contents

Cover

Title Page

Copyright Page

Endorsements

Dedication

1. My Story

SECTION ONE
the five attitudes that must go

2. If Only I Had More Money

3. I Deserve a Treat

4. It Won’t Happen to Me

5. I’ll Fake It ’Til I Make It

6. I Can’t Afford It

SECTION TWO
skills you need to change your attitudes

7. Changing Your Self-Talk

8. Standing Up to Pressure

9. Staying in It for the Long Haul

SECTION THREE
now that you’re ready, some simple budgeting advice

10. Creating a Spending Plan

11. Paying Off Debt

12. Holding Yourself Accountable

13. Helpful Hints for Reducing Expenses

Acknowledgments

Notes

About the Author

Back Cover