1 See Ontario Securities Commission: getsmarteraboutmoney.ca
2 www.cbc.ca/news/canada/toronto/grade-10-career-studies-curriculum-focus-financial-literacy-ontario-1.5197517
3 www.supermoney.com/2014/04/10-powerful-personal-finance-quotes-from-warren-buffett/
4 (Toronto, Canada: Michael R. Curtis, 2005)
5 Outstanding principal on mortgage(s).
6 Outstanding principal on car loan or total outstanding lease obligation.
7 Annual amount of other obligations including daycare, alimony payments, etc.
8 Adapted from Values worksheet in Financial Attitudes Exercise in Client-Centred Life Planning by Michael R. Curtis (Toronto, Canada: Michael R. Curtis, 2005).
9 See www.todaysparent.com/family/parenting/an-age-by-age-guide-to-kids-and-smartphones/
10 SMART goals are Specific, Measurable, Attainable and Action-oriented, Realistic, and Timely.
11 Adapted from The Purpose-Focused Financial Plan worksheet in The Finish Rich Workbook, David Bach (Toronto: Doubleday Canada, 2005).
12 Adapted from the Purpose-Focused Financial Plan worksheet in The Finish Rich Workbook, David Bach (Toronto: Doubleday Canada, 2005).
14 blogs.cfainstitute.org/investor/2012/02/16/setting-the-record-straight-on-asset-allocation/