1001 Ways to Pay for College by Tanabe, Gen -- Read -- Imperial Library of Trantor

Index

Front Cover Book Title Copyright Contents Table of Contents Dedication Chapter 1: The Many Ways to Pay for College

There’s More Than One Way to Pay for College The Right Psychology

Chapter 2: Win a Scholarship

How to Find a Scholarship Backyard Scholarships Service Clubs Religious Organizations Unions Hit up Your Employer Get Cash From Your Professional Sports Teams Scholarships From Your Extracurricular Activities College Financial Aid Offices Search Your Community Newspaper for past Winners Search beyond Your Backyard Scholarship Websites Big Business Professional Associations Don’t Ignore Scholarship Books Double Your Scholarship with Dollars for Scholars Awards Based on Race and Ethnicity Awards for Disabilities Athletic Scholarships Don’t Let Colleges Take Away Your Money Offbeat Scholarships

Chapter 3: Contests for Students

Do You Feel Lucky? Contests for Writers and Poets Contests for Performing Arts Contests for Artists Contests of Chance

Chapter 4: Guaranteed Scholarships

Guaranteed Scholarships Do Exist National Merit Scholarships Gpa and Test-Based Scholarships Scholarships for Transfer Students State Entitlement Awards Get in-State Tuition Take Advantage of Residency Agreements

Chapter 5: Reward Programs for Students

Save Money by Spending Money Upromise Babymint Stockback

Chapter 6: Save for College

Save for College The Coverdell Education Savings Account How to Open a Coverdell The 529 Savings Plan What to Consider before Choosing a 529 Savings Plan Beware of the Pitfall of 529 Savings Plans States That Allow Contribution Deductions Prepaid College Tuition Plans List of State 529 Savings and Prepaid Tuition Plans Consider Transferring a Custodial Account to a 529 Plan Jumpstart Your 529 Plan with a Super Gift Independent 529 Savings Plan Compare Coverdell, 529 And Prepaid Tuition Plans Take Advantage of Both Coverdell and 529 Savings Plans Government Savings Bonds Individual Development Account Program Gift Money for College Invest for College Save Money Every Day

Chapter 7: Tax Breaks for Students

Get Your Tax Dollars Back Timing is Everything The $2,500 American Opportunity Tax Credit The $2,000 Lifetime Learning Credit Choose Your Tax Credit Wisely Don’t Carelessly Miss Getting Your Credit Deduct Your Tuition and Fees Deduct Student Loan Interest Tax-Free Educational Benefits From Your Employer Cash in Government Bonds Tax-Free Money-Saving Benefits of Scholarships and Fellowships

Chapter 8: Maximize Financial Aid

Get Your Share of Financial Aid Fafsa and Css/Profile Learn How to Qualify for Financial Aid How Expected Family Contribution is Determined A Quick Estimate of Your Expected Family Contribution How to Determine Your Financial Need Lower Your Expected Family Contribution Keep Your Child Poor Consider Deferring Bonuses and Raises Time Stock Sales Build Your 401k and Ira Accounts Complete the Financial Aid Application Use Estimates If You Haven’t Finished Your Taxes Use the Financial Aid Application as an Insurance Policy Work with the Financial Aid Office Don’t Hide the Dirty Laundry Give the College a Reason to Give More Money Don’t Ever Try to Trick the College How the Financial Aid is Packaged Makes a Difference Compare and Accept Financial Aid If You Need More Aid Ask for a Re-Evaluation

Chapter 9: Asking for More Financial Aid

How to Ask for More Money Present Any Special Circumstances Don’t Wait for Something Bad to Happen If You Know It Will Play One College off Another College Example of a Successful Financial Aid Reassessment

Chapter 10: Avoid Financial Aid Scams

Keep Your Money Safe Common Scams General Red Flags

Chapter 11: Get Your State to Pay

Get Money From Your State Government Directory of State Aid Programs

Chapter 12: Borrow Money for College

How to Borrow Money The Federal Perkins Loan The Federal Stafford Loan The Parent Loan for Undergraduate Students Plus Loan for Graduate and Professional Degree Students The Nursing Student Loan Lower Your Monthly Payments with a Consolidation Loan Choose a Loan That Offers the Best “Borrower Benefits” Save Money by Paying off Your Loans as Early as Possible Put Loan Payments on Hold with Deferment Private Loans Use Your Home Equity to Pay for College Borrow From Your Whole-Life Insurance Policy Borrow Money From Rich Relatives Get Emergency Cash From Your College

Chapter 13: Loan Forgiveness Programs

Loan Forgiveness and Scholarships for Service National Programs State Loan Forgiveness Programs

Chapter 14: Military Options

Soldier Your Way to an Education Rotc The Montgomery G.I. Bill State-Sponsored National Guard Benefits Military Academies Earn Credit for Your Military Training Special Military Scholarships

Chapter 15: Save Money While in College

Save the Money You Already Have Put Yourself on the Envelope Budget Use Credit Cards Responsibly Save Your Pennies Never Buy a New Textbook Shop like a Senior Citizen Use Voip Don’t Go Crazy with the Meal Plan Get Free Food Commute to College Trim Your Rent Live in a Coop Use Your Parents’ Health Insurance until the Very End

Chapter 16: Make Your College Cheaper

Cheapen Your College, Not Your Education Get Started at a Less Expensive School Go to Your State School Save Money with a Reciprocity Agreement Consider the Blue Light Special Bargain Schools Attend a Tuition-Free College Earn College Credit to Graduate Early Graduate Early with Summer School Take the Maximum Number of Credits Give Yourself a Tuition Break Get a Two-for-One Tuition Deal Take Advantage of Tuition Remission Save Money with an Alumni Referral

Chapter 17: Be a Dorm Room Entrepreneur

Launch Your Dorm Room Empire Sell to Your Dorm Harness Your Brain Power Turn School Work into School Green Monetize Your Hobbies and Passions Hock Your Youth Sell to Mom and Dad Cash in on Your Talents and Skills Serve Your Professors Give the Community What It Wants

Chapter 18: Internships and Part-Time Jobs

Work for Your Education Internships and Jobs on the Net The Best Internships and Part-Time Jobs

Chapter 19: Be a Part-Time Student

Working and Studying Night School Isn’t Just to Get Your High School Diploma Adult Education is a Bargain Extension Programs Let You Work and Study Explore Distance Learning Options Don’t Get a Degree When a Certificate Will Do

Chapter 20: Opportunities for Adult Students

Special Resources for Adult Students Low-Cost Childcare Scholarships Just for Adult Students

Chapter 21: Opportunities for Graduate Students

Special Opportunities for Graduate School Your School is the Best Source for Fellowship Aid Outside Fellowships Research Grants Get Paid to Step into a Classroom Enter an Academic Contest Employer-Paid Education

Chapter 22: Conclusion

Onward to Your Future

Index