Contents

Cover    1

Title Page    3

Copyright Page    4

Endorsements    5

Dedication    7

START HERE    11

Part 1: Planning for Life    17

1. Enough: Redeeming Wealth    19

2. Values: Three Questions to Guide You    31

3. Riding the Elephant: Unconventional Goal Setting    40

4. Calling: Finding Life-Giving Work    57

5. Time: Investing Your Most Precious Commodity    66

Part 2: Planning for Today    75

6. Perspective: Where Do You Stand?    77

7. Essentials: Straight Talk on Savings and Debt    90

8. Financial Statements: Introducing Your New CFO    108

Part 3: Planning for the Inevitable    125

9. Investing: A Simple Portfolio That’s Beaten the Pros    127

10. Education: Getting Schooled    144

11. Retirement: The Wobbly Three-Legged Stool    157

12. Financial Independence: The New Retirement    175

13. Estate and Legacy: Cheating Death    192

Part 4: Planning for the Unexpected    207

14. Insurance: WARNING!    209

15. Life: Harder Than It Needs to Be    214

16. Disability Income: Protecting Your Largest Asset    229

17. Long-Term Care: When I’m Sixty-Four    237

18. Home and Auto: Don’t Overpay to Be Underinsured    247

Part 5: Planning for Action    255

19. The Top 10: Your Next Dollar’s Home    257

20. Behavior Management: Working with an Advisor    263

21. Simplicity: The One-Page Financial Plan    270

Acknowledgments    275

Notes    277

About the Author    283

Back Ads    285

Back Cover    287