Figure 2: Increasing credit card payments helps hugely
Figure 3: Why is KiwiSaver so good? The multiplier
Figure 4: The higher the risk, the bigger the balance at the end
Figure 5: Chances of your account balance falling
Figure 6: High fees can clobber your KiwiSaver account
Figure 7: Two years matter in KiwiSaver
Figure 8: Inflation and interest rates
Figure 9: Share markets don’t move together
Figure 10: What happens when you gear
Figure 11: House prices sometimes fall
Figure 12: Different assets take different paths
Figure 13: Which asset did best – and worst?
Figure 14: Every dog has its day – different share markets’ performance over 33 years
Figure 16: Mortgage interest rates
Figure 17: Three clever types of mortgages
Figure 18: Our example of a fairer deal in real estate commission