Chapter 1: Blood Money
1. “National Average Wage Index,” US Social Security Administration, https://www.ssa.gov/oact/cola/AWI.html.
2. “China Average Yearly Wages,” Trading Economics, https://tradingeconomics.com/china/wages.
3. Yang Wanli, “Rural-Urban Income Gap Narrows,” China Daily, updated April 22, 2015, http://www.chinadaily.com.cn/china/2015-04/22/content_20509439.htm.
4. David Baker and Natacha Keramidas, “The Psychology of Hunger,” Monitor on Psychology 44, no. 9 (October 2013), https://www.apa.org/monitor/2013/10/hunger.aspx.
5. R. Radel and C. Clement-Guillotin, “Evidence of Motivational Influences in Early Visual Perception: Hunger Modulates Conscious Access,” Psychological Science 23, no. 3 (2012): 232–34, DOI 10.1177/0956797611427920.
6. “World Economic Outlook Databases,” International Monetary Fund, https://www.imf.org/en/Publications/SPROLLS/world-economic-outlook-databases.
Chapter 2: Peach Syrup, Cardboard Boxes, and a Can of Coke
1. Belle Beth Cooper, “Proof That Constraints Can Actually Make You More Creative,” Fast Company, March 10, 2014, https://www.fastcompany.com/3027379/the-psychology-of-limitations-how-and-why-constraints-can-make-you-more-creative.
2. Suzanne Goldenberg, “Half of All US Food Produce Is Thrown Away, New Research Suggests,” Guardian, July 13, 2016, https://www.theguardian.com/environment/2016/jul/13/us-food-waste-ugly-fruit-vegetables-perfect.
3. Kelly Bryant, “You Won’t Believe How Much Clothing the US Throws Away in a Year,” TakePart, http://www.takepart.com/video/2015/05/29/clothes-trash-landfill.
4. Robert Frank, “The Perfect Salary for Happiness: $75,000,” Wall Street Journal, September 7, 2010, https://blogs.wsj.com/wealth/2010/09/07/the-perfect-salary-for-happiness-75000-a-year/.
5. Charles Kenny, “We’re All the 1 Percent,” Foreign Policy, February 27, 2012, https://foreignpolicy.com/2012/02/27/were-all-the-1-percent/.
Chapter 3: Be Educated or Die
1. Yuwen Wu, “China’s Class of 1977: I Took an Exam That Changed China,” BBC News, December 14, 2017, http://www.bbc.com/news/world-asia-china-42135342.
2. Karim, “Breaking Pencils,” Pencils for Africa, February 4, 2014, http://pencilsforafrica.com/breaking-pencils/.
Chapter 4: Don’t Follow Your Passion (Yet)
1. Benjamin Todd, “To Find Work You Love, Don’t (Always) Follow Your Passion,” 80,000 Hours, last updated May 2016, https://80000hours.org/articles/dont-follow-your-passion/.
2. The Writers’ Union of Canada, Devaluing Creators, Endangering Creativity, https://www.writersunion.ca/sites/all/files/DevaluingCreatorsEndangeringCreativity_0.pdf.
3. The Daily, “University Tuition Fees, 2000/2001,” https://www150.statcan.gc.ca/n1/daily-quotidien/000828/dq000828b-eng.htm.
4. The Globe and Mail, “How Much? A Survey of Salaries in 2002,” https://www.theglobeandmail.com/report-on-business/rob-magazine/how-much-a-survey-of-salaries-in-2002/article4096295/.
5. J. Quoidbach, D. T. Gilbert, and T. D. Wilson, “The End of History Illusion,” Science 339, no. 6115 (January 4, 2013), 96–98.
6. Bureau of Labor Statistics, “Craft and Fine Artists,” Occupational Outlook Handbook, https://www.bls.gov/ooh/arts-and-design/craft-and-fine-artists.htm.
7. Bureau of Labor Statistics, “Dancers and Choreographers,” Occupational Outlook Handbook, https://www.bls.gov/ooh/Entertainment-and-Sports/Dancers-and-choreographers.htm.
8. Bureau of Labor Statistics, “Actors,” Occupational Outlook Handbook, https://www.bls.gov/ooh/entertainment-and-sports/actors.htm.
9. “Is Medical School Worth It Financially?,” Best Medical Degrees, https://www.bestmedicaldegrees.com/is-medical-school-worth-it-financially/.
10. Bureau of Labor Statistics, “Physicians and Surgeons,” Occupational Outlook Handbook, https://www.bls.gov/ooh/healthcare/physicians-and-surgeons.htm.
11. “Schedule of Law School Fees,” American Bar Association, https://www.americanbar.org/groups/legal_education/accreditation/schedule-of-law-school-fees/.
12. Bureau of Labor Statistics, “Lawyers,” Occupational Outlook Handbook, https://www.bls.gov/ooh/legal/lawyers.htm.
13. The College Board, “Average Published Undergraduate Charges by Sector and by Carnegie Classification, 2018–19,” Trends in Higher Education, https://trends.collegeboard.org/college-pricing/figures-tables/average-published-undergraduate-charges-sector-2018-19.
14. Bureau of Labor Statistics, “Plumbers, Pipefitters, and Steamfitters,” Occupational Outlook Handbook, https://www.bls.gov/ooh/construction-and-extraction/plumbers-pipefitters-and-steamfitters.htm.
15. Ann Carrns, “Sweet Smell of Money for Plumbers,” New York Times, March 24, 2014, https://www.nytimes.com/2014/03/25/your-money/sweet-smell-of-money-for-plumbers.html.
Chapter 5: IOU = I Own You
1. “How Household Savings Stack Up in Asia, the West, and Latin America,” Bloomberg Businessweek, June 10, 2010, https://www.bloomberg.com/news/articles/2010-06-10/how-household-savings-stack-up-in-asia-the-west-and-latin-america.
2. “China’s First Credit Card,” Bank of China, http://www.boc.cn/en/aboutboc/ab5/200811/t20081117_1602019.html.
3. “Credit card,” Encyclopaedia Britannica, https://www.britannica.com/topic/credit-card.
4. Tae Kim, “Total US Household Debt Soars to Record Above $13 Trillion,” CNBC, February 13, 2018, https://www.cnbc.com/2018/02/13/total-us-household-debt-soars-to-record-above-13-trillion.html.
5. Maham Abedi, “Canadian Consumer Debt Just Keeps Growing—but Here’s Why It’s Not a Problem Yet,” Global News, March 12, 2018, https://globalnews.ca/news/4077067/canadian-consumer-debt-equifax-report/.
6. Office of the Assistant Secretary for Planning and Evaluation, “Poverty Guidelines,” US Department of Health and Human Services, https://aspe.hhs.gov/poverty-guidelines.
Chapter 6: No One’s Coming to Save You
1. UNH Today, “As College Graduates Hit the Workforce, So Do More Entitlement-Minded Workers,” University of New Hampshire, May 17, 2010, https://www.unh.edu/unhtoday/news/release/2010/05/17/college-graduates-hit-workforce-so-do-more-entitlement-minded-workers.
Chapter 8: The Dope on Dopamine
1. P. Brickman, D. Coates, and R. Janoff-Bulman, “Lottery Winners and Accident Victims: Is Happiness Relative?” Journal of Personality and Social Psychology 36 (August 1978): 917–27, https://www.ncbi.nlm.gov/pubmed/690806.
2. B. Abler et al., “Prediction Error as a Linear Function of Reward Probability Is Coded in Human Nucleus Accumbens,” NeuroImage 31, no. 2 (June 2006): 790–95.
Chapter 14: The Magical Number That Saved Me
1. Philip L. Cooley, Carl M. Hubbard, and Daniel T. Walz, “Retirement Savings: Choosing a Withdrawal Rate That Is Sustainable,” AAII Journal 10, no. 2 (February 1998).
2. “Personal Saving Rate,” FRED Economic Data, https://fred.stlouisfed.org/series/PSAVERT.
Chapter 18: Inflation, Insurance, and Health Care: Scary Things That Aren’t That Scary
1. Irene Papanicolas, Liana R. Woskie, and Asish K. Jha, “Health Care Spending in the United States and Other High-Income Countries,” Journal of the American Medical Association 319, no. 10 (March 2018): 1024–39, doi:10.1001/jama.2018.1150.
2. Kaiser Family Foundation analysis of 2016 insurer rate filings to state regulators (table at end of page): http://www.ncsl.org/research/health/health-insurance-premiums.aspx.
Chapter 19. What About Kids?
1. Mark Lino, Kevin Kuczynski, Nestor Rodriguez, and TusaRebecca Schap, “Expenditures on Children by Families, 2015,” Center for Nutrition Policy and Promotion, Miscellaneous Report No. 1528-2015, January 2017, Revised March 2017. https://www.cnpp.usda.gov/sites/default/files/crc2015_March2017.pdf.
Chapter 21: You Don’t Need a Million to Break Free
1. Gordon Green and John Coder, “Household Income Trends: June 2018,” Sentier Research, July 2018, http://sentierresearch.com/reports/Sentier_Household_Income_Trends_Report_June_2018_07_24_18.pdf.
2. “How Much Do Americans Pay in Federal Taxes?,” Peter G. Peterson Foundation, April 15, 2014, https://www.pgpf.org/budget-basics/how-much-do-americans-pay-in-federal-taxes.