Rich Enough? by Holm, Mary -- Read -- Imperial Library of Trantor

Index

Dedication Contents List of Figures Author’s Note: Is This Book for You? Why Do You Want to Be Richer? Step 1: Start Now – It’s Easy

Three Ways to Get More Savings Get Going You Don’t Need a Million

Step 2: Kill Off High-Interest Debt

Are You a Lucky One? Setting a Goal The Psychology of Spending What About the Unlucky Lucky Ones? Be a Credit Card Winner How Do Student Loans Fit Into All This?

Step 3: Set Up Insurance – and a Rainy Day Fund

Shelter From the Storm The Emergency Fund

Step 4: Join the Best Kiwisaver Fund for You

Not in KiwiSaver? No Excuses! Why Is KiwiSaver So Good? Which Fund for You? Are You on Track With Your KiwiSaver Savings? Getting the Best Out of KiwiSaver KiwiSaver for Kids Don’t Delay Joining

Step 5: Boost Your Saving Painlessly – How and Where

Hot Tips on How to Become a Big Saver Where to Save Outside KiwiSaver – Short-Term Savings Where to Save Outside KiwiSaver – Mid-Term Savings Where to Save Outside KiwiSaver – Longer-Term Savings Not Just New Zealand Other Investments – Individual Shares and Rental Property If You Have a Problem Steering Clear of Scams

Step 6: Stay Cool

Rule 1: Spread Your Risk Rule 2: Largely Ignore Past Performance Rule 3: Don’t Try to Time Markets Rule 4: Never Be Forced to Sell Rule 5: Sit Back and Relax Vive La Différence: How Men and Women Invest

Step 7: Head Confidently Towards Retirement – and Through It

The Big Picture Setting a Retirement Savings Goal Making It Easier Investing During Retirement

Step ?: (When It’s the Right Time – If Ever) Buy a Home, or Sell One

Not Planning on Home Ownership Saving to Buy a First Home Making the Purchase of a First or Subsequent Home The Mortgage Maze Selling a Home

One More Thing: Do You Need Personal Financial Advice?

How to Find Some Possible Advisers Questions to Ask Advisers Meet the Candidates for the Job of Advising You

On Happiness

Beyond a Certain Point . . . What Makes New Zealanders Happy? Money, Couples and Family Relationships Happier Than Most Other Countries Last Words on Happiness

Useful Links and Websites Acknowledgements Index About the Author Copyright