. Dwight Morrow, the wife of another banker, once invited Morgan to tea, promising to introduce him to her two little daughters, one of whom, Anne Morrow, later became a poet and the wife of the famous aviator, Charles Lindbergh. Mrs. Morrow was in mortal fear that the children would make some tactless remark, as children will, about Morgan’s remarkable nose. They were carefully coached not to stare at him, or to comment upon the great man’s appearance. Finally the day of his visit came. The girls were brought into the parlor, and a few moments of conversation followed. The hostess was on pins and needles until her daughters left. When they had gone, Mrs. Morrow, sighing with inward relief, turned and asked: “Do you, Mr. Morgan, take one or two lumps of sugar in your nose?”