One of the most important things you can do is to get and keep control of your personal finances. Your finances aren’t separate from the rest of your life; they provide a structure for you. Once you get a handle on them, you’ll feel less stress and more empowerment, and you can set about achieving the goals you want to fulfill. In this book you’ll discover that money management isn’t complicated; it comes down to being self-aware and disciplined. Personal Finance 101 gives you advice ranging from how to cut your spending to what kind of insurance you should buy. It offers plans for:
Once you’ve set your personal financial goals, you need to figure out how to fulfill them. This means establishing where you’re at and how to get where you need to be. Such a course can mean everything from establishing your net worth to fixing your credit card debt. From life-changing decisions (buying a house) to annual tasks (paying your taxes), arranging your personal finances in an orderly manner can make your life easier.
Personal Finance 101 provides you with a road map to responsible management of your money. When you develop good financial habits, you’ll find that it’s easy to stay on that road. It may even take you to some exciting places you hadn’t anticipated—whether it’s traveling to new places or expanding your lifestyle.
Good money management will not only take stress out of your life; it will put many more options within your reach. You’ll start by evaluating the state of your finances. From there, you’ll learn important financial habits and how they can help you lead a more secure, more productive, and more stable life!