Note From the Author

Some of you have been following my work for years. Thank you for all your kind words. And thank you to those of you who take the time to send corrections. If you spot a potential error, feel free to email me at moneyover55@gmail.com with the subject line “SSS book correction”.

It takes an entire team of people to proof a book that has technical information. We have done our best to make sure everything is accurate but there can be no guarantee that we have not made errors. And of course the laws and rules can change at any time.

I believe Social Security should be claimed as part of a plan – it should not be a decision made in isolation. With that in mind remember I don’t know your personal circumstances. Nor does any journalist, TV or radio commentator. Nor can I offer advice or recommendations via email.

It is up to you and your financial or tax advisors to determine a final course of action that is appropriate after considering not only your financial circumstances, but also your values and beliefs.

My goal is to arm you with accurate information so that when it comes time to choose a course of action, the choice you make will be an informed one.