Book 1

Managing Your Career and Retirement

Contents at a Glance

1. Chapter 1: Finding a New Job after 50
   1. Recognizing the Need for and Value of Experienced Workers
   2. Tallying the Benefits of Staying in the Workforce
   3. Reorienting Yourself to Today’s Job-Search Realities
   4. Deciding What (Else) You Want Out of Work
   5. Pursuing Your Passion and Finding Purpose
   6. Putting Proven Success Strategies into Practice
   7. Dealing with Ageism
2. Chapter 2: Dealing with Changes in Employment
   1. Filing for Unemployment Benefits
   2. Getting Your Financial House in Order
   3. Financing Any Additional Education and Training
   4. Writing Off Your Job-Hunt Expenses
   5. Accounting for Social Security Benefits Reductions When You Work
   6. Taking Advantage of Additional Public Benefits
   7. Providing Benefits for Yourself
3. Chapter 3: Joining the Ranks of the Self-Employed
   1. Working on Contract
   2. Launching Your Own Business
   3. Becoming a Social Entrepreneur
   4. Exploring Franchising Opportunities
4. Chapter 4: Tracking Small Business Revenues and Costs
   1. Establishing an Accounting System for Your Business
   2. Keeping Good Tax Records for Your Small Business
5. Chapter 5: Estimated Taxes and Self-Employment Taxes
   1. Form 1040-ES: Estimated Tax for Individuals
   2. Keeping Current on Your Employees’ (and Your Own) Tax Withholding
   3. Schedule SE: Self-Employment Tax
   4. Form 8889: Health Savings Accounts (HSAs)
6. Chapter 6: Developing a Retirement Plan
   1. Deciding When to Retire
   2. Knowing How Much You Really Need for Retirement
   3. Eyeing the Components of Your Retirement Plan
   4. When Setting Up Your Couples Plan
   5. Crunching the Numbers
   6. Making Plans for Nonfinancial Matters
7. Chapter 7: Grasping Retirement Accounts and Their Rules
   1. Eyeing the Characteristics of Retirement Accounts
   2. Identifying the Different Types of Retirement Accounts
   3. Rolling Over Retirement Balances
   4. Choosing Beneficiaries for Your Retirement Accounts
   5. Taking Required Minimum Distributions, or RMDs