HACK 246 Consider Spending Extra for Wedding Insurance

Wedding insurance can cover issues related to your ceremony or reception site, weather, and vendors. Your vendors will typically have insurance for liability if someone gets hurt during your celebration, but check with them about their cancellation or postponement policies. If they’re rather strict, it may be worth getting a wedding insurance policy to cushion the blow if for any reason you need to delay your nuptials.

Wedding registry website The Knot says wedding insurance costs between $150 and $500, based on how much coverage you need. If your vendors don’t offer a lot of liability insurance and you are worried your aunts and uncles will get hurt cutting a rug on the dance floor, consider paying more for liability insurance. But keep in mind: Your wedding insurance does not typically cover a change of heart by either partner about to be wed.