Personal Finance 101, From Saving and Investing to Taxes and Loans, an Essential Primer on Personal Finance (Adams 101) Kindle Edition by Alfred Mill -- Read -- Imperial Library of Trantor

Index

Cover Title Page Introduction Chapter 1: Your Financial Road Map

Setting Financial Goals What’s Your Net Worth? Decide What You Want Evaluating Your Progress The Benefits of Budgeting Opportunity Costs Know Where It’s All Going Monitoring Your Budget Fixing the Leaks

Chapter 2: How and Why to Save Money

The Miracle of Compound Interest Inflation Is Not Your Friend Building an Emergency Fund Pumping Up Your Savings What Kind of Bank Do You Need? Banking Protection Where to Stash Your Cash

Chapter 3: Managing Credit Cards

Credit Cards Pay Them Off! Building and Repairing Credit Responsibly Repairing Damaged Credit Using Credit Cards Wisely Prioritize Your Bills

Chapter 4: Understanding Loans

Installment, Secured, and Unsecured Loans Creditors and Debt Collectors Filing for Bankruptcy

Chapter 5: Student Loans

Types of Loans Managing Student Loans Consolidating Student Loans

Chapter 6: Working—Finding the Income You Need

What Kind of Job Do You Want? Your Salary and Benefits Asking for a Raise Boosting Your Income Being Your Own Boss

Chapter 7: Housing Options

Where Do You Want to Live? The Basics of Renting Renters’ Insurance and Moving HomeOwnership How to Get a Mortgage Buying Your Home Home Improvements Refinancing Foreclosure

Chapter 8: Living Together and Marriage

Getting Married and Personal Finance Planning an Affordable Wedding Children Breaking Apart

Chapter 9: The Impact of Taxes

Begin at the Beginning Other Tax Issues Credits and Deductions

Chapter 10: Planning Your Retirement

Retirement Plans Individual Retirement Accounts Other Retirement Plans Working with a Financial Planner Social Security and Healthcare Investing for Retirement

Photographs About the Author About the Technical Editor Index Copyright