Dedication

This book is dedicated to my husband, Wayne, and my three gorgeous children, Allan, Thomas and Hannah, for making saving money and living the Cheapskates way easy. Without them I would never have had a reason to make the change from Spendthrift to Cheapskate, and the Cheapskates Club would never have existed. I thank you all from the bottom of my heart for being my taste-testers and for putting up with ‘just a little taste … please …’ over and over again during the last few months. I also thank you for coming shopping with me, checking shopping lists and prices and then lugging the grocery bags into the house. I’d like to thank you for sticking around to help me put it all away but, well, I guess I should be grateful for what I have. I’m only joking, darlings; you don’t know just how much you inspire and encourage me every single day of my life.

I love you.