Contents

1. Abbreviations
2. Introduction
3. 1   Millennials—The Subprime Generation?
4. 2   Banking in the Digital Era
5. 3   The Emergence of Robo-Advisors
6. 4   The Digitalization of Public Services
7. 5   A Macroeconomic View of Growth, Inequality, and Financial Exclusion
8. 6   Fintech, Financial Inclusion, and Economic Infrastructure
9. 7   The Interplay of Fintech and Government
10. 8   Toward a Cashless Society
11. 9   Digital Currencies: The Ultimate Hard-Power Tool
12. Conclusion
13. Appendixes
14. Notes
15. Acknowledgments
16. Index