Master Your Debt by Goodman, Jordan E. -- Read -- Imperial Library of Trantor

Index

Title Page Copyright Page Dedication Acknowledgements Introduction

I Hear What You Are Saying You Have Power There Are New Answers for a New Era A Word about My Favorite Secret How to Approach This Book

CHAPTER 1 - How Did We Get Here? And Where Are We?

A Long Time Coming A New Era Other Kinds of Loans

CHAPTER 2 - Find Out Where You Stand

First, Determine Your Net Worth Analyze Your Cash Flow Do a Risk Test Analyze Your Debts Are You in Trouble?

CHAPTER 3 - Other People Are Grading You, Too

How Credit Reports Work Check Your Credit Reports What to Look For Itâs Your Score That Really Counts How to See Your Scores Do You Have a Good Grade? You Can Improve Your Credit Score

CHAPTER 4 - Avoiding a Modern-Day Identity Crisis

Learn the Basics Then What? Prevention Is Easier Than Cleaning Up Later About Fraud Alerts and Credit Freezes You May Already Be a Victim

CHAPTER 5 - Win the New Mortgage Game

How to Shop for a Mortgage The ArcLoanâOne Variable-Rate Loan That I Like Should You Refinance? Home Equity Lines Reverse Mortgages Shared Equity Arrangements Paying Off Your Mortgage Early

CHAPTER 6 - Mortgage Free in Five to Seven Years

Why It Works Itâs Not for Everyone Do It Right Broaden Your Scope

A Look at the Landscape Finding the Best Card(s) for You How Many Cards Should You Have? A Debit Card Is Not a Substitute for a Credit Card All That Fine Print The List of Shame And Now, On to the Good Stuff How to Wipe Out Your Balances Once and for All

CHAPTER 8 - Car Deals: Making Sure Youâre in the Driverâs Seat

But First, Do You Really Need a Car? Shop Before You Shop Make the Most of Incentives Should You Use a Buyerâs Agent, Broker, or Buying Service? How to Pay for Your Car Getting the Best Loan Fixing the Loan Youâve Got

CHAPTER 9 - An Education in College Costs

Baby Steps: Save, Save, Save High School: Learn How the Financial Aid Game Works Senior Year of High School: Tough Decisions After College: The Bills Come Due New Options from Uncle Sam

CHAPTER 10 - Donât Let Bad Luck Derail Your Finances

Doing Debt Triage: How Much Trouble Are You In? Prioritizing Your Bills Finding Cash: Desperate Times, Desperate Measures Working with Creditors Student Loan Troubles Call-In Credit Counseling How to Choose a Credit Counseling Agency The Debt Management Plan Those Pesky (or Worse) Collection Agents Saving Your Home by Fixing Your Loan Get the Right Kind of Help Foreclosure: The Last Resort Staying Healthy without Making Your Bank Account Sick

CHAPTER 11 - Surviving Bankruptcy

There Are Two Forms of Consumer Bankruptcy The Chapter 7 Means Test Get Help Before You File What about Your House? What Happens When You File Life after Bankruptcy Rebuilding Your Credit Score

CHAPTER 12 - Debt Strategies for Every Age

In Your Teens and 20s: Clean Living The 30s and 40s: Building Wealth, Getting Squeezed In Your 50s: Countdown to Retirement The 60s and Beyond: Early Retirement Over 75: The Second Half of Retirement

CHAPTER 13 - Permanent Mastery, Going Forward

Attitude Is All Polish Your Skills Guiding Principles

APPENDIX - Resources About the Author Index