<meta content="http://www.w3.org/1999/xhtml; charset=utf-8" http-equiv="Content-Type"/> <link href="stylesheet.css" rel="stylesheet" type="text/css"/> <meta content="urn:uuid:34d3a8d0-e656-45d2-8d1a-63f8fbdd1765" name="Adept.expected.resource"/> </head> <body> <h1 class="end-h1 ch-first">APPENDIX B:<br/>LIST OF HEARINGS AND WITNESSES</h1> <h2 class="end-h2">Public Meeting of the FCIC, Washington, DC, September 17, 2009</h2> <p class="p small">Statements by commissioners</p> <h2 class="end-h2">Roundtable Discussion, Washington, DC, October 20, 2009</h2> <p class="p small">Martin Baily, Senior Fellow in Economic Studies, Brookings Institution</p> <p class="p small">Simon Johnson, Ronald A. Kurtz Professor of Entrepreneurship, Sloan School of Management, Massachusetts Institute of Technology</p> <p class="p small">Hal S. Scott, Nomura Professor and Director of the Program on International Financial Systems, Harvard Law School</p> <p class="p small">Joseph Stiglitz, Professor, Columbia Business School, Graduate School of Arts and Sciences (Department of Economics) and the School of International and Public Affairs</p> <p class="p small">John B. Taylor, Mary and Robert Raymond Professor of Economics and the Bowen H. and Jan-ice Arthur McCoy Senior Fellow at the Hoover Institution, Stanford University</p> <p class="p small">Luigi Zingales, Robert C. McCormack Professor of Entrepreneurship and Finance and the</p> <p class="p small">David G. Booth Faculty Fellow, University of Chicago Booth School of Business</p> <h2 class="end-h2">Roundtable Discussion, Washington, DC, November 16, 2009</h2> <p class="p small">David A. Moss, The John G. McLean Professor, Harvard Business School</p> <p class="p small">Carmen M. Reinhart, Professor of Economics and Director of the Center for International Economics, University of Maryland</p> <h2 class="end-h2">Public Hearing, Washington, DC, Day 1, January 13, 2010</h2> <h3 class="end-h3">Session 1: Financial Institution Representatives</h3> <p class="p small">Lloyd C. Blankfein, Chairman of the Board and Chief Executive Officer, Goldman Sachs Group, Inc.</p> <p class="p small">James Dimon, Chairman of the Board and Chief Executive Officer, JPMorgan Chase & Co.</p> <p class="p small">John J. Mack, Chairman of the Board, Morgan Stanley</p> <p class="p small">Brian T. Moynihan, Chief Executive Officer and President, Bank of America Corporation</p> <h3 class="end-h3">Session 2: Financial Market Participants</h3> <p class="p small">Michael Mayo, Managing Director and Financial Services Analyst, Calyon Securities (USA) Inc.</p> <p class="p small">J. Kyle Bass, Managing Partner, Hayman Advisors, LP</p> <p class="p small">Peter J. Solomon, Founder and Chairman, Peter J. Solomon Company</p> <h3 class="end-h3">Session 3: Financial Crisis Impacts on the Economy</h3> <p class="p small">Mark Zandi, Chief Economist and Co-founder, Moody’s Economy.com</p> <p class="p small">Kenneth T. Rosen, Chair, Fisher Center for Real Estate and Urban Economics, University of California, Berkeley</p> <p class="p small">Julia Gordon, Senior Policy Counsel, Center for Responsible Lending</p> <p class="p small">C. R. “Rusty” Cloutier, President and Chief Executive Officer, MidSouth Bank, N.A., Past Chairman, Independent Community Bankers Association</p> <h2 class="end-h2">Public Hearing, Washington, DC, Day 2, January 14, 2010</h2> <h3 class="end-h3">Session 1: Current Investigations into the Financial Crisis—Federal Officials</h3> <p class="p small">Eric H. Holder Jr., Attorney General, U.S. Department of Justice</p> <p class="p small">Lanny A. Breuer, Assistant Attorney General, Criminal Division, U.S. Department of Justice</p> <p class="p small">Sheila C. Bair, Chairman, U.S. Federal Deposit Insurance Corporation</p> <p class="p small">Mary L. Schapiro, Chairman, U.S. Securities and Exchange Commission</p> <h3 class="end-h3">Session 2: Current Investigations into the Financial Crisis—State and Local Officials</h3> <p class="p small">Lisa Madigan, Attorney General, State of Illinois</p> <p class="p small">John W. Suthers, Attorney General, State of Colorado</p> <p class="p small">Denise Voigt Crawford, Commissioner, Texas Securities Board, and President, North American Securities Administrators Association, Inc.</p> <p class="p small">Glenn Theobald, Chief Counsel, Miami-Dade County Police Department; Chairman, Mayor Carlos Alvarez Mortgage Fraud Task Force</p> <h2 class="end-h2">Forum to Explore the Causes of the Financial Crisis, American University Washington College of Law, Washington, DC, Day 1, February 26, 2010</h2> <h3 class="end-h3">Session 1: Interconnectedness of Financial Institutions; “Too Big to Fail”</h3> <p class="p small">Randall Kroszner, Norman R. Bobins Professor of Economics, University of Chicago</p> <h3 class="end-h3">Session 2: Macroeconomic Factors and U.S. Monetary Policy</h3> <p class="p small">Pierre-Olivier Gourinchas, Associate Professor of Economics, University of California, Berkeley</p> <h3 class="end-h3">Session 3: Risk Taking and Leverage</h3> <p class="p small">John Geanakoplos, James Tobin Professor of Economics, Yale University</p> <h3 class="end-h3">Session 4: Household Finances and Financial Literacy</h3> <p class="p small">Annamaria Lusardi, Joel Z. and Susan Hyatt Professor of Economics, Dartmouth University; Research Associate at the National Bureau of Economic Research</p> <h2 class="end-h2">Forum to Explore the Causes of the Financial Crisis, American University Washington College of Law, Washington, DC, Day 2, February 27, 2010</h2> <h3 class="end-h3">Session 5: Mortgage Lending Practices and Securitization</h3> <p class="p small">Chris Mayer, Paul Milstein Professor of Real Estate, Columbia University; Visiting Scholar at the Federal Reserve Bank of New York and Research Associate at the National Bureau of Economic Research</p> <h3 class="end-h3">Session 6: Government-Sponsored Enterprises and Housing Policy</h3> <p class="p small">Dwight Jaffee, Willis Booth Professor of Banking, Finance, and Real Estate; Co-chair, Fisher Center for Real Estate and Urban Economics, University of California, Berkeley</p> <h3 class="end-h3">Session 7: Derivatives and Other Complex Financial Instruments</h3> <p class="p small">Markus Brunnermeier, Edwards S. Sanford Professor of Economics, Princeton University</p> <h3 class="end-h3">Session 8: Firm Structure and Risk Management</h3> <p class="p small">Anil Kashyap, Edward Eagle Brown Professor of Economics and Finance and Richard N. Rosett Faculty Fellow, University of Chicago</p> <h3 class="end-h3">Session 9: Shadow Banking</h3> <p class="p small">Gary Gorton, Professor of Finance, School of Management, Yale University</p> <h2 class="end-h2">Public Hearing on Subprime Lending and Securitization and Government-Sponsored Enterprises (GSEs), Rayburn House Office Building, Room 2123, Washington, DC, Day 1, April 7, 2010</h2> <h3 class="end-h3">Session 1: The Federal Reserve</h3> <p class="p small">Alan Greenspan, Former Chairman, Board of Governors of the Federal Reserve System</p> <h3 class="end-h3">Session 2: Subprime Origination and Securitization</h3> <p class="p small">Richard Bitner, Managing Director of Housingwire.com; Author, <i>Confessions of a Subprime Lender: An Insider’s Tale of Greed, Fraud, and Ignorance</i></p> <p class="p small">Richard Bowen, Former Senior Vice President and Business Chief Underwriter, CitiMortgage, Inc.</p> <p class="p small">Patricia Lindsay, Former Vice President, Corporate Risk, New Century Financial Corporation</p> <p class="p small">Susan Mills, Managing Director of Mortgage Finance, Citi Markets & Banking, Global Securitized Markets</p> <h3 class="end-h3">Session 3: Citigroup Subprime-Related Structured Products and Risk Management</h3> <p class="p small">Murray C. Barnes, Former Managing Director, Independent Risk, Citigroup, Inc.</p> <p class="p small">David C. Bushnell, Former Chief Risk Officer, Citigroup, Inc.</p> <p class="p small">Nestor Dominguez, Former Co-head, Global Collateralized Debt Obligations, Citi Markets & Banking, Global Structured Credit Products</p> <p class="p small">Thomas G. Maheras, Former Co-chief Executive Officer, Citi Markets & Banking</p> <h2 class="end-h2">Public Hearing on Subprime Lending and Securitization and Government-Sponsored Enterprises (GSEs), Rayburn House Office Building, Room 2123, Washington, DC, Day 2, April 8, 2010</h2> <h3 class="end-h3">Session 1: Citigroup Senior Management</h3> <p class="p small">Charles O. Prince, Former Chairman of the Board and Chief Executive Officer, Citigroup, Inc.</p> <p class="p small">Robert Rubin, Former Chairman of the Executive Committee of the Board of Directors, Citigroup, Inc.</p> <h3 class="end-h3">Session 2: Office of the Comptroller of the Currency</h3> <p class="p small">John C. Dugan, Comptroller, Office of the Comptroller of the Currency</p> <p class="p small">John D. Hawke Jr., Former Comptroller, Office of the Comptroller of the Currency</p> <h2 class="end-h2">Public Hearing on Subprime Lending and Securitization and Government-Sponsored Enterprises (GSEs), Rayburn House Office building, Room 2123, Washington, DC, Day 3, April 9, 2010</h2> <h3 class="end-h3">Session 1: Fannie Mae</h3> <p class="p small">Robert J. Levin, Former Executive Vice President and Chief Business Officer, Fannie Mae</p> <p class="p small">Daniel H. Mudd, Former President and Chief Executive Officer, Fannie Mae</p> <h3 class="end-h3">Session 2: Office of Federal Housing Enterprise Oversight</h3> <p class="p small">Armando Falcon Jr., Former Director, Office of Federal Housing Enterprise Oversight</p> <p class="p small">James Lockhart, Former Director, Office of Federal Housing Enterprise Oversight</p> <h2 class="end-h2">Public Hearing on the Shadow Banking System, Dirksen Senate Office Building, Room 538, Washington DC, Day 1, May 5, 2010</h2> <h3 class="end-h3">Session 1: Investment Banks and the Shadow Banking System</h3> <p class="p small">Paul Friedman, Former Senior Managing Director, Bear Stearns</p> <p class="p small">Samuel Molinaro Jr., Former Chief Financial Officer and Chief Operating Officer, Bear Stearns</p> <p class="p small">Warren Spector, Former President and Co-chief Operating Officer, Bear Stearns</p> <h3 class="end-h3">Session 2: Investment Banks and the Shadow Banking System</h3> <p class="p small">James E. Cayne, Former Chairman and Chief Executive Officer, Bear Stearns</p> <p class="p small">Alan D. Schwartz, Former Chief Executive Officer, Bear Stearns</p> <h3 class="end-h3">Session 3: SEC Regulation of Investment Banks</h3> <p class="p small">Charles Christopher Cox, Former Chairman, U.S. Securities and Exchange Commission</p> <p class="p small">William H. Donaldson, Former Chairman, U.S. Securities and Exchange Commission</p> <p class="p small">H. David Kotz, Inspector General, U.S. Securities and Exchange Commission</p> <p class="p small">Erik R. Sirri, Former Director Division of Trading & Markets, U.S. Securities and Exchange Commission</p> <h2 class="end-h2">Public Hearing on the Shadow Banking System, Dirksen Senate Office Building, Room 538, Washington DC, Day 2, May 6, 2010</h2> <h3 class="end-h3">Session 1: Perspective on the Shadow Banking System</h3> <p class="p small">Henry M. Paulson Jr., Former Secretary, U.S. Department of the Treasury</p> <h3 class="end-h3">Session 2: Perspective on the Shadow Banking System</h3> <p class="p small">Timothy F. Geithner, Secretary, U.S. Department of the Treasury; Former President, Federal Reserve Bank of New York</p> <h3 class="end-h3">Session 3: Institutions Participating in the Shadow Banking System</h3> <p class="p small">Michael A. Neal, Vice Chairman, General Electric; Chairman and Chief Executive Officer, GE Capital</p> <p class="p small">Mark S. Barber, Vice President and Deputy Treasurer, GE Capital</p> <p class="p small">Paul A. McCulley, Managing Director, PIMCO</p> <p class="p small">Steven R. Meier, Chief Investment Officer, State Street</p> <h2 class="end-h2">Public Hearing on Credibility of Credit Ratings, the Investment Decisions Made Based on Those Ratings, and the Financial Crisis, The New School Arnhold Hall, Theresa Lang Community & Student Center, 55 West 13th Street, 2nd Floor, New York, NY, June 2, 2010</h2> <h3 class="end-h3">Session 1: The Ratings Process</h3> <p class="p small">Eric Kolchinsky, Former Team Managing Director, US Derivatives, Moody’s Investors Service</p> <p class="p small">Jay Siegel, Former Team Managing Director, Moody’s Investors Service</p> <p class="p small">Nicolas S. Weill, Group Managing Director, Moody’s Investors Service</p> <p class="p small">Gary Witt, Former Team Managing Director, US Derivatives, Moody’s Investors Service</p> <h3 class="end-h3">Session 2: Credit Ratings and the Financial Crisis</h3> <p class="p small">Warren E. Buffett, Chairman and Chief Executive Officer, Berkshire Hathaway</p> <p class="p small">Raymond W. McDaniel, Chairman and Chief Executive Officer, Moody’s Corporation</p> <h3 class="end-h3">Session 3: The Credit Rating Agency Business Model</h3> <p class="p small">Brian M. Clarkson, Former President and Chief Operating Officer, Moody’s Investors Service (written testimony only due to a medical emergency)</p> <p class="p small">Mark Froeba, Former Senior Vice President, US Derivatives, Moody’s Investors Service</p> <p class="p small">Richard Michalek, Former Vice President/Senior Credit Officer, Moody’s Investors Service</p> <h2 class="end-h2">Public Hearing on the Role of Derivatives in the Financial Crisis, Dirksen Senate Office Building, Room 538, Washington, DC, Day 1, June 30, 2010</h2> <h3 class="end-h3">Session 1: Overview of Derivatives</h3> <p class="p small">Michael Greenberger, Professor, University of Maryland School of Law</p> <p class="p small">Steve Kohlhagen, Former Professor of International Finance, University of California, Berkeley, and former Wall Street derivatives executive</p> <p class="p small">Albert “Pete” Kyle, Charles E. Smith Chair Professor of Finance, University of Maryland</p> <p class="p small">Michael Masters, Chief Executive Officer, Masters Capital Management, LLC</p> <h3 class="end-h3">Session 2: American International Group, Inc. and Derivatives</h3> <p class="p small">Joseph J. Cassano, Former Chief Executive Officer, American International Group, Inc. Financial Products</p> <p class="p small">Robert E. Lewis, Senior Vice President and Chief Risk Officer, American International Group, Inc.</p> <p class="p small">Martin J. Sullivan, Former Chief Executive Officer, American International Group, Inc.</p> <h3 class="end-h3">Session 3: Goldman Sachs Group, Inc. and Derivatives</h3> <p class="p small">Craig Broderick, Managing Director, Head of Credit, Market, and Operational Risk, Goldman Sachs Group, Inc.</p> <p class="p small">Gary D. Cohn, President and Chief Operating Officer, Goldman Sachs Group, Inc.</p> <h2 class="end-h2">Public Hearing on the Role of Derivatives in the Financial Crisis, Dirksen Senate Office Building, Room 538, Washington DC, Day 2, July 1, 2010</h2> <h3 class="end-h3">Session 1: American International Group, Inc. and Goldman Sachs Group, Inc.</h3> <p class="p small">Steven J. Bensinger, Former Executive Vice President and Chief Financial Officer, American International Group, Inc.</p> <p class="p small">Andrew Forster, Former Senior Vice President and Chief Financial Officer, American International Group, Inc. Financial Services</p> <p class="p small">Elias F. Habayeb, Former Senior Vice President and Chief Financial Officer, American International Group, Inc. Financial Services</p> <p class="p small">David Lehman, Managing Director, Goldman Sachs Group, Inc</p> <p class="p small">David Viniar, Executive Vice President and Chief Financial Officer, Goldman Sachs Group, Inc.</p> <h3 class="end-h3">Session 2: Derivatives: Supervisors and Regulators</h3> <p class="p small">Eric R. Dinallo, Former Superintendant, New York State Insurance Department</p> <p class="p small">Gary Gensler, Chairman, Commodity Futures Trading Commission</p> <p class="p small">Clarence K. Lee, Former Managing Director for Complex and International Organizations, Office of Thrift Supervision</p> <h2 class="end-h2">Public Hearing on Too Big to Fail: Expectations and Impact of Extraordinary Government Intervention and the Role of Systemic Risk in the Financial Crisis, Dirksen Senate Office Building, Room 538, Washington DC, Day 1, September 1, 2010</h2> <h3 class="end-h3">Session 1: Wachovia Corporation</h3> <p class="p small">Scott G. Alvarez, General Counsel, Board of Governors of the Federal Reserve System</p> <p class="p small">John H. Corston, Acting Deputy Director, Division of Supervision and Consumer Protection, U.S. Federal Deposit Insurance Corporation</p> <p class="p small">Robert K. Steel, Former President and Chief Executive Officer, Wachovia Corporation</p> <h3 class="end-h3">Session 2: Lehman Brothers</h3> <p class="p small">Thomas C. Baxter, Jr., General Counsel and Executive Vice President, Federal Reserve Bank of New York</p> <p class="p small">Richard S. “Dick” Fuld Jr., Former Chairman and Chief Executive Officer, Lehman Brothers</p> <p class="p small">Harvey R. Miller, Business Finance & Restructuring Partner, Weil, Gotshal & Manges, LLP</p> <p class="p small">Barry L. Zubrow, Chief Risk Officer, JPMorgan Chase & Co.</p> <h2 class="end-h2">Public Hearing on Too Big to Fail: Expectations and Impact of Extraordinary Government Intervention and the Role of Systemic Risk in the Financial Crisis, Dirksen Senate Office Building, Room 538, Washington DC, Day 2, September 2, 2010</h2> <h3 class="end-h3">Session 1: The Federal Reserve</h3> <p class="p small">Ben S. Bernanke, Chairman, Board of Governors of the Federal Reserve System</p> <h3 class="end-h3">Session 2: The Federal Deposit Insurance Corporation</h3> <p class="p small">Sheila C. Bair, Chairman, U.S. Federal Deposit Insurance Corporation</p> <h2 class="end-h2">Public Hearing on the Impact of the Financial Crisis—Greater Bakersfield, Kern County Board of Supervisors Chambers, 1115 Truxtun Avenue, Bakersfield, CA, September 7, 2010</h2> <h3 class="end-h3">Session 1: Welcome</h3> <p class="p small">Congressman Kevin McCarthy, California’s 22nd District</p> <p class="p small">Ray Watson, Kern County Supervisor, District 4</p> <p class="p small">Irma Carson, Bakersfield City Councilwoman, Ward 1</p> <h3 class="end-h3">Session 2: Local Banking</h3> <p class="p small">Arnold Cattani, Chairman, Mission Bank</p> <p class="p small">Steve Renock, President and CEO, Kern Schools Federal Credit Union</p> <p class="p small">D. Linn Wiley, Vice Chairman, CVB Financial Corporation and Citizens Business Bank</p> <h3 class="end-h3">Session 3: Residential and Community Real Estate</h3> <p class="p small">Gregory D. Bynum, President, Gregory D. Bynum and Associates, Inc.</p> <p class="p small">Warren Peterson, Warren Peterson Construction, Inc.</p> <h3 class="end-h3">Session 4: Local Housing Market</h3> <p class="p small">Gary Crabtree, Principal Owner, Affiliated Appraisers</p> <p class="p small">Lloyd Plank, Lloyd E. Plank Real Estate Consultants</p> <h3 class="end-h3">Session 5: Foreclosures and Loan Modifications</h3> <p class="p small">Brenda Amble, Escrow Manager, Ticor Title</p> <p class="p small">Laurie McCarty, Coldwell Banker Preferred</p> <p class="p small">Jeannie McDermott, Small Business Owner</p> <h3 class="end-h3">Session 6: Forum for Public Comment</h3> <p class="p small">James Stephen Urner</p> <p class="p small">Marvin Dean</p> <p class="p small">Marie Vasile</p> <h2 class="end-h2">Public Hearing on the Impact of the Financial Crisis—State of Nevada, University of Nevada, Las Vegas, Student Union Building, Las Vegas, NV, September 8, 2010</h2> <h3 class="end-h3">Session 1: Economic Analysis of the Impact of the Financial Crisis on Nevada</h3> <p class="p small">Jeremy Aguero, Principal, Applied Analysis</p> <h3 class="end-h3">Session 2: The Impact of the Financial Crisis on Businesses of Nevada</h3> <p class="p small">Steve Hill, Founder, Silver State Materials Corporation; Immediate Past Chairman, Las Vegas Chamber of Commerce</p> <p class="p small">William E. Martin, Vice Chairman and Chief Executive Officer, Service 1st Bank of Nevada</p> <p class="p small">Wally Murray, President and Chief Executive Officer, Greater Nevada Credit Union</p> <p class="p small">Philip G. Satre, Chairman, International Gaming Technology (IGT); Chairman, NV Energy, Inc.</p> <h3 class="end-h3">Session 3: The Impact of the Financial Crisis on Nevada Real Estate</h3> <p class="p small">Daniel G. Bogden, United States Attorney, State of Nevada</p> <p class="p small">Gail Burks, President and Chief Executive Officer, Nevada Fair Housing Center</p> <p class="p small">Brian Gordon, Principal, Applied Analysis</p> <p class="p small">Jay Jeffries, Former Southwest Regional Sales Manager, Fremont Investment & Loan</p> <h3 class="end-h3">Session 4: The Impact of the Financial Crisis on Nevada Public and Community Services</h3> <p class="p small">Andrew Clinger, Director of the Department of Administration, Chief of the Budget Division, State of Nevada</p> <p class="p small">Jeffrey Fontaine, Executive Director, Nevada Association of Counties</p> <p class="p small">David Fraser, Executive Director, Nevada League of Cities</p> <p class="p small">Dr. Heath Morrison, Superintendent, Washoe County School District</p> <h3 class="end-h3">Session 5: Forum for Public Comment</h3> <h2 class="end-h2">Public Hearing on the Impact of the Financial Crisis—Miami, Florida, Florida International University, Modesto A. Madique Campus, Miami, FL, September 21, 2010</h2> <h3 class="end-h3">Session 1: Overview of Mortgage Fraud</h3> <p class="p small">William K. Black, Associate Professor of Economics and Law, University of Missouri–Kansas City</p> <p class="p small">Ann Fulmer, Vice President of Business Relations, Interthinx; Co-founder, Georgia Real Estate Fraud Prevention and Awareness Coalition</p> <p class="p small">Henry N. Pontell, Professor of Criminology, Law & Society and Sociology, University of California, Irvine</p> <h3 class="end-h3">Session 2: Uncovering Mortgage Fraud in Miami</h3> <p class="p small">Dennis J. Black, President, D. J. Black & Company</p> <p class="p small">Edward Gallagher, Executive Officer, Economic Crimes Bureau, Mortgage Fraud Task Force, Miami-Dade Police Department</p> <p class="p small">Jack Rubin, Senior Vice President, JPMorgan Chase Bank</p> <p class="p small">Ellen Wilcox, Special Agent, Florida Department of Law Enforcement</p> <h3 class="end-h3">Session 3: The Regulation, Oversight, and Prosecution of Mortgage Fraud in Miami</h3> <p class="p small">J. Thomas Cardwell, Commissioner, Office of Financial Regulation, State of Florida</p> <p class="p small">Wilfredo A. Ferrer, United States Attorney, Southern District of Florida</p> <p class="p small">R. Scott Palmer, Special Counsel and Chief of the Mortgage Fraud Task Force, Office of the Attorney General, State of Florida</p> <h2 class="end-h2">Public Hearing on the Impact of the Financial Crisis—Sacramento, California Department of Education, Sacramento, CA, September 23, 2010</h2> <h3 class="end-h3">Session 1: Overview of the Sacramento Housing and Mortgage Markets and the Impact of the Financial Crisis on the Region</h3> <p class="p small">Mark Fleming, Chief Economist, CoreLogic</p> <h3 class="end-h3">Session 2: Mortgage Origination, Mortgage Fraud and Predatory Lending in the Sacramento Region</h3> <p class="p small">Karen J. Mann, President and Chief Appraiser, Mann and Associates Real Estate Appraisers & Consultants</p> <p class="p small">Thomas C. Putnam, President, Putnam Housing Finance Consulting</p> <p class="p small">Kevin Stein, Associate Director, California Reinvestment Coalition</p> <p class="p small">Benjamin B. Wagner, United States Attorney, Eastern District of California</p> <h3 class="end-h3">Session 3: The Mortgage Securitization Chain: From Sacramento to Wall Street</h3> <p class="p small">Vicki Beal, Senior Vice President, Transaction Management, Clayton Holdings, LLC</p> <p class="p small">Kurt Eggert, Professor of Law, Chapman University School of Law</p> <p class="p small">D. Keith Johnson, Former President and Chief Executive Officer, Washington Mutual’s Long Beach Mortgage</p> <h3 class="end-h3">Session 4: The Impact of the Financial Crisis on Sacramento Neighborhoods and Families</h3> <p class="p small">Pam Canada, Chief Executive Officer, NeighborWorks Home Ownership Center–Sacramento Region</p> <p class="p small">Mona Tawatao, Regional Counsel, Legal Services of Northern California</p> <p class="p small">Bruce Wagstaff, Agency Administrator, County of Sacramento Countywide Services Agency</p> <p class="p small">Clarence Williams, President, California Capital Financial Development Corporation</p> <p class="p small">Henry W. Wirz, President and Chief Executive Officer, SAFE Credit Union</p> <h3 class="end-h3">Public Testimony Presented</h3> <p class="p small">Allen Carpenter</p> <p class="p small">Lovie M. Hollis</p> <p class="p small">Nia Lavulo</p> </body> </html>