[Texas Trouble 12] • 12 Borrowing Trouble

Dylan Thomas, a cowboy with a tough childhood, is as settled as the bucking bulls he used to ride for a living. His lifelong mode of operation has been to avoid attachments and only take care of himself, because nobody else was going to. After an almost career-ending injury, he's been stuck at the R R Ranch teaching snobby rich guys to ride bulls until he can get back to the rodeo. He's restless and ready to get back on the road, until a new guest shows up at the ranch. A sad-eyed widow named Carrie Collins who smells like sugar cookies and kisses like an angel. Dylan doesn't do relationships, but he has a weakness for sugar cookies, and for Carrie Collins.

Worn out widow Carrie Collins is at the end of her rope, and hanging on by a thread. She's up to her eyeballs in bills, and her two children are out of control. So what does her dead husband's best friend think is the perfect solution to her problems? A visit to a Texas dude ranch, masquerading as a spa for the rich and famous. Carrie thinks he's lost his mind, but goes along. When she meets handsome ranch hand, Dylan Thomas, at the ranch she doesn't think it's quite so bad an idea after all. Dylan suggests they take a ride to the lake, and Carrie jumps in with both feet. It's been three years since her husband died, and she figures it's about time she got back in the saddle of life...and other things.

With his doctor's release in hand, Dylan has nothing holding him back from reclaiming his former life, except the trouble Carrie's son Chris has borrowed by getting in with the wrong crowd. When things heat up, and Carrie is in trouble too, does he save the girl or save himself?