$1 Million for Life by Ormond, Ashley -- Read -- Imperial Library of Trantor

Index

Cover Contents Title Copyright Acknowledgements Preface Chapter 1: The Problem

1.1 Life’s Great! 1.2 So what’s the Problem? 1.3 Factors Affecting your Future Finances 1.4 The Alternatives 1.5 The Plan

Chapter 2: Step 1 — Money Sense

2.1 The Foundation 2.2 Spend Less than you Earn 2.3 Eliminate Personal Debt 2.4 Deal with Money in the Right Order 2.5 Small Amounts Add up to a Fortune Over Time 2.6 Types of Tax 2.7 What to Avoid 2.8 A New Way to Look at Spending 2.9 Investment Principles 2.10 Key Points

Chapter 3: Step 2 — Own Your House Outright

3.1 Owning Versus Renting 3.2 Own a House, not a Unit or Flat 3.3 Buying your First House 3.4 Own Your House Outright — Pay off the Mortgage 3.5 Your House as Part of Your Wealth Plan 3.6 Key Points

Chapter 4: Step 3 — Superannuation (part I): How to Use Super

4.1 What is Superannuation? 4.2 Putting Money into Super 4.3 Getting Money Out of Super 4.4 Key Points

Chapter 5: Superannuation (part II): Maximising Super Performance

5.1 Maximising Performance 5.2 Tax Advantages of Super for After-tax Contributions 5.3 Self Managed Super Funds 5.4 Lost Super 5.5 Disadvantages of Super 5.6 Super as Part of Your Wealth Plan 5.7 Key Points

Chapter 6: Step 4 — Invest Outside super (part I): Shares

6.1 Share Basics 6.2 Different Ways to Invest in Shares 6.3 Direct Shares 6.4 International Shares 6.5 Summary of Share Strategies 6.6 Borrowing to Invest 6.7 Further Reading 6.8 Key Points

Chapter 7: Invest Outside Super (part II): Property

7.1 Residential Property 7.2 Non-residential Property 7.3 Further Reading 7.4 Key Points

Chapter 8: Invest Outside Super (part III): Other Asset Classes

8.1 Income Products 8.2 Cash Accounts and Online Brokers for Your Investments 8.3 Other Investments 8.4 Derivatives and Trading 8.5 Further Reading 8.6 Key Points

Chapter 9: Step 5 — Protection in Case Things go Wrong

9.1 Don’t Rely on Luck 9.2 Emergency Cash Fund 9.3 Insurances 9.4 Wills 9.5 Entities 9.6 Powers of Attorney 9.7 Key Points

Chapter 10: Step 6 — Do what you Love Doing

10.1 $1 Million for Life! 10.2 Do you Really Love Your Job? 10.3 Have a Real Plan for the Rest of Your Life 10.4 Focus on Your Passion, not on the Money 10.5 Case Studies 10.6 What is Your Passion? 10.7 Making the Transition 10.8 Key Points

Chapter 11: Putting it All Together

11.1. It’s Your Choice 11.2 Seven Levels of Financial Freedom 11.3 Set and Forget 11.4 Who to Turn to for Guidance 11.5. Stay Positive and Take Action

References Index