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Index
Cover
Title Page
Introduction
Chapter 1: Curb Mindless Spending
Hack 1: Avoid the Spending Trap!
Hack 2: Make a Financial Bucket List
Hack 3: Don’t Quit Cold Turkey—Cut Back
Hack 4: Never Miss a Payment
Hack 5: Make a Wish List
Hack 6: Do the 10/10 Rule
Hack 7: Simplify Your Coffee
Hack 8: Hack Your Spending with the Envelope Method
Hack 9: Aim for Zero
Hack 10: Carry Big Bills
Hack 11: Declutter Your Phone
Hack 12: Unfollow Your Favorite Brands
Hack 13: Keep Temptation Out of Your Inbox
Hack 14: Don’t Fall for the Free Shipping Trap
Hack 15: Streamline Your Subscriptions
Hack 16: Ditch the Shopping Cart!
Hack 17: Write It Down
Hack 18: Save 100 Percent
Hack 19: Reconsider Whether Membership Is Worth It
Hack 20: Stop Those Free Trials
Hack 21: Make a List
Hack 22: Check Your Bank Account
Hack 23: Never Start a Tab
Hack 24: Think Big with “Bonus” Money
Hack 25: Frame a Positive Narrative
Hack 26: Stop Trying to Be Perfect
Hack 27: Sweat the Big Stuff
Hack 28: Savor a Splurge All Month
Hack 29: Recalculate Prices As Hours of Work
Hack 30: Opt Out of Overdraft Protection
Hack 31: Live in the Future
Hack 32: Spend on the Buddy System
Hack 33: Save Money on Settling Up
Hack 34: Make the Holidays Stress-Free
Hack 35: Swear Off Spending
Hack 36: Live the Cash-Only Life
Hack 37: Make It Harder to Shop Online
Hack 38: Hit the Gym
Hack 39: Start a New Hobby
Hack 40: Join a Buy-Nothing Group
Hack 41: Use the Stranger Test
Hack 42: Outsmart Pricing Tricks
Hack 43: Avoid Temptation by Enjoying Convenience
Hack 44: Pay Yourself to Splurge
Hack 45: Don’t Shop When You’re Tired
Hack 46: Focus On Your Financial Goals
Hack 47: Pay Now or Not at All
Chapter 2: Be a Savvy Saver
Hack 48: Choose Two Savings Goals
Hack 49: Get Free Movies at the Library
Hack 50: Save 10 Percent of Every Paycheck
Hack 51: Automate Your Savings
Hack 52: Round Up to Boost Your Savings
Hack 53: Never, Ever Pay Bank Fees
Hack 54: Get Cash Back
Hack 55: Pay Your Bills Up Front
Hack 56: Keep the Best Interest Rates
Hack 57: Make Your Money Work for You
Hack 58: Make Tuesday Your New Movie Night
Hack 59: Install a Browser Extension
Hack 60: Team Up for Greater Savings
Hack 61: Reap the Benefits of Loyalty
Hack 62: Earn Rebates
Hack 63: Browse Your Local Pawn Shops
Hack 64: Roll Your Own Coins
Hack 65: Buy Refurbished Electronics
Hack 66: Visit Tourist Attractions for Free
Hack 67: Share Your Ride
Hack 68: Be the Host with the Most
Hack 69: Save Money at a Repair Café
Hack 70: Pay Less for Prescription Drugs
Hack 71: Budget Your Utility Bill
Hack 72: Clean the Back of Your Fridge
Hack 73: Turn Down the Heat
Hack 74: Save Money by Moving on a Weekday
Hack 75: Get an Energy Audit
Hack 76: Use Ceiling Fans Strategically
Hack 77: Never Forget a Bill Again
Hack 78: Stop Buying Books
Hack 79: Spend Money to Save Money (and Time)
Hack 80: Score Double Savings on Groceries
Hack 81: Make Your Shopping Trips Count
Hack 82: Avoid Convenience Stores
Hack 83: Enjoy Fresh Herbs with Every Meal
Hack 84: Shop Clockwise at the Grocery Store
Hack 85: Fly on the Cheapest Days
Hack 86: Buy Lunch Twice a Week
Hack 87: Shop Your Pantry Instead of the Store
Hack 88: Fill Your Gas Tank on Monday
Hack 89: Try Every Weird Tip Once
Hack 90: Always Buy the Biggest Pizza
Hack 91: Stock Your Garden for Free
Hack 92: Tune In to New Skills
Hack 93: Buy a Transit Pass
Hack 94: Take Out Your Cell Phone
Hack 95: Cut Insurance You Don’t Need
Hack 96: Make Your Airfare “Typical” or “Cheap”
Hack 97: Never Prepay for Gas
Hack 98: Negotiate Car Prices by Email
Hack 99: Haggle the Best Price
Chapter 3: Get Debt-Free
Hack 100: Check Your Free Credit Report
Hack 101: Know Your Debt
Hack 102: Keep Your Oldest Credit Card
Hack 103: Check Your Statement
Hack 104: Get Your Annual Fee Waived
Hack 105: Track to Motivate
Hack 106: Make Every Dollar Count
Hack 107: Score FICO for Free
Hack 108: Never Be Late
Hack 109: Ask Your Landlord to Report Your Rent
Hack 110: Lower Your Interest
Hack 111: Aim for Excellence
Hack 112: Set Smaller Goals
Hack 113: Boost Your Credit Score
Hack 114: Start an Avalanche or Build a Snowball
Hack 115: Kickstart with a Blizzard
Hack 116: Pay More Often
Hack 117: Hide Your Credit Cards
Hack 118: Write a Goodwill Letter
Hack 119: Look for Balance Transfer Offers
Hack 120: Partner Up for Accountability
Hack 121: Reward Yourself
Hack 122: Remember Why You’re Doing This
Hack 123: Automate Your Payments
Hack 124: Pay Off Your Debt with Refunds
Hack 125: Claim Your Missing Money
Hack 126: Repair Your Credit with a Secured Card
Hack 127: Track Down Your Student Loans
Hack 128: Never Skip a Payment
Hack 129: Never Let Your Student Loans Default
Hack 130: Choose the Right Repayment Plan
Hack 131: Make Payments Every Other Week
Hack 132: Check If You’re Eligible for Forgiveness
Hack 133: Never Buy Rewards
Hack 134: Max Your Credit Card Rewards
Hack 135: Never Let Your Rewards Expire
Hack 136: Find the Best Places to Earn Rewards
Hack 137: Spread Out Your Balances
Hack 138: Consider Your Options for Medical Bills
Hack 139: Reallocate Your Credit
Hack 140: Take the Shortest Possible Loan Term
Hack 141: Skip the Extended Warranty
Hack 142: Ask for Help
Hack 143: Use Reward Points to Buy Gift Cards
Hack 144: Ask for a Better Sign-Up Bonus
Hack 145: Choose the Best Travel Credit Card
Hack 146: Always Pay in Local Currency
Chapter 4: Make More Money
Hack 147: Find Out What You’re Worth
Hack 148: Take Your Address Off Your Resume
Hack 149: Build Your Public Portfolio
Hack 150: Use Every Vacation Day
Hack 151: Learn a Skill You Can Sell
Hack 152: Get Credentials in Your Field
Hack 153: Don’t Give the Government a Loan
Hack 154: Always Negotiate a Job Offer
Hack 155: Let Strangers Rent Your Time
Hack 156: Use a Job Offer to Get a Salary Boost
Hack 157: Set Your Hourly Rate
Hack 158: Outsource Time-Sucks
Hack 159: Know Your Target, Alternative, and Reservation
Hack 160: Add Up Your Benefits
Hack 161: Let Your Job Pay You to Exercise
Hack 162: Keep an Eye on the Job Boards
Hack 163: Get a Mentor
Hack 164: Skip Your Commute
Hack 165: Brag a Little
Hack 166: Work Off Your Student Loans
Hack 167: Track Your Mileage
Hack 168: Sell Your Junk Mail
Hack 169: Find Extra Money in Your Paycheck
Hack 170: Find the Perfect Side Hustle
Hack 171: Deliver Groceries, Packages, or People
Hack 172: Start a Seasonal Side Hustle
Hack 173: Become a Notary
Hack 174: Show Off Your Hometown
Hack 175: Leverage Your Second Language
Hack 176: Get Paid to Share Your Home
Hack 177: Stick with a Short-Term Rental
Hack 178: Tutor Students Around the World
Hack 179: Hang with a Pet
Hack 180: Get Cash for Last Year’s Phone
Hack 181: Sell Your Stuff to Your Neighbors
Hack 182: Sell Your Books, DVDs, and Video Games
Hack 183: Pay Attention to Class Action Settlements
Hack 184: Get Paid for Your Opinions
Hack 185: Get Paid to Sleep Over
Hack 186: Use Your Hands to Make Extra Cash
Hack 187: Rent Your Garage, Shed, or Yard
Hack 188: Become a Shopping Detective
Hack 189: Let Strangers Rent Your Car
Hack 190: Wrap Your Car
Hack 191: Switch Banks for the Bonus
Chapter 5: Plan for the Future
Hack 192: Blow Out Your Money Candles
Hack 193: Go On a Money Date
Hack 194: Merge with Caution
Hack 195: Choose Equitable over Equal
Hack 196: Determine Your Investing Risk
Hack 197: Go Mortgage Hunting
Hack 198: Get Financially Fit
Hack 199: Get Free Money from Your Boss
Hack 200: Don’t Watch the Market
Hack 201: Start with a Robo-Advisor
Hack 202: Pay Taxes Now to Save Later
Hack 203: Use Your Investment Time Machine
Hack 204: Work for Yourself? Don’t Forget to Save
Hack 205: Invest In the 5 Percent Rule
Hack 206: Choose a Target
Hack 207: Double Your Money
Hack 208: Celebrate Your Money Anniversary
Hack 209: Don’t Overlook Money Market Funds
Hack 210: Don’t Forget to Actually Invest Your Money
Hack 211: Become a Homebuying Pro
Hack 212: Keep Company Stock Out of Your Portfolio
Hack 213: Ask Your Employer for Lower Fees
Hack 214: Ditch PMI ASAP
Hack 215: Go On a Retirement Treasure Hunt
Hack 216: Wed Wisely
Hack 217: Get Vested
Hack 218: Don’t Rob Your Retirement
Hack 219: Save for Graduate School
Hack 220: Prepare Your Baby for College Costs
Hack 221: Aim for 80 Percent in Retirement
Hack 222: Save Money on Financial Planning
Hack 223: Make Sure Your Money Lasts
Hack 224: Create a Backup Investing Account
Hack 225: Protect Your Finances with a Fiduciary
Hack 226: Let Your Money Be Boring
Hack 227: Lock Down Your Credit
Hack 228: Get Your FICO Mortgage Score
Hack 229: Request a Rapid Rescore
Hack 230: Make a ‘Big’ Down Payment
Hack 231: Pay Points Now to Save Later
Hack 232: Figure Out Your PITI
Hack 233: Buy a House for Less
Hack 234: Save Thousands on Your Mortgage
Chapter 6: Protect Your Money
Hack 235: Put Your Credit on Ice
Hack 236: Set Up Banking Alerts
Hack 237: Choose Better Passwords
Hack 238: Cover the ATM PIN Pad
Hack 239: Avoid Tax Phishing Scams
Hack 240: File Your Tax Return As Early As Possible
Hack 241: Don’t Do Financial Tasks on Public Wi-Fi
Hack 242: Don’t Click on Text Messages from Your Bank
Hack 243: Make a Will While You’re Healthy
Hack 244: Never Give Out Your PIN
Hack 245: Kick Up Credit Card Fraud Help
Hack 246: Consider Spending Extra for Wedding Insurance
Hack 247: Protect Your New Car Purchase
Hack 248: Hold On to Your Gains
Hack 249: Don’t Be Fooled by the January Effect
Hack 250: Don’t Get Duped by Funeral Homes
Hack 251: Look Up Your Insurance Profile
Hack 252: Avoid Permanent Life Insurance
Hack 253: Protect Your Final Wishes with a Trust
Hack 254: Buy Term Life Insurance Early
Hack 255: Buy More Life Insurance Than You Think You Need
Hack 256: Get an Insurance Discount
Hack 257: Protect Your Salary
Hack 258: Cover Your Own Occupation
Hack 259: Grab an Umbrella (Policy)
Hack 260: Name Names on Your Financial Accounts
Hack 261: Go Window Shopping
Hack 262: Hold On to Your Car Keys
Hack 263: Create an Emergency Folder
Hack 264: Consider Final Expense Insurance
Hack 265: Buy Travel Insurance, but Only Sometimes
Hack 266: Review Your Health Insurance Plan Every Year
Hack 267: Learn the Difference Between HMOs and PPOs Once and for All
Hack 268: Get the Most Expensive Deductible You Can Afford
Hack 269: Talk to Your Parents about Their Money
Hack 270: Talk about Long-Term Care Plans for Mom and Dad
Hack 271: Think about Long-Term Care Plans for Yourself
Hack 272: Leave a Legacy
Hack 273: Don’t Let the Market Upset You in September
Hack 274: Take an Inventory
Hack 275: Value Your Valuables
Hack 276: Save Claims for Big Mishaps
Hack 277: Prepare for Disasters
Hack 278: Think Twice Before You Loan Money
Hack 279: Check Your Child’s Credit
Hack 280: Keep Scammers and Solicitors Out of Your Phone
About the Author
Index
Copyright
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