ATMs are pretty secure, right? After all, they require your card and your PIN to complete transactions. But scammers can still take advantage of you at the ATM even after they install a skimmer on top of the card slot. They may also install a pinhole camera that records you entering your PIN number.
So beyond the usual safety tips for visiting ATMs, like making sure the area is well lit and noting the presence of security cameras, you should also do one extra step: Cover the PIN pad when you enter your number. Use your hand, your bag, your hat—anything that blocks the view of the numbers you’re pressing to any secret cameras that may be hoping to snag your info. You might feel silly next time you’re taking out cash, but you’ll be glad knowing your account is a little less vulnerable.