INDEX

Abel-Smith, Brian, 275n44, 279, 283

Aberdare, Lord Henry Bruce, 184

Addison, Paul, 263, 273

age: old (see old age; old age paupers/pauperism); sickness and, 13–14 (see also health; sickness benefits)

Alber, Jens, 212–13

Albert, Prince Consort, 57

Alexandra (queen of Great Britain), 129

Allen, William, 103

almshouses, privately-funded, 159n56, 162n61

Ancient Order of Foresters (AOF), 42–43, 45, 93, 96, 98n39

Anderson, Michael, 30, 51

Anderson, Sir John, 272–73

Arnold, R. Arthur, 60

Asquith, Herbert Henry, 194, 207

Assistant Poor Law Commissioners: Stockport, decrease in mill production and wages in, 50; Stockport, defense of reduction in poor relief in, 54, 56; working-class self-help, increase in, 46

Association of Poor Law Unions, 229

Atkinson, Anthony, 22, 282, 304, 307

Bailey, Roy E.: poverty, the interwar social security system and, 307; Rowntree and Lavers conclusions about welfare and poverty, challenges to, 282–83; Rowntree/Linsley human needs scale and the Beveridge scale, comparison of, 270n30; social income, effect on poverty of, 257–58; unemployment incidence in London, analysis of, 228; working-class families with incomes below the “human needs” standard, estimates of, 253

Bakke, E. W., 221

Bane, Mary Jo, 6n14

Bank of England, 57

Barnett, Canon Samuel, 19, 78, 79n7

Barnsby, G. J., 80–81

Bauer, Peter, 20

Baxter, R. Dudley, 9, 30, 34, 79

Bell, Lady Florence, 1, 3, 181–82, 295

Benevolent or Strangers’ Friend Society, 58

Benjamin, Daniel, 228

Bennett, William, 24

Bevan, Aneurin, 279

Beveridge, William: boycott of by the government after publication of the Beveridge Report, 273n38; casual employment among dockworkers and building laborers, 117; as chair of the Beveridge Committee, 259–61; duration of unemployment, importance of, 221; on economic insecurity, 3; on employment policy, 275–77; employment White Paper, criticism of, 277; labor, on the importance of, 106; labor exchanges, promotion of, 199–200; national assistance, level of benefits for, 280; prosperity and want, relationship of, 309; radio address appealing to Churchill, 271–72; testimony before the Royal Commission on the Poor Laws and Relief of Distress, 187–90; on trade union administration of unemployment benefits, 118; tripartite scheme of contributions adopted by, 25; on the Unemployed Workmen Act, 132; on unemployment, 107; unemployment benefits, size of, 123; unemployment insurance, proposal for, 201; the war and the Beveridge Report proposals, 263; at Wells’ memorial service, 270n31; worker contributions, call for, 301, 304; work relief, impact of, 132. See also Beveridge Report

Beveridge Report, 260–62; ambiguities in, 271; 1945 as an electoral victory for, 278; as a break from the past, but not a revolution, 284; funding the benefits, 266–67, 270–71, 300–301; generosity of the benefits, 268–70, 279; parliamentary debate of, 272–73; the proposals, 264–68; public opinion context for, 262–63; the war as context for, 263–64; White Paper proposals compared to, 275

Billinge, Mark, 163

Blackburn, Sheila, 199

Blackley, Canon William L., 143–44

Blatchford, Robert, 291

Board of Trade: minimum hourly wages, trade boards to set, 197–99; public employment initiated by local authorities, inquiry reporting, 126–27; seasonal fluctuation in labor demand, memorandum on, 116; survey of urban working-class households, 173–74; unemployment index constructed by, 107, 109

Boards of Guardians: benefit levels set by, 54; in East End unions, assessment of actions during the distress of 1866–1868 by, 70; workhouse in cases of cyclical unemployment, objection to, 51–52, 106; workhouse test accepted by, 85

Bodkin’s Act (1847), 83

Boilermakers and Iron and Steel Shipbuilders Union, 101

Boot, H. M., 51

Booth, Charles: casual laborers in London, estimate of, 13; competition for work at the London docks, 116; criticism of by Bosanquet and Loch, 180; cross-sectional data for Poor Law unions, 1891–1892, 154–55; differences in pauperism rates across unions, explanations of, 156–58; gender differences in outdoor relief, 153–54; gender differences in sources of old age support, 152; low pauperism rates in the North, reason for, 162; new information provided by, impact of, 26; old age pensions, proposals for, 183–85; pauperism among the aged, estimates of, 138–40, 143; poor law unions, typology of, 160n58; poverty in London, casual or irregular employment and, 175n13; poverty surveys by, 15, 128, 171, 294–95; recommendation for assistance to the aged poor, 1890 conditions and, 164; on the Royal Commission on the Poor Laws and Relief of Distress, 186

Bosanquet, Helen, 104, 180, 186

Bowley, Arthur L.: on economic insecurity, 3; minimum weekly expenditure for a person over 70, estimate of, 231; poverty and economic insecurity, relationship of, 11, 305–6; poverty and low wages, relationship of, 211n109; poverty estimates, use of Rowntree’s standard for, 6n13; poverty line for a family, estimates of, 228–29; testimony before the Royal Commission on the Poor Laws and Relief of Distress, 187–88; unskilled workers’ wages, increase in, 243; urban poverty, studies of, 171–77, 249–52, 295; wages, unemployment insurance and, 242; weekly income and the poverty line, relationship of, 31

Boyd Orr, John, 245–46

Brabrook, Edward, 99

Braithwaite, William, 202n88

Bridgewater Fund, 62

British Medical Association, 203, 279

Broadberry, Stephen, 34, 211, 212n109, 242n46

Buchanan, George, 64

Budd, John W., 197n74

Bulkey, M. E., 198

Burhop, Carsten, 211, 212n109, 242n46

Burnett-Hurst, A. R., 11, 31, 171–77, 295, 305–6

Cairncross, A. K., 281

Campbell-Bannerman, Henry, 207

Cannan, Edwin, 228

Carr, E. H., 262

casual laborers, 12–13

Central Relief Committee (Manchester), 62

Chadwick, Edwin, 177

Chamberlain, Austen, 208

Chamberlain, Joseph, 125, 144, 183–85

Chapman, Sidney J., 187–88

charitable relief: double distribution of relief, concerns regarding, 77; for the elderly, 146; hungry 1840s, during the, 56–58; Lancashire cotton famine, during the, 60, 62; London crises of the 1860s, during the, 67–68, 70–71; as a mixed blessing under the New Poor Law, 72–73; work relief projects funded by, 126–27

Charity Organisation Society (COS): applicants to West Ham distress committee, classification of, 130; based in London, 89, 91; Crusade Against Outrelief supported by, 76, 78–79, 84–85, 89, 123–25, 141, 293–94; formation of, 26; improving living standards and the fall in pauperism, relationship of, 92; pauperism among the aged, method of counting, 138; propaganda supporting poor law reform by, 15; self-help, the workhouse test and predictions of increases in, 92–93; stigmatization of poor relief by, 303; tax reduction as partial appeal of, 297

Charity Organisation Society Report on Unskilled Labour, 116–17

Checkland, S. G., 199n80

Children’s Act (1908), 194

children’s allowances, 265

Churchill, Winston: Beveridge Report, reaction to, 272; general election called in 1945, 278; German compulsory insurance, advantage of, 214; Ghent system for unemployment insurance, rejection of, 215; income shocks, impact of, 24; on insecurity, 3; Labour Exchanges Bill, introduction of, 200; national insurance, on the need for, 16; on the political benefits of social welfare legislation, 207–8; postwar reconstruction and social policy, speech focusing on, 273–74; Rowntree’s Poverty, reaction to, 180–81; Trade Boards Bill, introduction of, 197, 199; unemployment insurance, proposal for, 200–201

Citizens’ Relief Fund (of Glasgow), 127

Clay, Henry, 220

Colquhoun, Patrick, 9, 11, 30

compulsory unemployment insurance. See unemployment insurance, compulsory

condition of England question, 179–83

Corporation of the City of London, 57

COS. See Charity Organisation Society

Crewe, Lord Robert, 207

Crowther, M. A., 154

Crusade Against Outrelief: death knell of, democratization of the Poor Law and, 292; effects of, 25, 28, 86–92, 133, 142, 288–89; gender differences in Poor Law relief following the, 152, 154; old age pauperism, decline of, 141; public opinion and, 26, 293–94; restriction of public assistance resulting from, 15–17; self-help movement and, 98; stigma against relief promoted by, 163; tax reduction as driver of, 297; tests of during the downturns of the later nineteenth century, 123–27; unemployed, impact on public policy towards the, 106–7; unemployment during cyclical downturns, inability to cope with, 125; unemployment relief following the (see unemployment relief); the Union Chargeability Act and, 82–84; workhouse test, middle-class taxpayer’s support for, 76–82, 84–85

Daily News, 127, 197

Daily Telegraph, 127

Davies, M. F., 173n7

Davison, R. C., 236n31

Deacon, Alan, 226n13

Denison, Edward, 19, 70

Departmental Committee on the Aged Deserving Poor, 146–48

de Schweinitz, Karl, 260–61, 284

destitution, definition of, 7

Dickens, Charles, 155, 304–5

Digby, Anne, 41n, 45n14

disability benefits, 13, 33, 226–27, 230–31, 238–39

Disraeli, Benjamin, 19, 205

distress committees, 123, 128–31, 187

Dupree, Marguerite, 9n20, 30, 80, 81n12

earnings. See wages

Eastwood, David, 47n26

economic insecurity: of the bottom one-third of the working class at the beginning of the twentieth century, 104–5, 169; contemporary discussion of, 3; defining and measuring, 4–7, 9n18; examples of, 1–3; extent of, 8–11; extent of, factors determining the, 5; income fluctuations, causes of, 11–14; old age and, 134–35 (see also old age); persistence of, 309–10; poverty head counts as a measure of, inadequacy of, 305–7; reasons for focusing on, 3–4; role of in the lives of working-class households, 24–25; share of households/workers in, 10, 30–31, 173; unemployment and, 106–7 (see also unemployment)

Economist, the, 273

Eden, Frederic, 37–38

Education (Administrative Provisions) Act (1907), 194

Education (Provision of Meals) Act (1906), 194

Eichengreen, Barry, 228

elections, general: Labour’s showing in 1900, 292; Labour’s showing in 1906, 292; Labour’s victory in 1945, 278, 292, 296, 301; Liberal defeats in 1886, 1895, and 1900, 201; Liberal victories in 1906 and 1909, 193, 201, 205–6

electorate, expansion of, 205–6, 211, 289–92, 296

Ellwood, David, 6n14

Emery, George, 303n31

Emery, J. C. Herbert, 303n31

Employment Policy (White Paper), 274–78

Engels, Friedrich, 50, 247, 291n11

Epstein, Abraham, 3n5

Esping-Andersen, Gøsta, 307–8

Evans, Martin, 269–70

Eveleth, Phyllis B., 244

Falkingham, Jane, 301

Family Allowances Act (1945), 278

Feinstein, Charles H., 4n8, 33, 107

Feldstein, Martin, 20

Financial Times, 261n3

Fishlow, Albert, 43n11

Fisk, Rev. J. H., 57

Flora, Peter, 212–13

Fogel, Robert W., 209n106

Ford, Percy, 235n30, 249

Foresters. See Ancient Order of Foresters (AOF)

Fox, Arthur Wilson, 187, 189

franchise, extension of, 205–6, 211, 289–92, 296

Friedman, Milton, 20

Friedman, Rose, 20

friendly societies: benefits paid by, 102–3; economic insecurity and, 5, 302–3; expenditures by, 99–100, 103; growth in, 1850–1913, 93, 95–99; membership levels post-1834, 44–46; membership levels pre-1834, 42–43; pension benefits paid by, 145; unemployment benefits, reasons for not providing, 118, 302. See also self-help, working-class

Friendly Society of Iron Founders, 101

funding of social spending: in the Beveridge Report, 266–67, 270–71; cost of social policies, evolution of response to, 296–99; New Poor Law, within the, 47–48, 52–57, 68, 71–72, 82–84; of Poor Law relief, 25, 39; through Poor Law unions, 239–41; workers’ contributions, 299–301

Gazeley, Ian, 173–74, 269

gender: old age pauperism and, 150–54

George, R. F., 229, 253n67

Germany: as a model for the Liberal Welfare Reforms, 214–15; social welfare and spending, pre-1914, 212–14; wages in Britain and, comparison of, 211, 212n109

Gilbert, Martin, 181

Gladstone, W. E. G., 184

Glasgow Unemployed Relief Fund, 124

Glennerster, Howard, 269–70

Goose, Nigel, 159n56

Gorsky, Martin, 42

Goschen, George, 76–77

Goss, Frank, 1–3

Great Reform Act (1832), 205

Green, David R., 68n80

Green, J. R., 68, 70–71

Greenwood, Arthur, 260

Greif, Avner, 15n33

Griffiths, James, 279, 281

Guinnane, Timothy, 197n74

Hacker, Jacob S., 4, 22, 309

Hallsworth, Joseph, 199

Hamilton, Lord George, 186, 193

Harris, Bernard, 248

Harris, José, 129, 263, 268–69

Hatton, Timothy J.: growth in per capita food consumption, cause of, 246; industrial unemployment 1870–1913, estimates of, 108; poverty, the interwar social security system and, 307; poverty rate and intensity, social income and, 257–58; Rowntree and Lavers conclusions about welfare and poverty, challenges to, 282–83; Rowntree/Linsley human needs scale and the Beveridge scale, comparison of, 270n30; unemployment incidence in London, analysis of, 228; unemployment series for unskilled laborers, 111–12; working-class families with incomes below the “human needs” standard, estimates of, 253

Haveman, Robert, 22

Hawksley, Thomas, 77

Hayek, Friedrich, 20

health: Beveridge Report proposal regarding, 266; children’s, Liberal Welfare Reforms addressing, 194; disease environment, interwar improvement in, 246–47; height by age, 209–11, 244–49; infant mortality rates, 243–44, 246–49; life expectancy, 14, 135–36, 209–10, 243, 246; the National Health Service enacted regarding, 279; poverty and, 177–79; work time lost due to sickness, 13–14. See also sickness benefits

health insurance: during the interwar period, 226–27; Liberal Welfare Reforms and, 202–4

Heggeness, Misty L., 8n17

height by age, 209–11, 244–49

Hennessy, Peter, 278

Hennock, E. P., 213n111, 213n113

Hill, Octavia, 78–79, 105, 184, 186

Hills, John, 301

Himmelfarb, Gertrude, 21

Hogg, Margaret H., 228, 231, 249–51

Hohman, Helen Fisher, 239

Hokayem, Charles, 8n17

Hopkins, Eric, 45n16, 97n37, 303

Horner, Leonard, 49

Housing and Town Planning Act (1919), 296

Howarth, Edward G., 116n15

Huberman, Michael, 5, 49, 212

Hughes, J. R. T., 12

hungry 1840s: charitable assistance during, 56–58; distress in the manufacturing districts during, 49–50; funding of the Poor Law during, 47–48, 52–57; per capita relief expenditures during, 40, 52; poor relief during, 51–56; population receiving relief during, percentage of, 17, 40, 52; self-help during, 50–51; test of the New Poor Law during, 38–39

Hunt, E. H., 134n, 156, 162n60

Hurren, Elizabeth T., 292

Hutt, Allen, 247

income. See wages

income fluctuations/shocks: causes of, 11–14; difficulties in protecting against, 5–6

income insecurity. See economic insecurity

Independent Labour Party (ILP), 206–7, 291

Independent Order of Oddfellows, Manchester Unity (IOOMU), 42, 45, 93, 96, 98n39

Independent Order of Rechabites, 45

inequality, 307

infant mortality rates, 243–44, 246–49

information: impact of new, public opinion and, 26, 216, 294–95; on pre-World War I working-class living standards, 170–77, 205

Interdepartmental Committee on Physical Deterioration, 178–79, 183, 194

Inter-departmental Committee on Social Insurance and Allied Services, 259. See also Beveridge Report

interwar period, the: beneficial effects of social policies during, 248–49; economic distress and living standards, 217–18; economic insecurity reduced during, 307; generosity of social security benefits during, 228–31; health insurance during, 226–27; living standards during, 241–49; old age pensions during, 227, 231; Poor Law relief during, 231–41; poverty surveys completed during, 249–58; sickness benefits during, 230–31; social welfare system during, 258–59; unemployment during, 218–21; unemployment insurance during, 222–26, 228–30

IOOMU. See Independent Order of Oddfellows, Manchester Unity

Irremovable Poor Act (1861), 84, 297

Iyigun, Murat, 15n33

Jackson, Cyril, 127–28, 187–88, 189n52

Johnson, Lyndon, 23

Johnson, Paul, 43n11–12, 45n17, 98n40–41, 99, 102n51, 156

Jones, D. Caradog, 229, 235n30, 249, 254

Jones, Gareth Stedman, 116n14

Kato, Junko, 301

Kelly, Morgan, 15n33

Keynes, John Maynard, 270–71, 277, 309

Kidd, Alan, 58n54

King, Gregory, 9, 11, 30

King, Steven, 162–63

Kiniria, Maxwell, 89n26

kinship networks, 303

Knowles, K. G. J. C., 242

Kochin, Levis, 228

Labour Exchanges Act (1909), 200

Labour Gazette, 108, 110

Labour Party: electoral success in 1945, 278, 292, 296, 301; implementation of the welfare state, 279–81; the Liberal Party and, 206–8; Manifesto for the election of 1945, 278; political voice and electoral success, gradual growth of, 292. See also Independent Labour Party

Lancashire and Cheshire Operatives Relief Fund (Mansion House Fund), 62

Lancashire cotton famine: appeal to the rest of Britain for help, 62; economic origins of, 59; extent of distress, variation across Poor Law unions in, 60; friction between local authorities, relief committees, and manufacturers, 62–63; Parliament, action by, 63–64; poor relief during, demand and expenditure for, 59–62; private relief committees, formation and activities of, 60, 62; relief benefits, generosity of, 64–65

Lansbury, George, 186

Laski, Harold, 262

Lavers, G. R., 281–83

Lee, C. H., 108

Lees, Lynn Hollen, 41n, 45n14, 91

Levi, Leone, 9, 31

Liberal Party: Churchill’s move to, 181; electoral results for, 205–6; the Labour Party and, 207–8; Rowntree as supporter of, 282n60; welfare reform as appeal to the working class, 292 (see also Liberal Welfare Reforms)

Liberal Welfare Reforms: adoption of, 193–205; advances and limitation of, 204–5; children’s health, 194; cost of social welfare, shifting of, 216, 297–98, 300; Crusade Against Outrelief, as moving away from, 16; debates preceding, 183–93; health insurance, 202–4; the interwar period, changes during (see interwar period, the); labor exchanges, 199–200; as a major watershed in British social welfare policy, 25; national unemployment insurance, 200–202; old age pensions, 194–97; political voice, role of, 205–8; reasons for, 105, 169–70; significance of, 28; social policy in other European countries, comparisons to, 211–16; as a social welfare system, 222; timing of, political economy and, 205; trade boards and minimum wages, 197–99

life expectancy, 14, 135–36, 209–10, 243, 246

Lindert, Peter H.: adult men with the vote, estimated increase in 1866–1868, 206n95; on the benefits outweighing the costs of the welfare state, 22; Bismarckian social insurance, lack of redistribution from, 214; economic insecurity, estimates of households experiencing, 9, 30; political voice and social welfare spending, relationship of, 205, 289; poor relief spending reported by, 14, 287n3; social affinity, concept of, 290; spread of social welfare programs documented by, 212; taxation of labor in European welfare states, 301

Linsley, Christine L., 253

Linsley, Colin A., 253

living standards: biological measures of, 243–49; British compared to other European countries, 209–11; the “condition of England” question, debate on, 179–83; 1899–1914, 170–77; the fall in pauperism and, 92; interwar period, during the, 217–18, 241–49; social welfare policy and, intertwining of, 24. See also poverty; poverty line/standard; wages

Lloyd George, David: Beveridge proposals, vote on, 273n38; 1909 Finance Bill, battle over, 201; Germany, visit to, 214; health insurance proposal by, 202–4; Liberal Welfare Reforms promoted by, 16; old age pension scheme proposed by, 194, 197; sickness insurance benefits compared to contributions, 215; social welfare concerns, need to address, 206–8, 296; speech introducing the People’s Budget in Parliament, 23, 310; stigma attached to the Poor Law, evidence of, 304

Local Authorities (Financial Provisions) Act (1921), 240n41

Local Government Act (1894), 291

Local Government Act (1929), 240, 299

Local Government Board (LGB): aged paupers, data regarding, 135–36; Crusade Against Outrelief initiated by, 15, 76; outdoor relief, opposition to, 76–77, 81, 84–85, 89, 123–24, 141; self-help, the workhouse test and predictions of increases in, 92; the Unemployed Workmen Act and, 129; work relief projects for the unemployed, encouragement of, 28, 107, 117, 125–28, 133

Loch, C. S.: Charity Organisation Society, as leader of, 78; old age pauperism, on the extent of, 138, 139n7, 142n10; Rowntree’s Poverty, reaction to, 180; on the Royal Commission on the Aged Poor, 184; on the Royal Commission on the Poor Laws and Relief of Distress, 186

London, crises of the 1860s in: business-cycle downturn and increased demand for relief, 1866–1869, 67–69; criticism of relief efforts during, 70–72; number of paupers relieved and relief expenditures in East London Unions, 1859–1868, 69; poor rates in metropolitan unions, variation in, 65–66, 68, 71–72; winter of 1860–1861, distress and the demand for assistance in, 65, 67

London Central (Unemployed) Body, 128, 131, 188

London Manufacturers’ Relief Committee, 57

Long, Walter, 128n42

Loyal Order of Ancient Shepherds, 45

Lucas, Robert, 309

Mackay, Thomas, 60n59, 184, 292

MacKinnon, Mary: Crusade Against Outrelief, impact of, 85, 142; occasional and permanent relief for the aged, 138; pauperism among the aged, estimates of, 139–40; unemployment data for unskilled workers, 111; the workhouse test and acceptance of inrelief by the very poor, 165n70; working-class percentage of persons age 65 and older, 143; working-class perceptions of the Poor Law, 91

Macnicol, John, 156

Malthus, Thomas, 38

Manchester and Salford District Provident Society, 124

Manchester Times, 49

Manchester Unity Oddfellows. See Independent Order of Oddfellows, Manchester Unity (IOOMU)

Mann, P. H., 173n7

Mansion House Fund of 1886, 124–25

Mansion House Relief Fund, 68

Marshall, Alfred, 184, 295

Marshall, T. H., 21

Marson, Charles, 85

Martin, Richard M., 246

Marx, Ive, 307

Masterman, Charles, 180, 205, 295

Matthews, R. C. O., 280

Mayhew, Henry, 12–13, 294n18

McGill, Rev. George Henry, 67

MCPF. See Metropolitan Common Poor Fund

Meade, James, 276

Mearns, Andrew, 294

Metropolitan Common Poor Fund (MCPF), 71–72, 76, 82

Metropolitan Poor Act (1867), 76, 82

Meyer, Bruce D., 8n17

Mill, John Stuart, 19, 291n9

minimum wage(s): call for a legal, 182n33, 197; Liberal Welfare Reforms and, 197–99

Mitchell, Brian R., 34

Morrison, Herbert, 272–73

Municipal Reform Act (1869), 290

Murray, Charles, 20–21

mutual insurance: benefit levels and total spending on, 102–3; through friendly societies (see friendly societies); through trade unions (see trade unions)

National Anti-Sweating League, 197

National Assistance, 265, 280

National Assistance Act (1948), 279–80, 299

National Assistance Board, 279, 299

National Committee for the Break-Up of the Poor Law, 193

National Committee of Organized Labour for the Promotion of Old Age Pensions, 185

National Health Insurance Act (1920), 226, 296

National Health Insurance (Prolongation of Insurance) Act (1921), 227

National Health Service, 266, 281

National Health Service, A (White Paper), 274, 278

National Health Service Act (1946), 279

National Insurance, 281

National Insurance Act (1911): adoption of, 16; as a foundation of interwar social welfare policy and the welfare state, 289; tripartite scheme of contribution instituted by, 25, 267, 300; unemployment insurance system of, 222

National Insurance Act (1946), 25, 279, 300

National Insurance Bill: Part I, health insurance, 203–4; Part II, compulsory unemployment insurance, 201–2

National Poor Law Reform Association, 193

near poverty, 8, 307

Neave, David, 97n37, 98–99

Newell, Andrew, 173–74

New Model unionism, 118

New Poor Law: flaws of, 38–39, 72–73; funding of, 47–48, 52–57, 68, 71–72; hungry 1840s, during the (see hungry 1840s); Lancashire cotton famine, during the (see Lancashire cotton famine); legislation establishing (see Poor Law Amendment Act (1834)); London crises of the 1860s, during the (see London, crises of the 1860s in); reduced public assistance under, 39–41, 74; regional and demographic variations in decline of relief spending, 40–41; working-class self-help, impact on, 46

New Survey of London Life and Labour (NSLLL), 239, 257–58

Nolan, Brian, 307

NSLLL. See New Survey of London Life and Labour

Ó Gráda, Cormac, 15n33

old age: economic insecurity and, 134–35, 144, 166; employment opportunities in, 156; life-cycle deskilling for older workers, 146; living expenses, estimate of, 144; number of people surviving to, 135–36

old age paupers/pauperism: extent of, 1861–1908, 135–43; gender differences among, 150–54; percentage of working-class among, 143; Poor Law assistance for, 14, 26, 149–50; rates of after 1892, 165; reasons for, 144; self-help and sources of assistance, 144–46; sources of maintenance for, 146–49; before the welfare state, 166

old age paupers/pauperism in 1891–1892, cross-sectional analysis of, 154–55; quantitative analysis of differences across unions, 158–62; rates across unions, contemporaries’ explanations for differences in, 155–58; regional welfare cultures among, 162–64

Old Age Pension Act (1908): adjustments to, 227; adoption of, 16, 26; funding of, 297, 299; limited coverage under, 204; passage of, 166, 194; political appeal of, 207–8; provisions and number of pensioners, 194–97; social insurance coverage in Britain compared to other European countries, 213; social welfare policies, laying the foundation for, 289; stigmatization of the Poor Law and, 304

old age pensions: conditions leading to the Old Age Pension Act, 164–66; data on, 33; debates and proposals for, 183–86; interwar period, during the, 227, 231, 239; Liberal Welfare Reforms addressing, 194–97

Old Poor Law: criticism of, 37–38; generosity of public assistance under, 14, 37, 39–40, 73–74; regional welfare cultures, possible cause of, 163–64; as a “welfare state in miniature,” 14–15

Olivera, Javier, 307

Ormerod, Paul A., 228

Osberg, Lars, 4

Outdoor Labour Test Order of 1842, 41, 51

Outdoor Relief Prohibitory Order of 1844, 41

Outdoor Relief Regulation Order of 1852, 41

Owen, A. D. K., 235n30

Owen, Sir Hugh, 149, 150n33, 155, 249, 254

Patterson, James, 24

pauperism: causes of, 192n61; definition of, 7–8; gender of the elderly and, 150–54; maladministration of the Poor Law and, 77; old age and (see old age paupers/pauperism); rate of, 77, 81–82, 287–88; rate of, constructing the, 287n2; rate of, effect of Crusade Against Outrelief on, 86–92; regional nature of, 157–58, 162–64; self-help and, 78–79

Peacock, Alan T., 34

Peel, Robert, 57

Pensions Act (1919), 239

Perkin, Harold, 45n16

Personal Responsibility and Work Opportunity Reconciliation Act of 1996, 24

Picture Post, 262

Pilgrim Trust, 221, 230

Political and Economic Planning, 259, 263

political voice: extension of the franchise and social welfare reforms, 26, 289–92, 296; the Liberal Welfare Reforms and, 205–8

Pollitt, Harry, 247

Poor Law Amendment Act (1834): effects of, 25, 39–40, 46, 48, 286, 288; expansion of the franchise and adoption of, 290; funding concerns and, 297; government’s role in protecting the poor and, debate over, 18–19; law of settlement and, 83; as a major shift in social welfare policy, 15, 37; Poor Law unions, establishment of, 82–83

Poor Law Board (1847–1871): able-bodied males, efforts to regulate granting of relief to, 40–41, 76–77; aged paupers, lack of data collection regarding, 135; local taxation in 1866–1867, insufficiency of, 68

Poor Law Commission (1834–1847): able-bodied males, efforts to regulate granting of relief to, 40–41, 43, 45, 51; creation of, 15, 39; effects of, 288–89; proposal for, 38; working-class self-help, New Poor Law credited for increase in, 46

Poor Law relief: abolishment of, 279; democratization of administration of, 291–92; expenditures on, 1871–1881, 88–89; funding of, 25, 39, 47–48, 52–57, 68, 71–72, 82–84, 296–301; interwar period, during the, 231–41; old age and (see old age); under the Old Poor Law (see Old Poor Law); pauperism distinguished from poverty in relation to, 7–8; percentage of population receiving, changes over time in, 16–18, 31–33, 39–40, 73–74; Royal Commission and the debate over, 190–93; skilled vs. low-skilled workers’ use of, 98; spending on, 286–89; spending on as a percentage of GDP, changes over time in, 17–18, 33–34, 74; stigmatization of, 303–4; under the system initiated in 1834 (see New Poor Law); for those in old age, 14; workhouse test and the crusade against outrelief, 76–82. See also social welfare policy/social safety net

Poor Law unions: able-bodied males, evasion of orders attempting to regulate granting of relief to, 41, 51–52; able-bodied males, orders attempting to regulate granting of relief to, 40–41; abolishment of, 299; funding of poor law relief and, 82–84; funding of poor law relief during the interwar period, 239–41; implementation of, 39; old age pauperism rates across, 154–64; outdoor relief in 1878–1879, 124; outdoor relief restricted by, the Crusade Against Outrelief and, 76, 106–7

Poor Rate Assessment and Collection Act (1869), 48

Poor Removal Act (1846), 83

Post Office Savings Banks, 51n35, 94, 97–98, 104

poverty: causes of, Beveridge Report conclusions on, 264; the “condition of England” question, debate on, 179–83; dynamic nature/fluidity of, 6–7, 104–5; effectiveness of Labour’s welfare policies in reducing, 281–83; health consequences of living in, 177–79; intensity of, 305–7; life-cycle periods of, 7, 174; low wages as a cause of, 174–77, 211; pauperism and Poor Law relief distinguished from, 7–8; rediscovery of, 283, 285, 295; self-help efforts of workers and, 103–5; share of households/adult males in poverty and share economically insecure, relationship of, 9–11; share of households/workers living in, 10, 30–31; social income and, 256–58; studies of interwar, 249–58; studies of pre-World War I, 170–77

poverty line/standard: definitions of, 6, 171, 251, 253; earnings levels and, 175–77; estimates of, 80–81, 171, 175–76, 228–29, 249–50; for a family of five, 8n16, 104n58; human needs standard, 175–76, 250–53, 255, 257, 269; poverty head counts, inadequacy of, 305–7

Pratt, Tidd, 46

Priestley, J. B., 262

Pringle, Rev. J. C., 127–28, 187

private charity. See charitable relief

public opinion: outdoor relief, middle-class taxpayers’ crusade against, 76–82; of the poor, changes in, 26, 292–96; pre-Beveridge Report calls for social welfare policy extensions, 262–63; social policy and, 292–93; stigmatization of Poor Law relief, 303–4; timing of the Liberal Welfare Reforms and, 205 (see also political voice); unemployment, increased public awareness of, 128; on unemployment, 107; on unskilled wages at the end of World War I, 242; working-class attitudes toward the Poor Law, 91

Public Works (Manufacturing Districts) Act (1863), 64

Rank, Mark R., 8n17

Ransom, Roger L., 146n23

Reagan, Ronald, 23

Redistribution of Seats Act (1885), 206, 291

Reeves, Maud Pember: on economic insecurity, 1, 3; new information provided by, impact of, 26; poverty and health, relationship of, 178; urban working-class communities, studies of, 181–82, 295

Reform Act (1832), 289

Reform Act, Second (1867), 205–6, 211, 289

Reform Act, Third (1884), 206, 211, 290–91

removal, power of, 83–84

Representation of the People Act (1918), 296

Riley, James C., 97n37, 98n39, 102n51

Ritchie, Charles, 184

Roberts, R., 125

Robertson, D. J., 242

Rodgers, Daniel, 214

Roosevelt, Franklin Delano, 21

Rose, Michael E., 25, 29, 45n14, 51, 289

Routh, Guy, 31

Rowntree, Benjamin Seebohm: average weekly working-class rent, 229; economic insecurity, writings about, 3; expenditure, estimates of minimum necessary, 103n53, 104n58, 145; health-based rejection rates for military service, reason for decline of, 178n21; life-cycle poverty, periods of, 7; new information provided by, impact of, 26; poverty and health, relationship of, 178–79; poverty and low wages, relationship of, 211n109; poverty line, definitions of/standards for, 6, 81n12, 175–76, 250–53, 255, 257, 269–70; poverty reduction, welfare state policies and, 281–83; poverty surveys by, 15, 171–72, 174–76, 249–50, 253, 255–56, 281–82, 295, 305n37; poverty surveys by, responses to, 179–81, 282–83; sickness insurance, men with multiple sources of, 103; sources of maintenance for the elderly, 146, 148–49; stigmatization revealed by poverty estimates of, 303–4; wages for unskilled labor, insufficiency of, 177; weekly incomes of working-class households in York, calculation of, 9n21; on working-class mutual self-help, 146; York population living in primary poverty, 1899 estimate of, 105

Royal Commission on Friendly Societies, 93

Royal Commission on National Health Insurance, Report of, 230–31

Royal Commission on the Aged Poor, 144, 145n21, 149–50, 155, 183–84, 295

Royal Commission on the Aged Poor, Report of the, 164–65, 171, 184–85

Royal Commission on the Poor Laws and Relief of Distress (1905–1909): appointment of, 132, 186; economic insecurity examined by, 3; Ghent System for unemployment insurance proposed by, 215; increase in benefits, absence of called-for, 165; information collected by, 170; labor exchanges, testimony on the need for, 199–200; on the material condition of workers, 112n10; testimony before and Reports of, 186–94

Royal Commission on Unemployment Insurance, 235–38

Royal Commission to Investigate the Poor Laws (1832–1834), 15, 38, 46, 163n66–67, 288, 290, 293, 296

Royal Poor Law Commission. See Royal Commission to Investigate the Poor Laws

savings banks: economic insecurity and working-class deposits in, 5; growth of working-class deposits in, 1850–1913, 93–94, 96–98; post-1834 working-class deposits in, 44–46; pre-1834 working-class deposits in, 43; withdrawals during the hungry 1840s, 50–51; working-class deposits in, adequacy for old age of, 144–47, 302. See also self-help, working-class

Second Reform Act (1867), 205–6, 211, 289

Select Committee on Distress from Want of Employment, 128

Select Committee on Homework, 197

Select Committee on Metropolitan Local Government, 68

Select Committee on Poor Law Relief, 67, 71

Select Committee on the Aged Deserving Poor, 144, 185–86, 194

Select Committees on Poor Removal, 83

self-help, working-class: economic insecurity and, 5; growth in, 1850–1913, 93–99; during the hungry 1840s, 50–51; insufficiency of under the New Poor Law, 72, 302–3; middle-class taxpayers’ belief in the potential of, 76–82, 302; old age, insufficiency for, 144–47; post-1834 increases in, 43–46; pre-1834 data regarding, 42–43; predictions of increases in during the late nineteenth-century, 92; public opinion of the poor and, 293–94; success of, earnings levels and, 103–5. See also friendly societies; savings banks; trade unions

Sells, Dorothy M., 242–43

Sen, Amartya, 22, 256

settlement, law of, 83–84

Shapely, Peter, 58n54

Sharpe, Andrew, 4

sickness benefits: during the interwar period, 230–31; levels of, 102–3; membership in friendly societies paying, 44–45, 96–99; Poor Law relief as a supplement to during the interwar period, 238–39; recipients of, 33; trade unions paying, 101–2. See also health

Smiles, Samuel, 5–6, 19–20, 78, 105, 293, 302–3

Smith, Richard M., 134n1

Smith, Sir Hubert Llewellyn, 3, 189, 200–201, 231, 256

social affinity, 290–91

Social Democratic Federation, 128

Social Insurance and Allied Services. See Beveridge Report

Social Insurance (White Paper), 274–75, 278

social welfare policy/social safety net: changes over time of, 14–18, 31–34; debating the proper role of, 18–24, 37–38, 70–71, 76–82, 183–93; funding of (see funding); inequality and, 307; interwar period, during the (see interwar period, the); Liberal Welfare Reforms (see Liberal Welfare Reforms); literature on, correction to, 25; living standards and, intertwining of, 24; scope of in the twentieth century, increasing, 307–8; spending on, 298; the welfare state as (see welfare state, the). See also Poor Law relief

Society for the Equalization of the Poor Rates, 71

Solar, Peter, 15n33

Solow, Robert M., 23, 308

Spender, Harold, 214

Spender, J. A., 145n19, 146n23, 156n47

Sullivan, James X., 8n17

Supple, Barry, 45n16

Sutch, Richard, 146n23

Tanner, J. M., 244

Tawney, R. H.: economic insecurity, contrasts of, ix; insecure peasant, weather cursed by, 309; moral argument for social welfare policies, 21; new forms of insecurity in the urban industrial economy, 3; Trade Boards Act, impact of the, 198–99; war effort, goals of, 263, 296

Taylor, Sir William, 178–79

Taylor-Gooby, Peter, 291n9

Temple, William (Archbishop of Canterbury), 262

Thane, Pat, 134, 154, 156, 292

Third Reform Act (1884), 206, 211, 290–91

Thomas, Mark, 33, 112n11, 220–21n6

Thomas, Ryland, 34

Thompson, E. P., 294n18

Thompson, F. M. L., 91

Thompson, Flora, 195

Thomson, David, 134, 166

Times, the, 261

Timmins, Nicholas, 269n27

Titmuss, Richard, 29, 263

Tocqueville, Alexis de, 19–20

Townsend, Peter, 134, 283

Toynbee, Arnold, 262

Trade Boards Act (1909), 197–99, 204–5

Trade Boards Act (1918), 242, 296

Trades Union Congress, 99, 101, 229, 262–63

trade unions: membership in, 99, 101; mutual insurance benefit expenditures, 100, 102–3; mutual insurance benefits for members of, 101–2; mutual insurance benefits paid by, levels of, 102–3; superannuation benefits paid by, 145; unemployment insurance, 188–90; unemployment relief, 113–14, 118–23

Tressell, Robert, 3, 117

Trevelyan, Sir Charles, 70

Trustee Savings Banks, 43, 45n18, 94, 97–98

UI. See unemployment insurance

Unemployed Workers’ Dependents (Temporary Provisions) Act (1921), 223

Unemployed Workmen Act (1905), 28, 118, 128–33, 186

unemployment, 106–7; annual rates and data, 1870–1913, 11–12, 107–12; Beveridge Report proposal regarding, 266; Beveridge’s goal for, 277; casual/temporary employment and, 116–17; children’s height and, relationship of, 248; cyclical, 86, 112–14, 125, 190; data on, 33; distress committees established in response to, 128–30; economic insecurity, as a cause of, 133; income fluctuations due to, 11–12; interwar period, during the, 218–21; labor exchanges addressing, 199–200; in Manchester cotton mills during the hungry 1840s, 49–50; post-World War II, Labour’s responsibility for, 280–81; seasonal, 114–16

Unemployment Act (1934), 235, 299

Unemployment Assistance Board, 235

unemployment insurance, compulsory: adoption of, 132; argument against, 188

Unemployment Insurance Act (1920), 222, 296

Unemployment Insurance Act (1921), 223, 226

Unemployment Insurance (No. 2) Act (1921), 223n11

Unemployment Insurance (Agriculture) Act (1936), 235n29

unemployment insurance (UI): adequacy of benefits, 228–30; high unemployment rates of the interwar period, problems created by, 218, 226; incidence of unemployment and, 228; during the interwar period, changes in, 222–26; Liberal Welfare Reforms and, 200–202; Poor Law relief during the interwar period and, 233–38; trade union, 188–90

unemployment relief: compulsory unemployment insurance (see unemployment insurance, compulsory); following the Crusade Against Outrelief, 117–18; levels of compared to wage rates, 123; for low-skilled workers, 123–28; Royal Commission and the debate over, 186–90; from trade unions, 101–2, 118–23; the Unemployed Workmen Act (1905) and, 128–32

Union Chargeability Act (1865), 64n67, 76, 82, 84, 297

Union Relief Aid Act (1862), 63

United States: debating the proper role of social welfare policy in, 20–21, 23–24

vagrants, 111–12

Veit-Wilson, John, 269–71

Victoria (queen of the United Kingdom and Ireland), 57

wages: earnings, average full-time, 3–4; earnings of manual workers, 79–80; German and British, comparison of, 211, 212n109; inadequacy of low, 182; interwar period, during the, 241–43; late nineteenth-century slowdown in the growth of, 92–93; Liberal Welfare Reforms and, 197–99; living standards and, 209; low as a cause of poverty, 174–77, 211; minimum (see minimum wage(s)); poor health and low, relationship of, 179; poverty line, close to, 81; slowing rate of increases in, 165; Trade Boards and, 242–43; unemployment benefits, compared to, 123; volatility in, 12

Warwick, Robert, 71

Watson, Alfred, 222–23

Watts, Harold, 257n78

Webb, Beatrice: on the Barnetts, 79n7; on the bias behind opposition to poor relief, 19–20; bias of ‘Haves’ against taxing themselves, acceptance of arguments against outdoor relief and, 85; economic insecurity, writings on, 3; legal minimum wage, call for, 197; Liberal health insurance scheme, objections to, 202–3; middle-class attitudes, reason for change in, 294; National Committee for the Break-Up of the Poor Law, establishment of, 193; on the Royal Commission on the Poor Laws and Relief of Distress, 186; on trade union administration of unemployment benefits, 118; on the unsatisfactory provision for the aged and infirm, 166; upper-class obsession with Poor Law relief, 77

Webb, Sidney: economic insecurity, writings on, 3; legal minimum wage, call for, 197; Liberal health insurance scheme, objections to, 202–3; National Committee for the Break-Up of the Poor Law, establishment of, 193; testimony before the Royal Commission on the Poor Laws and Relief of Distress, 187–88; on trade union administration of unemployment benefits, 118; on the unsatisfactory provision for the aged and infirm, 166

Webster, Charles, 247

welfare state, the: the Beveridge Report (see Beveridge Report); Britain after 1948 as, 284; consumption-smoothing, not redistribution, 301; current debates regarding, 308; forms of, 307–8; implementation of, Labour’s 1945 electoral victory and, 278–81; poverty, effectiveness in reducing, 281–83; White Papers, proposals of the government in, 274–78; the winding road to, 286–89. See also social welfare policy/social safety net

Wells, H. G., 262, 270n31

Western, Bruce, 4

Widows’, Orphans’, and Old Age Contributory Pensions Act (1925), 227

Wilkinson, Rev. J. Frome, 99n41–42, 144

Williams, Gertrude, 256

Williams, Karel, 32, 34, 45n14

Williamson, Jeffrey G., 9, 30, 212n109

Williamson, Samuel H., 34

Wilson, Henry, 179

Wilson, Mona, 116n15

Winter, J. M., 248

Wiseman, Jack, 34

Wodehouse, Edmond, 85

Women’s Trade Union League, 197

Wood, Sir Kingsley, 271–73

workhouses: capacity of East End, the distress of 1866–1868 and, 70; cost of, 297n; cyclically unemployed, unsuitability for, 38–39; demographic makeup of inmates, effect of Crusade Against Outrelief on, 89–90; gender differences among the elderly in, 153–54; improve the poor, projected as a means to, 38; medical facilities in, improvements to, 165; old age paupers in, 141, 155; substitution for outdoor relief, claims regarding, 84–85; union rateability and the construction of new, 84

workhouse test: controversy over outdoor relief and use of, 25, 27, 41, 51, 70; Crusade Against Outrelief and, 76; old age pauperism rates and, 150, 165; pauperism rates and, 86

work relief projects, 107, 117, 125–28, 187

Worswick, G. D. N., 228

Wright, Thomas, 23, 78