The Smartest Retirement Book You'll Ever Read by Solin, Daniel R. -- Read -- Imperial Library of Trantor

Index

Cover Title Page Copyright Dedication Contents Introduction: The (Tall) Tale of Dr. Ivan Jenner Part One: Rethink Retirement Investing

1 Deflating Inflation 2 When Conservative Is Risky 3 Stocks for the Timid

Part Two: Stocks Made Simple

4 Stock-Picking Perils 5 Balancing Risk and Returns 6 High Fund Expenses Are Your Mortal Enemy 7 The Investing Secret Your Broker Won’t Tell You 8 Make a Date with Target-Date Funds 9 Resist the Allure of ETFs

Part Three: Bonds Made Simple

10 Bonds in a Nutshell 11 Blindsided by Bonds 12 Avoid Treasury Inflation-Protected Securities

Part Four: Cash Made Simple

13 You Need Cash Insurance 14 The Holy Grail: More Reward, Same Risk 15 Money Market Funds Make Money

Part Five: Annuities Made Simple

16 Immediately Consider Immediate Annuities 17 The Annuity That Keeps on Giving 18 Just Say No to Variable Annuities 19 The Inequitable Annuity

Part Six: Mining Your Money

20 Undermining Your Money 21 The 4 Percent Rule 22 Squeezing Your Nest Egg Hard 23 Squeezing Your Nest Egg Harder 24 Squeezing Your Nest Egg Hardest

Part Seven: Simple Steps to Stretch Your Money

25 Basic Withdrawal Strategies 26 Moving Your Retirement Accounts 27 Roth Redux 28 The Reverse Holdup: Required Distribution Rules

Part Eight: Social Security and Pensions: Critical Choices

29 Winning the Social Security Lottery 30 Leaving Your Spouse a Legacy of Poverty 31 Leaning on a Thin (Pension) Reed 32 Pension Distribution Elections Are Critical 33 Hiring a Pension Consultant Can Pay Big Dividends

Part Nine: Is Sixty-Five the New Fifty?

Part Ten: Financial Lifelines for Desperate Times

38 The Reverse Mortgage Wheel of Fortune 39 Reverse Mortgages: Too Good to Be True? 40 Making Usury Look Good: The Real Costs of Reverse Mortgages 41 Low-Cost Lifelines 42 Should You Sell Your Life? 43 Help When It Seems Hopeless

Part Eleven: Care Costs

44 Care Before Medicare 45 The Short Skinny on Long-Term Care 46 Who Needs Long-Term Care Insurance? 47 When Fat Beats Skinny: Choosing the Right Long-Term Care Insurance 48 Keeping Your Long-Term Care Policy in Force 49 Where’s the Check? Making Claims and Getting Paid

Part Twelve: The State of Your Estate

50 Find the Will to Leave a Will 51 Avoiding Probate Purgatory 52 The Magic Power of an Inherited IRA 53 Irrevocable Trusts Require Trust 54 I Love You, but Let’s Sign on the Dotted Line: Prenups for Seniors

Part Thirteen: Wolves in Sheep’s Clothing

55 Mail-Order Experts 56 Expensive Free Meals 57 Whom Can You Trust?

Part Fourteen: Where’s the Beef?

58 Ten Golden Rules 59 The Proof Is in the Pudding!

Appendix A: Asset Allocation Appendix B: Risk and Return Summaries Acknowledgments Publisher’s Note Index