This publication is designed to educate and provide general information regarding the subject matter covered. However, laws and practices often vary from state to state and are subject to change. Because each factual situation is different, specific advice should be tailored to the particular circumstances. For this reason, the reader is advised to consult with his or her own advisor regarding that individual's specific situation.

The author has taken reasonable precautions in the preparation of this book and believes the facts presented in the book are accurate as of the date it was written. However, neither the author nor the publisher assume any responsibility for any errors or omissions. The author and publisher specifically disclaim any liability resulting from the use or application of the information contained in this book, and the information is not intended to serve as legal advice related to individual situations.

Acknowledgments

This book is dedicated to my wonderful wife, Jenny, and our terrific kids, Teddy, Emily, and Sarah. Thank you for your understanding as this book was being written.

I would like to thank Robert Paul Turner, Megan Hughes, Andrew Smetana, and Cammie Warburton for their invaluable assistance in the creation of this book.

Special thanks are also extended to Robert Kiyosaki, Sharon Lechter, and Diane Kennedy for allowing me the opportunity to participate as a Rich Dad's Advisor.

And thanks to all my clients. Assisting you to reach your business, financial, and personal goals is a very satisfying activity.