When you compare prices for insurance policies, don’t forget to check with your affinity groups. Don’t think you’re in any of these groups? You might be surprised.
Here are a few examples of affinity groups:
Insurance companies like these groups because there’s something about them that makes their customers less risky to insure. It could be a level of education, a shared profession or industry, or approximate activity level.
Beyond offering special rates to members of these groups, insurers may offer additional perks. These might offer pricing guarantees, introductory rates, or bonus coverage levels. Keep in mind that you may need to access insurers’ offers through the members-only website for your group, or by using a specific offer code provided by the group.
If you’d prefer to work with a different insurer rather than the one offered by your group, you can always ask if your preferred carrier can match its price.