Copyright © 2022 by the President and Fellows of Harvard College
All rights reserved
Cover design: Graciela Galup
978-0-674-98722-7 (cloth)
978-0-674-27597-3(epub)
978-0-674-27598-0(pdf)
The Library of Congress has cataloged the printed edition as follows:
Names: Labouré, Marion, author. | Deffrennes, Nicolas, 1983– author.
Title: Democratizing finance : the radical promise of fintech / Marion Laboure, Nicolas Deffrennes.
Description: Cambridge, Massachusetts : Harvard University Press, 2022. | Includes bibliographical references and index.
Identifiers: LCCN 2021034384
Subjects: LCSH: Financial institutions—Effect of technological innovations on. | Financial services industry. | Equality—Economic aspects. | International finance. | Consolidation and merger of corporations.
Classification: LCC HG173 .L34 2022 | DDC 332.0285—dc23
LC record available at https://