Tax-Free Income for Life, A Step-by-Step Plan for a Secure Retirement by David McKnight -- Read -- Imperial Library of Trantor

Index

Cover Praise for Tax-Free Income for Life Title Page Copyright Dedication Contents Foreword Chapter 1: The Two Great Retirement Risks

The First Great Retirement Risk The Second Great Retirement Risk But How Do You Mitigate Tax Rate Risk and Longevity Risk?

Chapter 2: The Risk Multiplier

Sequence-Of-Return Risk Withdrawal Rate Risk Long-Term Care Risk Inflation Risk In Summary

Chapter 3: A Trip to Monte Carlo

Shortcoming No. 1: The Price Tag Shortcoming No. 2: Inflexible Distributions Shortcoming No. 3: The Need for Discipline Shortcoming No. 4: The Illusion of Liquidity Discretionary Expenses in Retirement In Summary

Chapter 4: Guaranteed Lifetime Income

What Is a Single Premium Immediate Annuity (SPIA)? Retirement Predictability Anxiety-Free Retirement A Longer Life Retirement on the Cheap High-Octane Stock Market Investing The Death of Sequence-Of-Return Risk and Withdrawal Rate Risk In Summary

Chapter 5: Flies in the Ointment

Lack of Liquidity Lack of Inflation Hedge The Mack Truck Factor Insurance Companies Respond A Crack in the Fia Facade? What Is Provisional Income? In Summary

Chapter 6: Aligning the Stars

A Better Way In Summary

Chapter 7: Surviving the Roth Conversion Gauntlet

Cash Flow Need No. 1: Your Lifestyle Cash Flow Need No. 2: Your Life Insurance Retirement Plan The Three Primary Benefits of the Lirp in Retirement Cash Flow Need No. 3: Taxes Once Again, Sequence-Of-Return Risk Time-Segmented Investing During the Roth Conversion Period In Summary

Chapter 8: Putting It All Together

The Taxable Bucket The Tax-Deferred Bucket The Tax-Free Bucket Shifting Surplus to Tax-Free Case Study: Mitigating Tax Rate Risk and Longevity Risk How Long Will You Live? The Timing of Lirp Distributions In Summary

Chapter 9: Conclusion Chapter 10: Frequently Asked Questions

Fixed Indexed Annuities Roth Conversions Life Insurance Retirement Plan (lirp) Time-Segmented Investing Social Security Creating a Financial Legacy for Heirs And Last but Not Least . . .

Acknowledgments About the Author