The Teen's Ultimate Guide to Making Money When You Can't Get a Job

Whether it was in a department store, fast-food chain, or kiosk in the mall, everyone remembers his or her first job -- even more so, you probably remember that first paycheck. But with the current job crisis, it has become harder and harder to enjoy the fruits of your labor. The United States is still 11 million jobs from where it was since the start of the recession in December 2007, and it is hitting home the hardest with teenagers, who are seeing a national unemployment rate of 26.2 percent, according to the Center for Labor Market Studies at Northeastern University. Now more than ever, it has become necessary to think outside the box to reel in the dough. Making money is not about pinching pennies and cutting back on your cash flow: It is about making smart decisions. The Teen's Ultimate Guide to Making Money When You Can't Get a Job will put you on the right track to start earning your spending money, even if you cannot land one of those traditional first jobs. You will learn how to start exploring other options, such as pet sitting, babysitting, and tutoring. You will also grasp just how to leverage the Internet to help you make money by taking paid surveys, blogging, or even teaching your parents and their friends how to use social networks like Twitter and Facebook. Most importantly, you will discover how to take your hobbies and turn them into your personalized income generator.

This book not only covers how to make that money, but it also teaches you how to save it and how to make it grow, presented specifically with teenagers in mind. You will learn which credit cards are the best when you are first starting out, as well as how to avoid the common credit-card traps so you do not get twisted up in high interest rates or long-term contracts. You will learn how to set (and stick to) a budget to help save for something you really want, whether it is for prom, a car, or your college education. You will discover how to avoid the bad habits that get you into financial trouble, in order to make sure you are using the money you made to the best of your ability.

This book contains expert advice from financial advisers who have worked specifically with young adults and teenagers who have staved off a summer job to make money on their own, thus presenting you with real-life scenarios to inspire and instruct. If you have been hitting the pavement but are coming up short in the job department, all is not lost. With The Teen's Ultimate Guide to Making Money When You Can't Get a Job in your back pocket, you can start making money on your own without having to depend on your parent's finances.